Quick Loans in the Philippines

Top 6 Quick Cash Loans

Finbro

Finbro оnline loan app - get a loan quickly

Finbro is a digital lending platform designed to provide quick and accessible personal loans to individuals in the Philippines. Owned and operated by Sofi Lending Inc. SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990.

0% interest for the first loan from PHP 10,000

• Amount from PHP 1,000 to 50,000
• Amount for new clients up to PHP 15,000
• Terms up to 12 months

Interest Rates	from 0%
Maximum Loan Amount	₱1,000 — ₱50,000
Borrower Age	20 — 70 years
Loan Terms	up to 12 months

Pesoredee

Get the first loan for free - 0% interest by PesoRedee

Get the first loan for free! 0% interest if you pay back on the first payment date.

• Amount from PHP 1,000 to 20,000
• Up to PHP 7,000 for new clients
• Download the app for 100% mobile experience!

Interest Rates	APR 143%
Maximum Loan Amount	₱1,000 — ₱20,000
Borrower Age	22 — 70 years

Money Cat

MoneyCat - Cash loan online with fast approval in Philippines

MoneyCat is a multinational fintech company operating in the Philippines, offering fast and convenient online loans with minimal requirements.

The platform enables users to apply in just minutes and receive funds within 24 hours, providing reliable financial support without the need to visit a bank. MoneyCat also offers attentive customer service throughout the loan process to ensure a smooth experience.

Instant cash loans MoneyCat. First loan for FREE!

• Amount from PHP 500 to 20,000 
• Term from 3 to 6 months
• Interest rates 11.9% per month
• Maximum APR 145%
• Loans in 5 minutes
• You don’t need to confirm income, bring references, visit our office

Interest Rates	APR 145%
Maximum Loan Amount	₱500 — ₱20,000
Borrower Age	22+ years
Loan Terms	from 3 to 6 months

Cash Mart

CashMart - Fast Cash Loans Philippines

Best Online Loan Solutions - Cash Mart:

• Repayment: Fixed Terms
• Approval Period: 1 Day

Interest Rates	APR: 20.8415%
Maximum Loan Amount	₱5,000 — ₱50,000
Borrower Age	21 — 50 years

Vamo

Vamo - Flexible finances

• Amount from PHP 1,000 to 30,000 (maximum PHP 10,000 for a new client)
• Interest rate of 2% per day
• Processing fee set at PHP 100 
• Full repayment 30 days after or pay minimum monthly payments

Interest Rates	2% per day
Maximum Loan Amount	₱1,000 — ₱30,000
Borrower Age	20 — 65 years
Loan Terms	from 30 days

Lemon Loan

Lemon Loan - Fast & Easy Cash Loans Online

Lemon Loan app is an online cash loan/lending platform in the Philippines which can fully operate through mobile APP.

• Loan Amount from 2,000 to 150,000 PHP
• The loan period is from 91 to 120 days
• The minimum APR is 14%, and Maximum APR is 35%
• Approval Duration for 10 to 20 minutes
• Get approved and withdraw the cash in an instant
• A tried-and-true processing that doesn’t require collateral nor additional documents

Interest Rates	APR from 14% to 35%
Maximum Loan Amount	₱2,000 — ₱20,000
Borrower Age	18+ years
Loan Terms	from 91 to 120 days

Quick Online Loans in the Philippines

If you need a quick loan in the Philippines, quick cash loans are a convenient solution to get money fast. These loans offer fast approval, often within 10-15 minutes, making it easy to access funds when you face unexpected expenses or emergencies. With easy personal loans in the Philippines, you can borrow from ₱500 up to ₱50,000 with flexible terms up to 12 months. Many reputable lenders provide quick and reliable service, helping you get a loan quickly without hassle. Whether you need to cover bills, medical expenses, or other urgent needs, quick loan options in the Philippines are designed to support you with fast and easy financing.

How to find the Best Quick Cash Loan?

To compare different lenders and find the best quick cash loan options in the Philippines, consider the following key factors:

1. Interest Rates and Fees. Compare the interest rates offered by various lenders, including any promotional rates like 0% interest for first-time borrowers. Also, check for additional fees such as processing fees, late payment penalties, or early repayment charges. Lower rates and transparent fees reduce the total cost of your loan.
2. Loan Amount and Repayment Terms. Assess the minimum and maximum loan amounts each lender offers and the flexibility of repayment terms. Some lenders provide small loans starting from ₱1,000 up to ₱50,000 or more, with repayment periods ranging from a few days to several months or years. Choose a lender that matches your financial needs and repayment capacity.
3. Speed of Approval and Disbursement. Quick loan approval and fast fund disbursement are crucial if you need cash urgently. Some lenders approve loans in as fast as 5 to 15 minutes and disburse funds immediately or within a day. Check the typical processing time to ensure it fits your urgency.
4. Eligibility Requirements. Review the eligibility criteria such as age, income, credit score, and required documents. Some lenders require only one valid ID and minimal paperwork, while others may have stricter requirements. Selecting a lender with easier eligibility can speed up your application.
5. Reputation and Legitimacy. Choose lenders that are licensed and regulated by the Bangko Sentral ng Pilipinas (BSP) and the Securities and Exchange Commission (SEC). Verify their physical address, contact details, and customer support availability. Trusted lenders provide clear terms and good customer service, helping you avoid scams and unfair practices.

User Experience and Support. Consider lenders with user-friendly online platforms or apps for easy application and loan management. Responsive customer support is important for resolving issues quickly.

Quick Loans Online - Easy and Fast Approval in the Philippines

Need a quick financial boost? Look no further than online lending in the Philippines!

Here are some popular loan options available online:

• Small Cash Loans: Amounts ranging from ₱5,000 to ₱25,000 ideal for immediate needs.
• Salary Loans: Short-term loans based on your monthly income, often repaid within your next pay cycle.
• Installment Loans: Larger loan amounts repaid over a longer period, typically ranging from 3 to 24 months.

Getting a legit online loan in just 5 minutes is possible!

Here's how:

1. Compare Loan Options: Browse our comprehensive list of lenders, compare interest rates, loan terms, and eligibility requirements to find the best fit for your needs.
2. Choose Your Lender: Select a reputable and SEC-registered lender with transparent terms and fees.
3. Complete the Application: Fill out the online application form, providing accurate and complete information.
4. Submit Documents: Upload the required documents, usually valid IDs and proof of income.
5. Await Approval: Most lenders offer quick turnaround times, and you may receive approval within 5 minutes. (Note: Actual approval times may vary depending on the lender)
6. Receive Your Funds: Once approved, your loan amount will be deposited directly into your bank account or preferred payout method.

Important Reminders:

• Borrow responsibly: Only borrow what you can afford to repay on time.
• Beware of hidden fees: Read the terms and conditions carefully to understand all costs associated with the loan.
• Verify SEC registration: Ensure the lender is registered with the Securities and Exchange Commission (SEC) to avoid scams.
• Explore alternatives: Consider other options like salary advances or asking a trusted friend or family member for help before resorting to a loan.

By following these tips, you can find a legitimate and convenient online loan solution in the Philippines, helping you manage your finances with ease.

Disclaimer: This website does not directly offer loans. We aim to provide information and connect users with reputable lenders. Please conduct your own research and compare options before applying for a loan.