Mejor aeon credit service — online loans

<table><tbody><tr><td>✔️ Loan amount préstamo:</td><td>₱1,000 — ₱50,000 </td></tr><tr><td>✔️ Interests:</td><td>from 0%</td></tr><tr><td>✔️ Term préstamo:</td><td>up to 12 months</td></tr><tr><td>✔️ Borrower age préstamo:</td><td>20 — 70 years</td></tr></tbody></table>

AEON Credit Service - Easy financing and loans Philippines

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Aeon Credit Service

₱10,000 — ₱50,000

from 180 to 720 days

APR 143%

Address and contacts

AEON Credit Service (Philippines) Inc.

CS201300789

Phone: +63 (2) 8 470 7470, +63 2 8631 1399

Website: https://www.aeonphilippines.com.ph/home/

Get your furniture, appliance, gadget, vehicle, tricycle, corporate, and personal loans with AEON Credit Service. Low-interest rates are available.

Interest rate from 0.1% per day
The interest rate is 2% for personal loans
Loan terms from 180 to 720 days
Loan amount - individual
Personal loans from PHP 10,000 to 50,000
Approval duration 24 hours
Money on a bank account
Get exciting deals and offers
Affordable installment tailor fit for you
VIP deals for AEON repeat customers

How to get a loan from the Aeon Credit Philippines?

Prepare 2 valid IDs (at least 1 government issued ID.)
Come to AEON partner shop and choose the product you need.
Sales promoter will help you with your credit application and calculate the payment you need. Name the desired credit period.
Once the loan is approved, pay all applicable fees.
Settle your monthly payments on time. Tick your calendar to pay on time and pay your loan on time to avoid penalties.
View your payment history and check your credit balance in the Aeon credit app.

Products, you can buy with Aeon Credit Ph

Electronic (TVs, Home Theaters, Components, Speakers, Amplifiers etc.)
Bikes (Electronics Bike, Mountain Bike etc.)
Home Appliances (Refrigerators, Aircons, Gas Ranges, Washers, Dryers etc.)
Gadgets (Smartphones, Tablets, Cameras, Camcorders etc.)
Computers (Desktop, Laptop, Printers, Scanners etc.)
Furniture (Sofas, Beds, Tables, Cabinets, Drawers, Chairs etc.)
Hardware ana Power Tools (Wrench, Drills, Mowers, Generators, Heaters, etc.)
Musical Instrument (Guitars, Piano, Drums etc.)

1 valid ID should be any of the following government issued accepted IDs:

UMID
SSS ID
Passport
Driver’s License
GSIS ID

Secondary ID should be any of the following:

Company ID
Philhealth ID
Tin ID
Voter’s ID
Barangay ID

How to pay Aeon Credit Loan Philippines

Internet Banking
Interbank GIRO
Banking Kiosk
Banking Counter
AEON Credit Service Center

AEON Credit Service offers cash loan for good paying customers with finish accounts. AEON Philippines also offers cash loan to individuals without finished AEON accounts residing in the following cities: San Fernando Pampanga, Legazpi City Albay, Metro Cebu, Davao City.

Example: You apply for PHP 20,000 and choose repayment over 6 months, your monthly payments will be only PHP 5,000 per month, and your total cost of the loan will be PHP 30,000. All applicable fees (including a processing fee of PHP 250) are already included in the total cost of the loan.

You apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, and your total cost of the loan will be PHP 2,383 per month (APR = 143%)

AEON Credit Service (Asia) Ltd., Philippines Branch is a consumer finance company offering personal loans, installment plans for appliances, gadgets, and general products, regulated by the SEC and BSP in the Philippines. Established to provide accessible financing for Filipinos, it focuses on low-interest loans and easy repayments via their app or branches. They reward good payers with lower rates on future loans.

AEON provides Personal Loans for cash needs, plus installment financing for appliances, furniture, gadgets, and general products. Loan amounts range from ₱6,000 to ₱150,000, with no collateral required. Options include easy financing at partner stores like SM Appliance or Abenson.

Eligibility requires being at least 21 years old, a Filipino resident or foreigner with valid permits, employed or with stable income, and no derogatory credit records. Existing customers with good payment history get priority approval and better rates like 2.50% for retention clients. New applicants face rates from 4-6%.

Download the AEON Philippines app, register with your details, and submit via online form with ID and proof of income—approval can be quick for pre-qualified users. Alternatively, apply in-branch or at partner merchants for product financing. No upfront fees; processing is ₱400 or 3% (higher amount).

Personal Loans have a fixed 2.25-2.50% monthly rate for good customers, up to 4-6% for new ones, with 6-12 month terms. General product loans are 4.55-5.75%, gadgets at 5.75-6.25%, over 6-24 months. Rates reward timely payments.

Prepare a valid government ID (passport, driver's license, SSS/UMID), proof of income (payslips, ITR, COE), and billing statement. For product loans, just ID suffices at stores. Submit digitally via app for faster processing.

Personal loan approvals often happen within hours to 1-2 days for app applicants with complete docs; branch or store financing is immediate post-credit check. Funds or vouchers release on the spot for retail partners.

Repay monthly over 6-12 months for personal loans, 6-24 for products, via bank auto-debit, over-the-counter at partners (SM, Puregold), GCash, or AEON app. Flexible plans fit your budget; early payments have no penalties.

Yes, AEON allows prepayments without extra charges, and consistent payers qualify for lower rates on repeat loans. Contact customer service or use the app to process extra payments reducing interest.

Late payments incur penalties and interest; persistent defaults may lead to collection actions or credit reporting to CIC. AEON offers restructuring for financial hardships—call early to avoid issues.

AEON is fully licensed by the SEC and BSP, part of a Japanese multinational with decades in Asia, serving thousands of Filipinos reliably. They prioritize data privacy and transparent terms, with positive reviews for affordability.

AEON has branches in Metro Manila (e.g., Makati, Mandaluyong), Cebu, Davao, and partners nationwide like department stores. Find exact locations via their app or website aeonphilippines.com.ph.

Yes, optional Credit Guard insurance covers loan balances in case of death or disability, with refunds on premiums if canceled early (minus claims). It's affordable and protects your family.

Reach AEON via hotline (02) 8842-2992, email at [email protected], or live chat on their app/website Mon-Fri 8am-5pm. Track applications in the app dashboard.

Pros

Products and personal loans
Long terms
High loan amounts
Low-interest rates are available

Cons

AEON Credit imposes a processing fee of PHP 400 or 3%, whichever is higher
No Website Application
No iOS App

Find online loan

TERM	10 days	20 days	30 days	60 days	180 days
LOAN AMOUNT	₱50000	₱50000	₱50000	₱50000	₱50000
APR	143%	143%	143%	143%	143%
INTEREST AMOUNT	₱1816.25	₱3774.81	₱5733.7	₱11610.42	₱35117.27
TOTAL REPAYMENT	₱51816.25	₱53774.81	₱55733.7	₱61610.42	₱85117.27

Aeon Credit Service — loans online in Philippines

AEON Credit Service - Easy financing and loans Philippines

How to get a loan from the Aeon Credit Philippines?

Products, you can buy with Aeon Credit Ph

How to pay Aeon Credit Loan Philippines

Frequently Asked Questions (FAQs) about Aeon Credit Service

What is AEON Credit Service (Philippines)?

What types of loans does AEON offer?

Who is eligible for AEON loans?

How do I apply for an AEON Personal Loan?

What are the interest rates for AEON loans?

What documents do I need to apply?

How long does loan approval take?

What are the repayment terms and options?

Can I prepay my AEON loan?

What happens if I miss a payment?

Is AEON safe and legitimate in the Philippines?

Where are AEON branches located?

Does AEON offer loan insurance?

How can I contact AEON support?

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