Credify — loans online in Philippines

Credify - Online loans with beneficial rules

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Classification: 4
Rating: 4.25
4 reviews
Credify

₱1,000 — ₱25,000

from 3 to 12 months

APR 180%

20+ years

SCHAEFER LLC

Website: https://www.credify.ph/en

Credify.ph is an online loan comparison platform in the Philippines that helps users find loan offers from trusted, licensed lenders. 

It offers loans from ₱1,000 to ₱25,000 with quick approval, repayment terms from 3 to 12 months, and a 0% interest rate for first-time borrowers. The service is free, with minimal documentation and fast disbursement.

Only for new customers: Interest-free loan PHP 10,000, interest 0%, repayment PHP 10,000, APR 0%.

  • Loan amount from PHP 1,000 to 25,000
  • Repayment period from 3 to 12 months
  • Max. APR (annual percentage rate) 180%
  • Loans in 15 minutes
  • Up to 10 000 ₱ with 0%
  • Receive money in a bank account
  • Service charge of PHP 0 
  • For any purposes
  • You can get several loans at once

Credify advantages

  • Money in bank account in 15 minutes
  • Minimum document requirement
  • Interest-free loan
  • 24 hours a day

What are the requirements?

  • A resident of the Philippines
  • Between the age of 20 and 70
  • With any credit history
  • With bank account in any of Philippine’s bank
  • With an active telephone number

How Credify.ph works

  • Fill out the application. Choose the best deal and fill out the application form. It will take very little time.
  • Receive the confirmation. The decision can be received, on average, within 15 minutes of filling out the application.
  • Receive the money. You'll receive the money in your bank account within minutes of approving your loan application.

Calculation example: 5000 ₱ and a loan term of 3 months, total payment within 3 months: 14810 ₱, of which interest on the loan: 9810 ₱

 

Frequently Asked Questions (FAQs) about Credify

How do I get a loan with Credify.ph?

Fill out the online form, choose the best loan offer, and apply.

Who can apply for a loan?

Filipino residents aged 20 to 70 with any credit history and bank account.

How much can I borrow?

From ₱1,000 up to ₱25,000 depending on lender and approval.

How fast is the loan approval?

Usually within 15 minutes after submitting your application.

Do I have to pay fees?

Credify does not charge fees for its service.

What documents do I need?

A valid government-issued ID, phone number, and email address.

Is Credify a lender?

No, it connects you to licensed lenders and does not lend money itself.

What if I have bad credit?

Some lenders accept applicants with bad or no credit history.

How do I repay my loan?

Through bank branches, self-service terminals, or e-wallets.

Is the first loan really interest-free?

Yes, first-time borrowers can get up to ₱10,000 with 0% interest.

Positives

  • Money in bank account in 15 minutes
  • Minimum document requirement
  • Interest-free loan
  • Works 24 hours a day
  • It is possible to get several loans at once
  • The service is free of charge

Negatives

  • This site is not a lender and does not lend
  • Loan amounts are relatively small
  • Subsequent loans may have high interest rates
  • Some extra service fees and penalties possible

Credify reviews

4 reviews  |  Add a review

Credify address and contacts

Company name: SCHAEFER LLC
Address: Latvia, Saldus, Liela iela 9, LV-3801

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱25000 ₱25000 ₱25000 ₱25000 ₱25000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱841.79 ₱1815.96 ₱2795.4 ₱5733.71 ₱17487.14
TOTAL REPAYMENT ₱25841.79 ₱26815.96 ₱27795.4 ₱30733.71 ₱42487.14