Finbro — loans online in Philippines

Finbro оnline loan app - Fast and flexible lending. 0% for new!

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Classification: 11
Rating: 3.09
11 reviews
Finbro

₱1,000 — ₱50,000

up to 12 months

from 0%

20 — 70 years

Sofi Lending Inc.

SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990

Phone: SMART (09690471419) GLOBE (09176200773)

Website: https://www.finbro.ph/

Finbro ph is a digital lending platform designed to provide quick and accessible personal loans to individuals in the Philippines. Owned and operated by Sofi Lending Inc. SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990.

Information About Finbro Online Loan

0% interest for the first loan from PHP 10,000:

  • Amount from PHP 1,000 to 50,000
  • Amount for new clients up to PHP 15,000
  • Terms up to 12 months
  • Several methods how to pay

How to Apply for a Finbro Online Loan

To Get a Cash Loan:

  1. Select desired loan amount and fill out application form.
  2. Get approved in just a few minutes.
  3. Upon approval, receive money in your Bank account.

Finbro Online Loan Application Requirements

  • To qualify for a loan with Finbro, borrowers need to meet the following criteria:
  • Document Type:At least one valid ID (accepted id: SSS, UMID or driver`s license)
  • Age: Must be between 20 and 70 years old.
  • Employment: Regular employment or a stable source of income.
  • Verification: Submit proof of income, such as pay slips, bank statements, or Certificate of Employment.‍

How to Increase Your Finbro Loan Limit

  • Build a Good Repayment History: Pay your loans on or before the due date to demonstrate reliability.
  • Provide Accurate Information: Ensure all personal and financial details are complete and correct during application.
  • Verify Your Account: Upload valid documents and complete the verification process promptly.
  • Reapply After Repayment: Successful repayment increases your credibility and chances of getting the Finbro maximum loan in the future.

Advantages of Finbro Philippines

  • You can borrow amounts suited to your needs with varying repayment terms.
  • Simple application process with a user-friendly app.
  • It only takes one valid ID and selfie to proceed. No payslip document required.
  • No hidden charges and fees.
  • Get application approved within few minutes.
  • Short, convenient and easy 24/7 registration.

Repayment Terms and Payment Methods

What Are the Usual Payment Options?
Finbro offers flexible repayment terms and multiple convenient payment methods for borrowers in the Philippines. Here's what you need to know:

Repayment Terms

  • Loan Tenure — Flexible repayment periods from 7 days to 12 months
  • Early Repayment — Pay off your loan early with no additional fees or penalties
  • Minimum Payment — Can't pay the full amount? Make a minimum payment to extend your Next Payment date by 7, 14, or 30 days
  • Check Terms — Log into your Finbro account to view your total due and specific payment terms
  • Late Payment Fee — Late payments incur a fee

Payment Methods

Finbro supports both online and offline payment options:

  • GCash — Pay through the GCash app (Tap "Bills" → "Payment Solutions" → Search "PayExpress" → Enter your reference number and Finbro-registered mobile number)
  • Maya — Pay via Maya e-wallet
  • 7-Eleven Cliqq — Pay at any 7-Eleven store
  • MLhuillier — Visit MLhuillier payment centers
  • Palawan Pawnshop — Pay at Palawan Pawnshop locations
  • Bayad Center — Pay at Bayad Center outlets
  • SM Bills Payment — Pay at SM Center billing stations
  • ShopeePay — Available soon
  • Cebuana — Available soon
  • Bank Transfer — Transfer directly to Finbro via bank

Is Finbro Loan App Legit?

Yes, Finbro is a legitimate loan platform in the Philippines, registered with the Securities and Exchange Commission (SEC). It follows legal regulations and uses secure data protection. Many users confirm its transparency and fast service, though repeated loans may have higher interest rates.

Frequently Asked Questions (FAQs) about Finbro

What is Finbro?

Finbro is an online lending platform in the Philippines that provides quick and convenient personal loans for emergencies and daily expenses.

Who can apply for a loan at Finbro?

Filipino residents aged 20 to 70 years old with a regular source of income and a valid government-issued ID can apply.

What do I need to apply for a Finbro loan?

You need only one valid ID (e.g., SSS, UMID, driver`s license, passport, postal ID) and a selfie. An active mobile number is also required.

How much loan can I get?

Loans range from ₱1,000 up to ₱50,000. New customers are usually limited to a lower amount initially.

How long does loan approval take?

Approval can take as fast as 10 minutes up to one working day during business hours.

How will I receive my loan?

Through your chosen disbursement method — either an e-wallet (like GCash or Maya) or directly to your bank account.

How can I repay my loan?

You can repay via e-wallets, payment centers (like 7-Eleven CliQQ, MLhuillier, Cebuana Lhuillier), or bank transfers. Payment updates reflect in real-time.

Can I pay before the due date?

Yes, early repayment is allowed with no additional fees.

What if I can`t pay the full amount on time?

Finbro offers a Minimum Payment option to extend your next payment date by 7, 14, or 30 days.

What happens if I want to increase my loan?

If you have an available loan limit, you can apply for an additional amount via your Finbro account.

How do I reset my password if I forget it?

Use the "Forgot password" option on the Finbro login page. You`ll receive a verification code via SMS to reset your password.

How can I update my mobile number or email?

Log in to your Finbro account and update your contact details in Profile Settings.

Pros

  • Service is free of charge
  • Easy 24/7 registration
  • Amount up to PHP 50,000
  • No payslip document required

Cons

  • Not a financial company
  • No guaranties of getting a loan

Finbro reviews

11 reviews  |  Add a review

Finbro address and contacts

Company name: Sofi Lending Inc.
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
Address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱50000 ₱50000 ₱50000 ₱50000 ₱50000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱1816.25 ₱3774.81 ₱5733.7 ₱11610.42 ₱35117.27
TOTAL REPAYMENT ₱51816.25 ₱53774.81 ₱55733.7 ₱61610.42 ₱85117.27