Credify - Online loans with beneficial rules

Credify.ph is an online loan comparison platform in the Philippines that helps users find loan offers from trusted, licensed lenders. 

It offers loans from ₱1,000 to ₱25,000 with quick approval, repayment terms from 3 to 12 months, and a 0% interest rate for first-time borrowers. The service is free, with minimal documentation and fast disbursement. Among the advantages of the service are fast processing, a fully online format, and flexible payment options, while the disadvantages include higher costs compared with a bank loan and the risk of additional repayment fees.

Loan Terms

Only for new customers: Interest-free loan PHP 10,000, interest 0%, repayment PHP 10,000, APR 0%.

• Loan amount from PHP 1,000 to 25,000
• Repayment period from 3 to 12 months
• Max. APR (annual percentage rate) 180%
• Loans in 15 minutes
• Up to 10 000 ₱ with 0%
• Receive money in a bank account
• Service charge of PHP 0 
• For any purposes
• You can get several loans at once

What are the requirements?

• A resident of the Philippines
• Between the age of 20 and 70
• With any credit history
• With bank account in any of Philippine’s bank
• With an active telephone number

How Credify.ph works

• Fill out the application. Choose the best deal and fill out the application form. It will take very little time.
• Receive the confirmation. The decision can be received, on average, within 15 minutes of filling out the application.
• Receive the money. You'll receive the money in your bank account within minutes of approving your loan application.

Calculation example: 5000 ₱ and a loan term of 3 months, total payment within 3 months: 14810 ₱, of which interest on the loan: 9810 ₱