Looking for a financial solution to cover larger expenses or consolidate debt? Long-term online loans in the Philippines, also known as installment loans, could be a suitable option. These loans offer larger loan amounts and flexible repayment terms, allowing you to spread the cost out over a longer period with manageable monthly payments.
Installment loans are a type of credit that provides you with a lump sum of money upfront, which you then repay in fixed monthly installments over a predetermined period, typically ranging from 12 to 36 months. This allows you to manage your finances strategically and avoid the burden of a large one-time payment.
Benefits of Long-Term Online Loans:
Important Considerations:
LoanOnline - Compare loans completely free
LoanOnline.ph is a legal and reputable online loan comparison platform in the Philippines that helps users quickly find and apply for personal loans from verified and trusted lending partners.
Compare loans in just 2 minutes:
| Interest Rates | APR from 0% to 427% |
| Maximum Loan Amount | ₱500 — ₱25,000 |
| Borrower Age | 18+ years |
| Loan Terms | from 3 to 12 months |
Finbro оnline loan app - get a loan quickly
Finbro is a digital lending platform designed to provide quick and accessible personal loans to individuals in the Philippines. Owned and operated by Sofi Lending Inc. SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990.
0% interest for the first loan from PHP 10,000
| Interest Rates | from 0% |
| Maximum Loan Amount | ₱1,000 — ₱50,000 |
| Borrower Age | 20 — 70 years |
| Loan Terms | up to 12 months |
MoneyCat - Cash loan online with fast approval in Philippines
MoneyCat is a multinational fintech company operating in the Philippines, offering fast and convenient online loans with minimal requirements.
The platform enables users to apply in just minutes and receive funds within 24 hours, providing reliable financial support without the need to visit a bank. MoneyCat also offers attentive customer service throughout the loan process to ensure a smooth experience.
Instant cash loans MoneyCat. First loan for FREE!
| Interest Rates | APR 145% |
| Maximum Loan Amount | ₱500 — ₱20,000 |
| Borrower Age | 22+ years |
| Loan Terms | from 3 to 6 months |
Kviku - Cash Loans for any Purpose 100% Online
Kviku.ph is an online lending platform in the Philippines that offers quick cash loans with transparent costs and no hidden fees.
Up to PHP 25 000 for up to 180 days, disbursed in 5 minutes:
| Interest Rates | 0.16% per day |
| Maximum Loan Amount | ₱500 — ₱25,000 |
| Borrower Age | 20 — 55 years |
| Loan Terms | from 2 to 6 months |
CashMum - Borrow up to ₱20,000 with Loan App
CashMum Lending, founded in 2020. offer accessible and efficient financial solutions to individuals and small businesses. Its user-friendly platform allows to submit the request in minutes, with just a few taps on CashMum loan app.
| Maximum Loan Amount | ₱1,000 — ₱20,000 |
| Borrower Age | 20 — 65 years |
| Loan Terms | up to 150 days |
FMCC - Low Interest Loans for seafarers
First Maritime Credit Corp (FMCC) is committed to improving the financial well-being of our seafarers with the Philippines being the ‘Seafaring Capital of the World’ and deploying over half a million global maritime professionals worldwide.
Seafarers and allottees can rely on our promise of low monthly interest rates and convenient payments through our automated allotment deduction. They can easily avail of our Pang Tawid, Pang Negosoyo, Pang Iwan sa Pamilya or Pang Edukasyon loans by simply completing the application form and submitting the following:
Why Choose FMCC:
Prima Cash - Online loans in Philippines
Prima Cash - Free-to-use PH loan app:
| Interest Rates | 0,03% per day (10,05% per year) |
| Maximum Loan Amount | ₱3,000 — ₱150,000 |
| Borrower Age | 18+ years |
| Loan Terms | from 91 to 360 days |
Advantages:
Disadvantages:
Tips:
Frequently Asked Questions:
| Amount you borrow | APR | Borrowing period (in years) | Monthly repayments | Total you’ll pay back | Total interest paid |
|---|---|---|---|---|---|
| ₱20,000 | 50% | 2 | ₱1,334.22 | ₱32,021.17 | ₱12,021.17 |
| ₱20,000 | 50% | 4 | ₱970.05 | ₱46,562.26 | ₱26,562.26 (an extra ₱-130.24) |
Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
Latvian business number 43603085405
|
|
|
|
from 0%
|
₱1,000 — ₱50,000
|
up to 12 months
|
20 — 70 years
|
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
|
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 3 to 6 months
|
22+ years
|
SEC Registration number: CS201953O73., Certificate of Authority №1254
|
|
|
|
0.16% per day
|
₱500 — ₱25,000
|
from 2 to 6 months
|
20 — 55 years
|
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
|
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
|
|
|
|
APR from 0% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18 — 70 years
|
registration number: 14523902
|
|
|
|
APR from 0% to 143%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18+ years
|
No. 11501857
|
|
|
|
from 12% up to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
20 — 70 years
|
|
|
|
|
APR from 0% to 143%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18+ years
|
Estonian Commercial Register under no. 11501857
|
|
|
|
APR 180%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
20+ years
|
|
|
|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 7 days to 6 months
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority N o. 3472
|
|
|
|
APR from 30% to 365%
|
₱500 — ₱25,000
|
from 91 days to 2 years
|
18+ years
|
|
|
|
|
APR from 12% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18+ years
|
registration number: 14523902
|
|
|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
43603085405
|
|
|
|
APR from 11.9% to 365%
|
₱100 — ₱25,000
|
from 61 days to 60 months
|
18+ years
|
08217974
|
|
|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
21 — 64 years
|
43603085405
|
|
|
|
|
CAT from 0% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 365 days
|
18+ years
|
|
|
|
APR 143% per year
|
₱1,000 — ₱20,000
|
from 61 to 183 days
|
22 — 70 years
|
Registration № CS201726430, CA №1181
|
|
|
|
APR 59.9%
|
₱1,000 — ₱25,000
|
from 2 to 6 months
|
21 — 70 years
|
SEC Registration No. 202003056. Certificate of Authority No. 1272
|
|
|
|
APR 84%
|
₱5,000 — ₱50,000
|
from 6 to 24 months
|
18+ years
|
|
|
|
|
|
₱5,000 — ₱25,000
|
from 6 to 12 months
|
18 — 68 years
|
Reg No. CS201602333
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 90 to 180 days
|
22+ years
|
CS201953073
|
|
|
from 0% up to 2,1% per day
|
₱1,000 — ₱25,000
|
from 7 to 180 days
|
21 — 70 years
|
|
|
|
|
APR 194%
|
₱1,000 — ₱50,000
|
from 2 to 6 months
|
18+ years
|
SEC Registration No. CS202003056
|
|
|
|
APR from 30% to 360%
|
|
from 61 to 365 days
|
18+ years
|
|
|
|
|
Interest rate 0.2% per day
|
₱2,000 — ₱20,000
|
from 30 to 120 days
|
21 — 60 years
|
SEC Registration Number: CS201603853
|
|
|
|
0,5% per day
|
₱1,000 — ₱25,000
|
from 1 to 61 days
|
18+ years
|
SEC Registration No. CS201710582, Certificate of Authority No. 1132
|
|
|
|
APR 39.78% – 54.756%
|
₱3,500 — ₱500,000
|
from 6 to 10 months
|
18+ years
|
|
|
|
|
₱100,000
|
from 2 to 12 months
|
18+ years
|
SECNo. CS200813771, Certificate of Authority No. 279
|
|
|
|
from 12.98% to 40.50%
|
₱1,000 — ₱100,000
|
from 180 to 365 days
|
18+ years
|
CS201628816
|
|
|
|
|
₱20,000 — ₱180,000
|
from 365 to 1460 days
|
|
CS200917691
|
|
|
|
APR 143%
|
₱10,000 — ₱50,000
|
from 180 to 720 days
|
|
CS201300789
|
|
|
|
3.49% monthly
|
₱2,000 — ₱40,000
|
from 1 to 12 months
|
|
CS201516347
|
|
|
APR up to 180%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
20+ years
|
|
|
|
|
from 0%
|
₱10,000 — ₱30,000
|
from 7 up to 180 days
|
18 — 71 years
|
Business code: 304875162
|
|
|
|
10.5% per annum
|
|
36 months
|
18+ years
|
|
|
|
|
₱2,000 — ₱15,000
|
up to 3 months
|
20+ years
|
Registration No.CS201825672 Certificate of Authority 2844
|
|
|
|
|
₱1,500 — ₱8,000
|
from 120 to 210 days
|
20 — 60 years
|
NO.CS201916699 CERTIFICATE OF AUTHORITY NO.3119
|
|
|
|
726.35% per annum
|
₱500 — ₱20,000
|
from 91 to 365 days
|
18 — 70 years
|
|
|
|
|
0,03% per day
|
₱2,000 — ₱20,000
|
from 180 to 360 days
|
21+ years
|
SEC registration number at 2021050012959-04
|
|
|
|
20% per day
|
₱8,000 — ₱100,000
|
from 91 to 120 days
|
18+ years
|
SEC Registration No. CS201824008
|
|
|
3.5% per day
|
₱300 — ₱30,000
|
6 months
|
21 — 65 years
|
Registration No.CS201617622
|
|
|
|
0,05% per day
|
₱2,000 — ₱12,000
|
from 91 to 120 days
|
18+ years
|
SEC company registration NO.CS201803813
|
|
|
|
APR from 14% to 35%
|
₱2,000 — ₱20,000
|
from 91 to 120 days
|
18+ years
|
Registration No.CS201826247
|
|
|
|
0.3% per day
|
₱1,000 — ₱50,000
|
from 61 to 180 days
|
20 — 60 years
|
CS202003056
|
|
|
|
₱100 — ₱50,000
|
from 10 to 120 days
|
18+ years
|
INST CODE 031000417
|
|
|
|
0.06% per day
|
₱2,000 — ₱20,000
|
from 60 to 120 days
|
21+ years
|
SEC Registration No. CS202105682
|
|
|
|
0.8% per day
|
₱1,000 — ₱30,000
|
from 61 to 360 days
|
18 — 75 years
|
|
|
|
0.3% per day
|
₱3,000 — ₱50,000
|
from 60 to 120 days
|
18+ years
|
SEC Company Reg. No. CS201906864
|
|
|
|
0,16% per day (60% per year)
|
₱2,000 — ₱10,000
|
from 61 to 90 days
|
21+ years
|
SEC registration number at CS201911369
|
|
|
|
0,13% per day (48% per year)
|
₱2,000 — ₱30,000
|
from 15 to 90 days
|
18+ years
|
SEC registration number at CS201820732
|
|
|
|
0,03% per day (10,05% per year)
|
₱3,000 — ₱150,000
|
from 91 to 360 days
|
18+ years
|
SEC registration number at CS201916150
|
|
|
|
0,05% per day (24% per year)
|
₱2,000 — ₱50,000
|
from 91 to 365 days
|
18+ years
|
Registration No. 2021110033908-30
|
|
|
|
0.08% per day
|
₱3,000 — ₱20,000
|
from 91 to 180 days
|
18+ years
|
SEC Registration No:CS202000000916 Certificate of Authority: 1274
|
|
|
0,11% per day
|
₱2,000 — ₱20,000
|
from 91 to 210 days
|
20+ years
|
|
|
|
|
0.26% per day
|
₱50,000 — ₱2,000,000
|
from 12 to 36 months
|
|
SEC Registration No. CS 201908028
|
|
|
0.06% per day
|
₱5,000 — ₱20,000
|
from 91 to 365 days
|
18+ years
|
Company registration no.cs201816691, Sertificate of authority no.2739
|
|
|
|
Monthly EIR 1.40%
|
₱15,000 — ₱250,000
|
from 6 up to 24 months
|
21 — 65 years
|
|
|
|
|
Monthly interest rate from 2.32%
|
₱3,000 — ₱150,000
|
from 6 up to 60 months
|
18 — 68 years
|
SEC Reg. Number: CS201301354 Certificate of Authority Number 1071
|
|
|
|
|
₱1,000 — ₱20,000
|
up to 150 days
|
20 — 65 years
|
SEC Registration No. CS202102336 and Certificate of Authority No. 3413
|
|
| 🟢 Interest: | from 0% to 100000% |
| 🟢 Term: | up to 5 years |
| 🟢 Loan amount: | up to 2,000,000 ₱ |
| 🟢 Number of offers: | 60 |
