Loan Apps in Philippines

Search for loans
MoneyCat - Cash loan online with fast approval in Philippines
APR 145%
₱500 — ₱20,000
22+ years
from 3 to 6 months
Online Loans Pilipinas - 0% interest, instant approval
from 0%
₱1,000 — ₱20,000
22 — 70 years
from 10 days
FinApps - Fast personal loans
from 12% up to 36%
₱1,000 — ₱25,000
20 — 70 years
from 61 to 120 days
Digido - Loans online, fast and reliable
APR 59.9%
₱1,000 — ₱25,000
21 — 70 years
from 2 to 6 months
LoanOnline - Compare loans completely free
APR from 0% to 427%
₱500 — ₱25,000
18+ years
from 3 to 12 months
Finbro - Online lending platform to get a loan quickly
from 0%
₱1,000 — ₱50,000
20 — 70 years
up to 12 months
Cash express - Online Loans in 15 minutes with No Requirements
from 0% up to 1.99% per day
₱1,000 — ₱20,000
21 — 70 years
7 or 14 days
Crezu - Get an online loan in just 5 minutes
APR from 0% to 36%
₱1,000 — ₱25,000
18 — 70 years
from 61 to 120 days
Finami - Fast and easy online loans 24/7
APR from 4% to 916%
₱1,000 — ₱25,000
18+ years
from 30 days
Kviku - Online Bank
0.16% per day
₱500 — ₱25,000
20 — 55 years
from 2 to 6 months
Cashspace - Quick online loans in the Philippines
APR from 12% to 36%
₱1,000 — ₱25,000
18+ years
from 61 to 120 days
Creditify - Get a loan today for a better tomorrow
₱200 — ₱25,000
18+ years
Mazilla - Get money online in Philippines
APR from 30% to 365%
₱500 — ₱25,000
18+ years
from 91 days to 2 years
Binixo - Free service for loans comparison
APR from 4% to 916%
₱1,000 — ₱25,000
18+ years
from 3 to 12 months
Pero Loan - Find a loan in 5 minutes
APR from 0% to 427%
₱500 — ₱25,000
18+ years
from 3 to 12 months
Credify - Online loans with beneficial rules
APR 180%
₱1,000 — ₱25,000
20+ years
from 3 to 12 months
SosCredit - If you urgently need money
APR up to 180%
₱1,000 — ₱25,000
20+ years
from 3 to 12 months
WebPeso - Fast Loan Service
from 0%
₱10,000 — ₱30,000
18 — 71 years
from 7 up to 180 days
Finloo - Best online loan in 2 minutes
from 0%
₱1,000 — ₱25,000
18+ years
up to 30 days
Finmerkado - Best Legit Fast Loans Online in the Philippines
APR from 0% to 427%
₱500 — ₱25,000
21 — 64 years
from 91 to 180 days
FinaGuru - Credit online to your card
726.35% per annum
₱500 — ₱20,000
18 — 70 years
from 91 to 365 days
Credy - Personal loans online 24/7
from 0%
₱1,000 — ₱25,000
18+ years

Best Free Legit Loan Apps in 2024

Due to the increasing demand for quick loans among citizens, microfinance institutions in the Philippines are increasingly creating mobile loaning apps. By 2024, the loan websites on which offers of different companies are collected, are already quite common. Applications in turn allow customers to quickly contact a particular lender.

Mobile loan apps make financial assistance even more affordable and convenient. Reliable microfinance companies create applications suitable for any smartphone regardless of the operating system. You can download the appropriate version for Android or iOS on any platform, whether it’s App Store, GooglePlay or PlayMarket. When it comes to apps, it is a matter of seconds to familiarize yourself with terms and apply for a loan. However, many users are reluctant to trust mobile apps because of fear of losing access to their account or other hacker interference.

To avoid any trouble, it is recommended to download one of those apps, which have been recognized as the best loan apps Philippines 2024. The list of these applications is created specifically to avoid counterfeiting fraudsters. Using one of these apps, you will protect yourself from leaking of your personal data, as the companies that created them have proven themselves to be reliable organizations.

As a matter of fact, one of the most important aspects that bothers all the borrowers who decide to draw up a small loan is the interest rate. When you take a loan to quickly solve the financial difficulties that arise, it is naturally very important that you do not have to overpay the huge interest. That would only make all the help meaningless if you end up giving up twice as much money. For the convenience of citizens the best loaning app with low interest can be singled out.

The first reliable loaning app with low interest is a Money Cat Loan App. This lender offers to customers incomparably favorable terms, since for first-time customers the interest rate will be 0%. Like all online organizations, Money Cat is available day and night without weekends, so that any borrower can apply and receive money quickly and at any time.

Another favorable variant is OLP - Online Loans Pilipinas App Philippines. This convenient application offers small loan options of ₱1,000 — ₱20,000 . The interest rate is from 0% depending on the period for which you take money. OLP - Online Loans Pilipinas also makes several debt repayment options possible, you can make payments at the office if you are comfortable, or do it online. In addition, the lender also allows the debt to be paid in full or in part, as well as shares advice on effective financial management.

If you want to get a mobile loan application and get an electronic wallet, GCash App is the perfect option. This application provides not only a low interest rate, but also the most convenient financial transactions. You can top up your bank account or pay for purchases in online stores, depending on the purpose for which you borrowed, directly through this virtual wallet.

Another app created specifically for citizens of the Philippines is FinApps App. This service allows you to make loans for from 61 to 120 days, with an annual rate of only from 12% up to 36%. This lender has a very loyal program for its regular customers to whom it offers a minimum interest rate. The undeniable advantage of this application is also its high level of security, developers pay a lot of attention to the preservation of personal data.

The latest recommended loaning app is the Digido Loan App. Most suitable for those Filipinos who love online shopping. Digido provides customers with a virtual wallet to make transactions with online stores, many of which are partners of this organization. The interest rate on the loan in this app is APR 59.9%, depending on the period and amount of the loan, which cannot exceed 25000 pesos.

All submitted applications have a convenient interface and high application processing speed. Thus, taking into account the peculiarities of their offers, you can safely choose one and get the necessary financial assistance.

Loan Apps in Philippines - Pros and Cons

Positives
  • First loan is for free
  • Simple in use
  • Fast registration - only 5 minutes
  • Fully online process
  • Data is secured
  • Mobile App is available on Google Play
Negatives
  • High interest rate - 11,9%
  • High minimum age - 22 years
Positives
  • Works 24/7
  • Full process is online
  • Easy repaynments
  • 0% interest if you pay back in 10 days
  • No collateral
  • Transparent costs
  • Mobile App is available on Google Play, AppGallery and App Store
Negatives
  • Low amount for the first application PHP 7,000
  • High minimum age - 22 years

Questions and answers about Loan Apps

Loan Apps in Philippines

Interest
Loan amount
Term
Borrower age
SEC registered
APR 145%
₱500 — ₱20,000
from 3 to 6 months
22+ years 
Certificate of Authority To Operate Number: 1254
from 0%
₱1,000 — ₱20,000
from 10 days
22 — 70 years 
Registration № CS201726430, CA №1181
from 12% up to 36%
₱1,000 — ₱25,000
from 61 to 120 days
20 — 70 years 
APR 59.9%
₱1,000 — ₱25,000
from 2 to 6 months
21 — 70 years 
SEC Registration No. 202003056. Certificate of Authority No. 1272
APR from 0% to 427%
₱500 — ₱25,000
from 3 to 12 months
18+ years 
Latvian business number 43603085405
from 0%
₱1,000 — ₱50,000
up to 12 months
20 — 70 years 
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
from 0% up to 1.99% per day
₱1,000 — ₱20,000
7 or 14 days
21 — 70 years 
Company Registration No. CS201951088 and Certificate of Authority No. 2918
APR from 0% to 36%
₱1,000 — ₱25,000
from 61 to 120 days
18 — 70 years 
registration number: 14523902
APR from 4% to 916%
₱1,000 — ₱25,000
from 30 days
18+ years 
Compani No 1092
0.16% per day
₱500 — ₱25,000
from 2 to 6 months
20 — 55 years 
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
APR from 12% to 36%
₱1,000 — ₱25,000
from 61 to 120 days
18+ years 
registration number: 14523902
₱200 — ₱25,000
18+ years 
APR from 30% to 365%
₱500 — ₱25,000
from 91 days to 2 years
18+ years 
APR from 4% to 916%
₱1,000 — ₱25,000
from 3 to 12 months
18+ years 
APR from 0% to 427%
₱500 — ₱25,000
from 3 to 12 months
18+ years 
43603085405
APR 180%
₱1,000 — ₱25,000
from 3 to 12 months
20+ years 
APR up to 180%
₱1,000 — ₱25,000
from 3 to 12 months
20+ years 
from 0%
₱10,000 — ₱30,000
from 7 up to 180 days
18 — 71 years 
Business code: 304875162
from 0%
₱1,000 — ₱25,000
up to 30 days
18+ years 
APR from 0% to 427%
₱500 — ₱25,000
from 91 to 180 days
21 — 64 years 
43603085405
726.35% per annum
₱500 — ₱20,000
from 91 to 365 days
18 — 70 years 
from 0%
₱1,000 — ₱25,000
18+ years 
Estonian Commercial Register under no. 11501857
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