Quick Loans For Unemployed in Philippines

Discover accessible financing options with quick loans for unemployed individuals in the Philippines. Benefit from streamlined application processes and rapid approval times to ease your financial strain. These loan companies offer competitive rates and flexible terms, ensuring that financial support is within reach during periods of unemployment.

Search for loans
9 reviews APPLY NOW
MoneyCat - Cash loan online with fast approval in Philippines
APR 145%
₱500 — ₱20,000
22+ years
from 3 to 6 months
14 reviews APPLY NOW
Cash express - Online Loans in 15 minutes with No Requirements
from 0% up to 1.99% per day
₱1,000 — ₱20,000
21 — 70 years
7 or 14 days
More info CashXpress South East Asia Lending Inc.
6 reviews APPLY NOW
LoanOnline - Compare loans completely free
APR from 0% to 427%
₱500 — ₱25,000
18+ years
from 3 to 12 months
More info SIA JEFF
16 reviews APPLY NOW
Crezu - Fast Online Loans in Philippines: 1st Credit with 0%
APR from 0% to 36%
₱1,000 — ₱25,000
18 — 70 years
from 61 to 120 days
More info Fininity Ltd
9 reviews APPLY NOW
Finami - Fast and easy online loans 24/7
APR from 4% to 916%
₱1,000 — ₱25,000
18+ years
from 30 days
More info Infinsacom Kft.
13 reviews APPLY NOW
Binixo - Free service for loans comparison
APR from 4% to 916%
₱1,000 — ₱25,000
18+ years
from 3 to 12 months
More info Infinsacom Kft.
24 reviews APPLY NOW
Kviku - Cash Loans for any Purpose 100% Online
0.16% per day
₱500 — ₱25,000
20 — 55 years
from 2 to 6 months
2 reviews APPLY NOW
Cash2Go - Quick loan up to PHP 25,000 in Philippines
APR from 0% to 143%
₱1,000 — ₱25,000
18+ years
from 61 to 120 days
More info Traffic Control Ltd
4 reviews APPLY NOW
FinApps - Fast personal loans
from 12% up to 36%
₱1,000 — ₱25,000
20 — 70 years
from 61 to 120 days
More info IE Anton Olefir
4 reviews APPLY NOW
Credy - Personal loans online 24/7
APR from 0% to 143%
₱1,000 — ₱25,000
18+ years
from 61 to 120 days
More info Traffic Control OÜ
2 reviews APPLY NOW
PitaCash - App for getting a loan in 10 minutes
₱1,000 — ₱25,000
21 — 70 years
4 reviews APPLY NOW
Credify - Online loans with beneficial rules
APR 180%
₱1,000 — ₱25,000
20+ years
from 3 to 12 months
More info SCHAEFER LLC
3 reviews APPLY NOW
Creditify - Get a loan today for a better tomorrow
₱200 — ₱25,000
18+ years
More info Finlead Ltd
7 reviews APPLY NOW
Mazilla - Get money online in Philippines
APR from 30% to 365%
₱500 — ₱25,000
18+ years
from 91 days to 2 years
More info SIA ROKSORE
9 reviews APPLY NOW
Cashspace - Quick online loans in the Philippines
APR from 12% to 36%
₱1,000 — ₱25,000
18+ years
from 61 to 120 days
More info Fininity Ltd
5 reviews APPLY NOW
Cashalo - Digital credit to Filipinos
APR from 3.95 to 49.68%
₱1,000 — ₱10,000
21+ years
from 15 to 45 days
4 reviews APPLY NOW
Pero Loan - Find a loan in 5 minutes
APR from 0% to 427%
₱500 — ₱25,000
18+ years
from 3 to 12 months
More info SIA JEFF
4 reviews APPLY NOW
SosCredit - If you urgently need money
APR up to 180%
₱1,000 — ₱25,000
20+ years
from 3 to 12 months
More info Online Media LLC
3 reviews APPLY NOW
Zaimoo - Borrow up to 25,000 pesos at 0.01%
APR from 11.9% to 365%
₱100 — ₱25,000
18+ years
from 61 days to 60 months
More info Densure LLC
7 reviews APPLY NOW
Finmerkado - Best Legit Fast Loans Online in the Philippines
APR from 0% to 427%
₱500 — ₱25,000
21 — 64 years
from 3 to 12 months
More info SIA JEFF
1 reviews APPLY NOW
Finpug Philippines - Online loans with the best conditions
CAT from 0% to 36%
₱1,000 — ₱25,000
18+ years
from 61 to 365 days
More info Livornica AM LLC
2 reviews APPLY NOW
Pera Muning - Fast Online Loans Philippines
APR from 0% to 427%
₱500 — ₱25,000
18+ years
from 91 to 180 days
More info Fininity Ltd

Top 6 Loans For Unemployed

Money Cat

MoneyCat - Cash loan online with fast approval in Philippines

MoneyCat is a multinational fintech company operating in the Philippines, offering fast and convenient online loans with minimal requirements.

The platform enables users to apply in just minutes and receive funds within 24 hours, providing reliable financial support without the need to visit a bank. MoneyCat also offers attentive customer service throughout the loan process to ensure a smooth experience.

Instant cash loans MoneyCat. First loan for FREE!

Interest RatesAPR 145%
Maximum Loan Amount₱500 — ₱20,000
Borrower Age22+ years
Loan Termsfrom 3 to 6 months

Cash-express

Cash express - Online Loans in 15 minutes with No Requirements

Cash-Express Philippines Financing Inc. is a leading fintech company providing fast, easy, and secure online loans to Filipinos through mobile and PC platforms.

Established in 2019 and part of the Aventus Group, Cash Express offers loan approvals within minutes and quick fund transfers, making borrowing hassle-free and accessible. The company is fully licensed and compliant with Philippine regulations, ensuring a safe lending experience.

Cash express ph is FAST, EASY and CONVENIENT:

Interest Ratesfrom 0% up to 1.99% per day
Maximum Loan Amount₱1,000 — ₱20,000
Borrower Age21 — 70 years
Loan Terms7 or 14 days

Loan Online

LoanOnline - Compare loans completely free

LoanOnline.ph is a legal and reputable online loan comparison platform in the Philippines that helps users quickly find and apply for personal loans from verified and trusted lending partners. 

Compare loans in just 2 minutes:

Interest RatesAPR from 0% to 427%
Maximum Loan Amount₱500 — ₱25,000
Borrower Age18+ years
Loan Termsfrom 3 to 12 months

Crezu

Crezu - Fast Online Loans in Philippines: 1st Credit with 0%

Crezu.ph is an online personal loan search and comparison platform specifically serving borrowers in the Philippines. 

Get an online loan in just 5 minutes:

Interest RatesAPR from 0% to 36%
Maximum Loan Amount₱1,000 — ₱25,000
Borrower Age18 — 70 years
Loan Termsfrom 61 to 120 days

Finami

Finami - Fast and easy online loans 24/7

Finami.ph is an online platform in the Philippines that helps users quickly apply for fast and easy loans 24/7.

0% interest if you pay back on the first payment date.

Interest RatesAPR from 4% to 916%
Maximum Loan Amount₱1,000 — ₱25,000
Borrower Age18+ years
Loan Termsfrom 30 days

Binixo

Binixo - Free service for loans comparison

Binixo.ph is an online loan comparison and brokerage platform in the Philippines that connects borrowers with a network of lending partners, enabling fast access to personal loans up to PHP 25,000. 

Get a loan up to PHP 25,000 at 0.01% in 15 minutes

Interest RatesAPR from 4% to 916%
Maximum Loan Amount₱1,000 — ₱25,000
Borrower Age18+ years
Loan Termsfrom 3 to 12 months

Where to get a loan for the unemployed in the Philippines?

It is not an easy task to create a profound financial fund for living in these times, when it is increasingly difficult to be competitive. Most people find themselves at some point in their lives in a situation where they are unable to cover their expenses from their earnings. The situation becomes even more difficult if one is suddenly unemployed.

In this case, the person simply cannot have to rely on the banks, because even the application for a loan must always be accompanied by a document confirming the presence of sustainable income and permanent work. Such financial institutions need to make sure that the borrower has a job because otherwise the risk of default is very high.

Fortunately, however, there are many microfinance organizations in the Philippines that are ready to provide immediate Loans for Unemployed People. Actually, there are many options for getting quick emergency cash loans for unemployed Philippines: you can contact microlenders, go to pawnshops or visit online websites. All these options have at least one undeniable advantage - they do not require a document confirming that a potential borrower has employment.

What documents the unemployed person needs to apply for a loan?

Since each resource was designed specifically to help Filipinos take out loans quickly, the terms on which it is issued are flexible. For an application for a lender, regardless of whether you submit it online or offline, only an identity document and the proof of the address of the borrower (this can be any utility bill, bank statement, etc.) is required. It should be taken into consideration that the lender, in his turn, needs to have some guarantees that monthly payments will be made within the prescribed time. In order to increase the chances of approval of an application, a potential borrower should attach documents confirming the presence of another source of profit, replacing the income of an official job. It could be business permits, bank statements or something of that kind.

How to get a quick loan for the unemployed?

The obvious advantage of Loans for Unemployed in the Philippines is that this service is easily available. Almost all companies issue loans online. Even in such a form of applying, the borrower does not need to specify the purpose for which he takes money and fills in many papers. Thus, regardless of whether a person needs money for medical services or school fees, he can get the necessary amount. It takes several hours to two working days to process the application and transfer the money.

Remarkably, for getting instant loans for unemployed, it is not required to have a bank account. Of course, if you have such, it would be convenient to make the transition of money straight to the account. Still, for those who do not possess any, microfinance companies suggest two options: money will be transferred via e-wallet or remittance center.

How to repay a loan?

As for the payment of the loan itself, it is worth mentioning two aspects: how to repay the debt and the possibility of restructuring it if payment becomes difficult. 

Monthly payments can be made in several ways. You can transfer money in the loan app for unemployed with the help of which you made a quick loan, or deposit it in one of the offices of a microfinance company. 

If you find yourself being unable to pay the upcoming installment, you can contact the representative of the organization and negotiate to extend the debt repayment on individual terms within the loyalty program. In such a case, the corresponding service will be provided: the balance of the loan, taking into account interest, will be reconsidered automatically. The lender will provide an opportunity of restructuring to the client who previously did not allow delays and always made payments properly, but such loyalty shall not be taken for granted and overused. In order to avoid problems with the repayment of the loan, it is always necessary to read the terms of the loan, take into account the interest rate and the period for which you borrow money.

Quick Loans For Unemployed in Philippines - Pros and Cons

Positives
  • First loan is for free
  • Simple in use
  • Fast registration - only 5 minutes
  • Fully online process
  • Data is secured
  • Mobile App is available on Google Play
Negatives
  • High interest rate - 11,9%
  • High minimum age - 22 years
  • Late payments may incur fees and penalties
Positives
  • First online loan for 7 days with 0% interest
  • Loan amount up to 20,000
  • Need only one document
  • Quick approval in 15 minutes
  • Online service works 24/7
Negatives
  • Terms are only 7 or 14 days
  • Short terms
  • High interest rate

Frequently Asked Questions about Loans For Unemployed

Compare Quick Loans For Unemployed in Philippines

Interest
Loan amount
Term
Borrower age
SEC registered
Get money
APR 145%
₱500 — ₱20,000
from 3 to 6 months
22+ years 
SEC Registration number: CS201953O73., Certificate of Authority №1254
Get money
Get money
from 0% up to 1.99% per day
₱1,000 — ₱20,000
7 or 14 days
21 — 70 years 
Company Registration No. CS201951088 and Certificate of Authority No. 2918
Get money
Get money
APR from 0% to 427%
₱500 — ₱25,000
from 3 to 12 months
18+ years 
Latvian business number 43603085405
Get money
Get money
APR from 0% to 36%
₱1,000 — ₱25,000
from 61 to 120 days
18 — 70 years 
registration number: 14523902
Get money
Get money
APR from 4% to 916%
₱1,000 — ₱25,000
from 30 days
18+ years 
Company No 1092
Get money
Get money
APR from 4% to 916%
₱1,000 — ₱25,000
from 3 to 12 months
18+ years 
Get money
Get money
0.16% per day
₱500 — ₱25,000
from 2 to 6 months
20 — 55 years 
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
Get money
Get money
APR from 0% to 143%
₱1,000 — ₱25,000
from 61 to 120 days
18+ years 
No. 11501857
Get money
Get money
from 12% up to 36%
₱1,000 — ₱25,000
from 61 to 120 days
20 — 70 years 
Get money
Get money
APR from 0% to 143%
₱1,000 — ₱25,000
from 61 to 120 days
18+ years 
Estonian Commercial Register under no. 11501857
Get money
Get money
₱1,000 — ₱25,000
21 — 70 years 
SEC Registration No.CS201902369
Get money
Get money
APR 180%
₱1,000 — ₱25,000
from 3 to 12 months
20+ years 
Get money
Get money
₱200 — ₱25,000
18+ years 
registration number: HE 456177
Get money
Get money
APR from 30% to 365%
₱500 — ₱25,000
from 91 days to 2 years
18+ years 
Get money
Get money
APR from 12% to 36%
₱1,000 — ₱25,000
from 61 to 120 days
18+ years 
registration number: 14523902
Get money
Get money
APR from 3.95 to 49.68%
₱1,000 — ₱10,000
from 15 to 45 days
21+ years 
SEC Registration No. CSC201800209
Get money
Get money
APR from 0% to 427%
₱500 — ₱25,000
from 3 to 12 months
18+ years 
43603085405
Get money
Get money
APR up to 180%
₱1,000 — ₱25,000
from 3 to 12 months
20+ years 
Get money
Get money
APR from 11.9% to 365%
₱100 — ₱25,000
from 61 days to 60 months
18+ years 
08217974
Get money
Get money
APR from 0% to 427%
₱500 — ₱25,000
from 3 to 12 months
21 — 64 years 
43603085405
Get money
Get money
CAT from 0% to 36%
₱1,000 — ₱25,000
from 61 to 365 days
18+ years 
Get money
Get money
APR from 0% to 427%
₱500 — ₱25,000
from 91 to 180 days
18+ years 
Get money
APR 143%
₱1,000 — ₱20,000
22 — 70 years 
Registration № CS201804564, SEC Certificate of Authority No. 1165
APR 143% per year
₱1,000 — ₱20,000
from 61 to 183 days
22 — 70 years 
Registration № CS201726430, CA №1181
APR 59.9%
₱1,000 — ₱25,000
from 2 to 6 months
21 — 70 years 
SEC Registration No. 202003056. Certificate of Authority No. 1272
₱5,000 — ₱25,000
from 6 to 12 months
18 — 68 years 
Reg No. CS201602333
APR 145%
₱500 — ₱20,000
from 90 to 180 days
22+ years 
CS201953073
from 0% up to 2,1% per day
₱1,000 — ₱25,000
from 7 to 180 days
21 — 70 years 
APR 547.5%
₱1,000 — ₱10,000
unlimited
18+ years 
Registry code: 14855426
Interest rate 0.2% per day
₱2,000 — ₱20,000
from 30 to 120 days
21 — 60 years 
SEC Registration Number: CS201603853
0,5% per day
₱1,000 — ₱25,000
from 1 to 61 days
18+ years 
SEC Registration No. CS201710582, Certificate of Authority No. 1132
10.5% per annum
36 months
18+ years 
from 0%
₱1,000 — ₱25,000
up to 30 days
18+ years 
₱2,000 — ₱15,000
up to 3 months
20+ years 
Registration No.CS201825672 Certificate of Authority 2844
₱1,500 — ₱8,000
from 120 to 210 days
20 — 60 years 
NO.CS201916699 CERTIFICATE OF AUTHORITY NO.3119
726.35% per annum
₱500 — ₱20,000
from 91 to 365 days
18 — 70 years 
0,03% per day
₱2,000 — ₱20,000
from 180 to 360 days
21+ years 
SEC registration number at 2021050012959-04
0,05% per day
₱2,000 — ₱12,000
from 91 to 120 days
18+ years 
SEC company registration NO.CS201803813
APR from 14% to 35%
₱2,000 — ₱20,000
from 91 to 120 days
18+ years 
Registration No.CS201826247
18+ years 
0.06% per day
₱2,000 — ₱20,000
from 60 to 120 days
21+ years 
SEC Registration No. CS202105682
0,16% per day (60% per year)
₱2,000 — ₱10,000
from 61 to 90 days
21+ years 
SEC registration number at CS201911369
annual rate of 24%
₱5,000 — ₱15,000
from 7 to 60 days
18+ years 
SEC No. :CS202104554 Certificate of Authority NO.3442
0.08% per day
₱3,000 — ₱20,000
from 91 to 180 days
18+ years 
SEC Registration No:CS202000000916 Certificate of Authority: 1274
0,11% per day
₱2,000 — ₱20,000
from 91 to 210 days
20+ years 
up to 2% per day
₱1,000 — ₱20,000
from 1 to 35 days
18+ years 
0.06% per day
₱5,000 — ₱20,000
from 91 to 365 days
18+ years 
Company registration no.cs201816691, Sertificate of authority no.2739
 
 
₱1,000 — ₱20,000
up to 150 days
20 — 65 years 
SEC Registration No. CS202102336 and Certificate of Authority No. 3413

Quick Loans For Unemployed in Philippines - the best conditions

🟢 Interest: from 0% to 916%
🟢 Term: up to 5 years
🟢 Loan amount: up to 25,000 ₱
🟢 Number of offers: 50

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