Looking for a financial solution to cover larger expenses or consolidate debt? Long-term online loans in the Philippines, also known as installment loans, could be a suitable option. These loans offer larger loan amounts and flexible repayment terms, allowing you to spread the cost out over a longer period with manageable monthly payments.
Installment loans are a type of credit that provides you with a lump sum of money upfront, which you then repay in fixed monthly installments over a predetermined period, typically ranging from 12 to 36 months. This allows you to manage your finances strategically and avoid the burden of a large one-time payment.
Benefits of Long-Term Online Loans:
Important Considerations:
Finbro - Online lending platform to get a loan quickly
0% interest for the first loan from PHP 10,000
| Interest Rates | from 0% |
| Maximum Loan Amount | ₱1,000 — ₱50,000 |
| Borrower Age | 20 — 70 years |
| Loan Terms | up to 12 months |
Kviku - Online Bank
Up to PHP 25 000 for up to 180 days, disbursed in 5 minutes
| Interest Rates | 0.16% per day |
| Maximum Loan Amount | ₱500 — ₱25,000 |
| Borrower Age | 20 — 55 years |
| Loan Terms | from 2 to 6 months |
Cash2Go - Quick loan up to PHP 25,000 in Philippines
Cash2Go has the fastest credit you need, any day, 24/7:
| Interest Rates | APR from 0% to 143% |
| Maximum Loan Amount | ₱1,000 — ₱25,000 |
| Borrower Age | 18+ years |
| Loan Terms | from 61 to 120 days |
FinApps - Fast personal loans
Get a Cash Loan in Philippines with a 0% rate!
| Interest Rates | from 12% up to 36% |
| Maximum Loan Amount | ₱1,000 — ₱25,000 |
| Borrower Age | 20 — 70 years |
| Loan Terms | from 61 to 120 days |
Pesoloan - Inclusive and accessible digital financial services for everyone
Pesoloan provides online loans for various amounts:
| Interest Rates | 20% per day |
| Maximum Loan Amount | ₱8,000 — ₱100,000 |
| Borrower Age | 18+ years |
| Loan Terms | from 91 to 120 days |
Vidalia - Personal loans, business loans
Vidalia Lending offers personal loans, small business loans, salary loans and alternative investing. Peer to Peer Lending.
| Maximum Loan Amount | ₱100,000 |
| Borrower Age | 18+ years |
| Loan Terms | from 2 to 12 months |
Pautang Online - App for digital credit to Filipinos
Pautang Online is a fintech platform that delivers digital credit to Filipinos – helping them elevate their financial well-being.
| Maximum Loan Amount | ₱1,500 — ₱8,000 |
| Borrower Age | 20 — 60 years |
| Loan Terms | from 120 to 210 days |
Advantages:
Disadvantages:
Tips:
Frequently Asked Questions:
| Amount you borrow | APR | Borrowing period (in years) | Monthly repayments | Total you’ll pay back | Total interest paid |
|---|---|---|---|---|---|
| ₱20,000 | 50% | 2 | ₱1,334.22 | ₱32,021.17 | ₱12,021.17 |
| ₱20,000 | 50% | 4 | ₱970.05 | ₱46,562.26 | ₱26,562.26 (an extra ₱-130.24) |
Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
from 0%
|
₱1,000 — ₱50,000
|
up to 12 months
|
20 — 70 years
|
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
|
||
|
0.16% per day
|
₱500 — ₱25,000
|
from 2 to 6 months
|
20 — 55 years
|
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
|
||
|
APR from 0% to 143%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18+ years
|
No. 11501857
|
||
|
from 12% up to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
20 — 70 years
|
|
||
|
APR 59.9%
|
₱1,000 — ₱25,000
|
from 2 to 6 months
|
21 — 70 years
|
SEC Registration No. 202003056. Certificate of Authority No. 1272
|
||
|
APR 145%
|
₱500 — ₱20,000
|
from 3 to 6 months
|
22+ years
|
SEC Registration number: CS201953O73., Certificate of Authority №1254
|
||
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
Latvian business number 43603085405
|
||
|
APR from 0% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18 — 70 years
|
registration number: 14523902
|
||
|
APR from 0% to 143%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18+ years
|
Estonian Commercial Register under no. 11501857
|
||
|
APR 180%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
20+ years
|
|
||
|
APR from 30% to 365%
|
₱500 — ₱25,000
|
from 91 days to 2 years
|
18+ years
|
|
||
|
APR from 12% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18+ years
|
registration number: 14523902
|
||
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
43603085405
|
||
|
APR from 11.9% to 365%
|
₱100 — ₱25,000
|
from 61 days to 60 months
|
18+ years
|
08217974
|
||
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
21 — 64 years
|
43603085405
|
||
|
0.2% per day
|
₱2,000 — ₱20,000
|
from 30 days to 120 days
|
21 — 60 years
|
|
|
|
APR 143% per year
|
₱1,000 — ₱20,000
|
from 61 to 183 days
|
22 — 70 years
|
Registration № CS201726430, CA №1181
|
|
|
|
APR 84%
|
₱5,000 — ₱50,000
|
from 6 to 24 months
|
18+ years
|
|
|
|
|
|
₱5,000 — ₱25,000
|
from 6 to 12 months
|
18 — 68 years
|
Reg No. CS201602333
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
|
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 90 to 180 days
|
22+ years
|
CS201953073
|
|
|
from 0% up to 2,1% per day
|
₱1,000 — ₱25,000
|
from 7 to 180 days
|
21 — 70 years
|
|
|
|
|
APR 194%
|
₱1,000 — ₱50,000
|
from 2 to 6 months
|
18+ years
|
SEC Registration No. CS202003056
|
|
|
|
APR from 30% to 360%
|
|
from 61 to 365 days
|
18+ years
|
|
|
|
|
Interest rate 0.2% per day
|
₱2,000 — ₱20,000
|
from 30 to 120 days
|
21 — 60 years
|
SEC Registration Number: CS201603853
|
|
|
|
0,5% per day
|
₱1,000 — ₱25,000
|
from 1 to 61 days
|
18+ years
|
SEC Registration No. CS201710582, Certificate of Authority No. 1132
|
|
|
|
APR 39.78% – 54.756%
|
₱3,500 — ₱500,000
|
from 6 to 10 months
|
18+ years
|
|
|
|
|
₱100,000
|
from 2 to 12 months
|
18+ years
|
SECNo. CS200813771, Certificate of Authority No. 279
|
|
|
|
from 12.98% to 40.50%
|
₱1,000 — ₱100,000
|
from 180 to 365 days
|
18+ years
|
CS201628816
|
|
|
|
|
₱20,000 — ₱180,000
|
from 365 to 1460 days
|
|
CS200917691
|
|
|
|
APR 143%
|
₱10,000 — ₱50,000
|
from 180 to 720 days
|
|
CS201300789
|
|
|
|
3.49% monthly
|
₱2,000 — ₱40,000
|
from 1 to 12 months
|
|
CS201516347
|
|
|
APR up to 180%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
20+ years
|
|
|
|
|
from 0%
|
₱10,000 — ₱30,000
|
from 7 up to 180 days
|
18 — 71 years
|
Business code: 304875162
|
|
|
|
10.5% per annum
|
|
36 months
|
18+ years
|
|
|
|
|
₱2,000 — ₱15,000
|
up to 3 months
|
20+ years
|
Registration No.CS201825672 Certificate of Authority 2844
|
|
|
|
|
₱1,500 — ₱8,000
|
from 120 to 210 days
|
20 — 60 years
|
NO.CS201916699 CERTIFICATE OF AUTHORITY NO.3119
|
|
|
|
726.35% per annum
|
₱500 — ₱20,000
|
from 91 to 365 days
|
18 — 70 years
|
|
|
|
|
0,03% per day
|
₱2,000 — ₱20,000
|
from 180 to 360 days
|
21+ years
|
SEC registration number at 2021050012959-04
|
|
|
|
|
20% per day
|
₱8,000 — ₱100,000
|
from 91 to 120 days
|
18+ years
|
SEC Registration No. CS201824008
|
|
|
3.5% per day
|
₱300 — ₱30,000
|
6 months
|
21 — 65 years
|
Registration No.CS201617622
|
|
|
|
0,05% per day
|
₱2,000 — ₱12,000
|
from 91 to 120 days
|
18+ years
|
SEC company registration NO.CS201803813
|
|
|
|
APR from 14% to 35%
|
₱2,000 — ₱20,000
|
from 91 to 120 days
|
18+ years
|
Registration No.CS201826247
|
|
|
|
0.3% per day
|
₱1,000 — ₱50,000
|
from 61 to 180 days
|
20 — 60 years
|
CS202003056
|
|
|
|
₱100 — ₱50,000
|
from 10 to 120 days
|
18+ years
|
INST CODE 031000417
|
|
|
|
0.06% per day
|
₱2,000 — ₱20,000
|
from 60 to 120 days
|
21+ years
|
SEC Registration No. CS202105682
|
|
|
|
0.8% per day
|
₱1,000 — ₱30,000
|
from 61 to 360 days
|
18 — 75 years
|
|
|
|
0.3% per day
|
₱3,000 — ₱50,000
|
from 60 to 120 days
|
18+ years
|
SEC Company Reg. No. CS201906864
|
|
|
|
0,16% per day (60% per year)
|
₱2,000 — ₱10,000
|
from 61 to 90 days
|
21+ years
|
SEC registration number at CS201911369
|
|
|
|
0,13% per day (48% per year)
|
₱2,000 — ₱30,000
|
from 15 to 90 days
|
18+ years
|
SEC registration number at CS201820732
|
|
|
|
0,03% per day (10,05% per year)
|
₱3,000 — ₱150,000
|
from 91 to 360 days
|
18+ years
|
SEC registration number at CS201916150
|
|
|
|
0,05% per day (24% per year)
|
₱2,000 — ₱50,000
|
from 91 to 365 days
|
18+ years
|
Registration No. 2021110033908-30
|
|
|
|
0.08% per day
|
₱3,000 — ₱20,000
|
from 91 to 180 days
|
18+ years
|
SEC Registration No:CS202000000916 Certificate of Authority: 1274
|
|
|
0,11% per day
|
₱2,000 — ₱20,000
|
from 91 to 210 days
|
20+ years
|
|
|
|
|
0.26% per day
|
₱50,000 — ₱2,000,000
|
from 12 to 36 months
|
|
SEC Registration No. CS 201908028
|
|
|
0.06% per day
|
₱5,000 — ₱20,000
|
from 91 to 365 days
|
18+ years
|
Company registration no.cs201816691, Sertificate of authority no.2739
|
|
|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 7 days to 6 months
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority N o. 3472
|
|
|
|
Monthly EIR 1.40%
|
₱15,000 — ₱250,000
|
from 6 up to 24 months
|
21 — 65 years
|
|
|
|
|
Monthly interest rate from 2.32%
|
₱3,000 — ₱150,000
|
from 6 up to 60 months
|
18 — 68 years
|
SEC Reg. Number: CS201301354 Certificate of Authority Number 1071
|
|
