MoneyCat - Cash loan online with fast approval in Philippines
MoneyCat is a multinational fintech company operating in the Philippines, offering fast and convenient online loans with minimal requirements.
The platform enables users to apply in just minutes and receive funds within 24 hours, providing reliable financial support without the need to visit a bank. MoneyCat also offers attentive customer service throughout the loan process to ensure a smooth experience.
Instant cash loans MoneyCat. First loan for FREE!
| Interest Rates | APR 145% |
| Maximum Loan Amount | ₱500 — ₱20,000 |
| Borrower Age | 22+ years |
| Loan Terms | from 3 to 6 months |
Cash express - Online Loans in 15 minutes with No Requirements
Cash-Express Philippines Financing Inc. is a leading fintech company providing fast, easy, and secure online loans to Filipinos through mobile and PC platforms.
Established in 2019 and part of the Aventus Group, Cash Express offers loan approvals within minutes and quick fund transfers, making borrowing hassle-free and accessible. The company is fully licensed and compliant with Philippine regulations, ensuring a safe lending experience.
Cash express ph is FAST, EASY and CONVENIENT:
| Interest Rates | from 0% up to 1.99% per day |
| Maximum Loan Amount | ₱1,000 — ₱20,000 |
| Borrower Age | 21 — 70 years |
| Loan Terms | 7 or 14 days |
LoanOnline - Compare loans completely free
LoanOnline.ph is a legal and reputable online loan comparison platform in the Philippines that helps users quickly find and apply for personal loans from verified and trusted lending partners.
Compare loans in just 2 minutes:
| Interest Rates | APR from 0% to 427% |
| Maximum Loan Amount | ₱500 — ₱25,000 |
| Borrower Age | 18+ years |
| Loan Terms | from 3 to 12 months |
Crezu - Fast Online Loans in Philippines: 1st Credit with 0%
Crezu.ph is an online personal loan search and comparison platform specifically serving borrowers in the Philippines.
Get an online loan in just 5 minutes:
| Interest Rates | APR from 0% to 36% |
| Maximum Loan Amount | ₱1,000 — ₱25,000 |
| Borrower Age | 18 — 70 years |
| Loan Terms | from 61 to 120 days |
Finami - Fast and easy online loans 24/7
Finami.ph is an online platform in the Philippines that helps users quickly apply for fast and easy loans 24/7.
0% interest if you pay back on the first payment date.
| Interest Rates | APR from 4% to 916% |
| Maximum Loan Amount | ₱1,000 — ₱25,000 |
| Borrower Age | 18+ years |
| Loan Terms | from 30 days |
Binixo - Free service for loans comparison
Binixo.ph is an online loan comparison and brokerage platform in the Philippines that connects borrowers with a network of lending partners, enabling fast access to personal loans up to PHP 25,000.
Get a loan up to PHP 25,000 at 0.01% in 15 minutes
| Interest Rates | APR from 4% to 916% |
| Maximum Loan Amount | ₱1,000 — ₱25,000 |
| Borrower Age | 18+ years |
| Loan Terms | from 3 to 12 months |
It is not an easy task to create a profound financial fund for living in these times, when it is increasingly difficult to be competitive. Most people find themselves at some point in their lives in a situation where they are unable to cover their expenses from their earnings. The situation becomes even more difficult if one is suddenly unemployed.
In this case, the person simply cannot have to rely on the banks, because even the application for a loan must always be accompanied by a document confirming the presence of sustainable income and permanent work. Such financial institutions need to make sure that the borrower has a job because otherwise the risk of default is very high.
Fortunately, however, there are many microfinance organizations in the Philippines that are ready to provide immediate Loans for Unemployed People. Actually, there are many options for getting quick emergency cash loans for unemployed Philippines: you can contact microlenders, go to pawnshops or visit online websites. All these options have at least one undeniable advantage - they do not require a document confirming that a potential borrower has employment.
Since each resource was designed specifically to help Filipinos take out loans quickly, the terms on which it is issued are flexible. For an application for a lender, regardless of whether you submit it online or offline, only an identity document and the proof of the address of the borrower (this can be any utility bill, bank statement, etc.) is required. It should be taken into consideration that the lender, in his turn, needs to have some guarantees that monthly payments will be made within the prescribed time. In order to increase the chances of approval of an application, a potential borrower should attach documents confirming the presence of another source of profit, replacing the income of an official job. It could be business permits, bank statements or something of that kind.
The obvious advantage of Loans for Unemployed in the Philippines is that this service is easily available. Almost all companies issue loans online. Even in such a form of applying, the borrower does not need to specify the purpose for which he takes money and fills in many papers. Thus, regardless of whether a person needs money for medical services or school fees, he can get the necessary amount. It takes several hours to two working days to process the application and transfer the money.
Remarkably, for getting instant loans for unemployed, it is not required to have a bank account. Of course, if you have such, it would be convenient to make the transition of money straight to the account. Still, for those who do not possess any, microfinance companies suggest two options: money will be transferred via e-wallet or remittance center.
As for the payment of the loan itself, it is worth mentioning two aspects: how to repay the debt and the possibility of restructuring it if payment becomes difficult.
Monthly payments can be made in several ways. You can transfer money in the loan app for unemployed with the help of which you made a quick loan, or deposit it in one of the offices of a microfinance company.
If you find yourself being unable to pay the upcoming installment, you can contact the representative of the organization and negotiate to extend the debt repayment on individual terms within the loyalty program. In such a case, the corresponding service will be provided: the balance of the loan, taking into account interest, will be reconsidered automatically. The lender will provide an opportunity of restructuring to the client who previously did not allow delays and always made payments properly, but such loyalty shall not be taken for granted and overused. In order to avoid problems with the repayment of the loan, it is always necessary to read the terms of the loan, take into account the interest rate and the period for which you borrow money.
| 🟢 Interest: | from 0% to 916% |
| 🟢 Term: | up to 5 years |
| 🟢 Loan amount: | up to 25,000 ₱ |
| 🟢 Number of offers: | 50 |