Payday Loans Online

Payday loans are short-term, high-interest loans that are typically due on the borrower's next payday. In the Philippines, payday loans are available from a variety of lenders, including banks, credit unions, and online lenders. Here is a list of the TOP 10 payday loans with the best approval ratings:

Search for loans
Digido - Loans online, fast and reliable
APR 59.9%
₱1,000 — ₱25,000
21 — 70 years
from 2 to 6 months
Finbro - Online lending platform to get a loan quickly
from 0%
₱1,000 — ₱50,000
20 — 70 years
up to 12 months
Cash express - Online Loans in 15 minutes with No Requirements
from 0% up to 1.99% per day
₱1,000 — ₱20,000
21 — 70 years
7 or 14 days
More info CashXpress South East Asia Lending Inc.
Online Loans Pilipinas - 0% interest, instant approval
APR 143% per year
₱1,000 — ₱20,000
22 — 70 years
from 61 to 183 days
Crezu - Get an online loan in just 5 minutes
APR from 0% to 36%
₱1,000 — ₱25,000
18 — 70 years
from 61 to 120 days
More info Fininity Ltd
FinApps - Fast personal loans
from 12% up to 36%
₱1,000 — ₱25,000
20 — 70 years
from 61 to 120 days
More info IE Anton Olefir
Credy - Personal loans online 24/7
APR from 0% to 143%
₱1,000 — ₱25,000
18+ years
from 61 to 120 days
More info Traffic Control OÜ
Credit Nice - Money Loans. Approval Regardless of Credit
₱50,000
18+ years
More info TOV INTERNET FINANCE GROUP
Kviku - Online Bank
0.16% per day
₱500 — ₱25,000
20 — 55 years
from 2 to 6 months
Finami - Fast and easy online loans 24/7
APR from 4% to 916%
₱1,000 — ₱25,000
18+ years
from 30 days
More info Infinsacom Kft.
Creditify - Get a loan today for a better tomorrow
₱200 — ₱25,000
18+ years
Cash2Go - Quick loan up to PHP 25,000 in Philippines
APR from 0% to 143%
₱1,000 — ₱25,000
18+ years
from 61 to 120 days
More info Traffic Control Ltd
Cashspace - Quick online loans in the Philippines
APR from 12% to 36%
₱1,000 — ₱25,000
18+ years
from 61 to 120 days
More info Fininity Ltd
Zaimoo - Borrow up to 25,000 pesos at 0.01%
APR from 11.9% to 365%
₱100 — ₱25,000
18+ years
from 61 days to 60 months
More info Densure LLC
Finloo - Best online loan in 2 minutes
from 0%
₱1,000 — ₱25,000
18+ years
up to 30 days

What are payday loans online

Payday loans In the Philippines are short-term loans that are typically due on the borrower's next payday. They are often used to cover unexpected expenses or to bridge a gap between paychecks. The interest rates on payday loans can be very high, so it is important to compare offers before taking out a loan.

Here are some things to keep in mind if you are considering taking out a payday loan:

If you are considering taking out a payday loan, it is important to weigh the risks and benefits carefully. There may be other options available to you that are less expensive and less risky.

Why are payday loans bad?

Payday loans are often criticized for being predatory and harmful to borrowers. Here are some of the reasons why payday loans are considered bad:

Here are some alternatives to payday loans:

What are the best online payday loans in the Philippines

There are a number of online payday lenders in the Philippines, but not all of them are created equal. Here are a few things to look for when choosing an online payday lender:

Here are a few of the best online payday lenders in the Philippines:

It is important to shop around and compare rates from a few different lenders before taking out a payday loan.

Top 3 Payday Loans

Digido

Digido - Loans online, fast and reliable

Get your first loan with 0% interest rate for 7 days!

Interest RatesAPR 59.9%
Maximum Loan Amount₱1,000 — ₱25,000
Borrower Age21 — 70 years
Loan Termsfrom 2 to 6 months

Finbro

Finbro - Online lending platform to get a loan quickly

0% interest for the first loan from PHP 10,000

Interest Ratesfrom 0%
Maximum Loan Amount₱1,000 — ₱50,000
Borrower Age20 — 70 years
Loan Termsup to 12 months

Cash-express

Cash express - Online Loans in 15 minutes with No Requirements

Cash-express is FAST, EASY and CONVENIENT:

Interest Ratesfrom 0% up to 1.99% per day
Maximum Loan Amount₱1,000 — ₱20,000
Borrower Age21 — 70 years
Loan Terms7 or 14 days

Payday Loans Online - Pros and Cons

Positives
  • All process is online and fast
  • Automated service, working 24/7
  • First loan with 0% interest rate, if repaied in time
  • Data is secured
  • Collateral and guarantor not needed
  • Transparent term
  • No hidden fees!
  • Mobile App is available on Google Play and App Store
Negatives
  • High interest rate from the second loan
  • High penalties, if not repaied in time
Positives
  • Service is free of charge
  • Easy 24/7 registration
  • Amount up to PHP 50,000
  • No payslip document required
Negatives
  • Not a financial company
  • No guaranties of getting a loan

Questions and answers about Payday Loans

Payday Loans Online

Interest
Loan amount
Term
Borrower age
SEC registered
APR 59.9%
₱1,000 — ₱25,000
from 2 to 6 months
21 — 70 years 
SEC Registration No. 202003056. Certificate of Authority No. 1272
from 0%
₱1,000 — ₱50,000
up to 12 months
20 — 70 years 
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
from 0% up to 1.99% per day
₱1,000 — ₱20,000
7 or 14 days
21 — 70 years 
Company Registration No. CS201951088 and Certificate of Authority No. 2918
APR 143% per year
₱1,000 — ₱20,000
from 61 to 183 days
22 — 70 years 
Registration № CS201726430, CA №1181
APR from 0% to 36%
₱1,000 — ₱25,000
from 61 to 120 days
18 — 70 years 
registration number: 14523902
from 12% up to 36%
₱1,000 — ₱25,000
from 61 to 120 days
20 — 70 years 
APR from 0% to 143%
₱1,000 — ₱25,000
from 61 to 120 days
18+ years 
Estonian Commercial Register under no. 11501857
₱50,000
18+ years 
0.16% per day
₱500 — ₱25,000
from 2 to 6 months
20 — 55 years 
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
APR from 4% to 916%
₱1,000 — ₱25,000
from 30 days
18+ years 
Company No 1092
₱200 — ₱25,000
18+ years 
APR from 0% to 143%
₱1,000 — ₱25,000
from 61 to 120 days
18+ years 
No. 11501857
APR from 12% to 36%
₱1,000 — ₱25,000
from 61 to 120 days
18+ years 
registration number: 14523902
APR from 11.9% to 365%
₱100 — ₱25,000
from 61 days to 60 months
18+ years 
08217974
from 0%
₱1,000 — ₱25,000
up to 30 days
18+ years 
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