Tala — loans online in Philippines

Tala Philippines is a fintech company offering fast, accessible online loans through a mobile app, targeting underbanked Filipinos. It provides loans up to ₱25,000 with quick approval, no collateral, and no credit score required.

Enjoy fast, flexible, and secure loans up to PHP 25,000 with rates as low as PHP 5 per day:

• Loan amount from PHP 1000 to 25,000
• Loan terms from 1 to 61 days
• Interest Rate 0,5% per day

Requirements

• Borrowers must be Philippine residents
• Must be aged 18 or older
• Must have a valid ID
• Must have a mobile phone number
• The app functions as a digital wallet for: Paying bills, Sending money
• Secured by SSL encryption
• Regulated by the SEC and BSP

Features of Tala

• Affordable. Humiram ng Tala loan up to PHP 25,000 and enjoy transparent fees as low as PHP 5 per day (for the loan PHP 1000). Walang surprises o hidden charges.
• Fast. Kumpletuhin ang application sa loob ng ilang minuto, tumanggap ng instant decision, cash out your loan at bayaran ito sa aming payment channels nationwide.
• Trusted & secure. Subok at pinagkakatiwalaan ng milyun-milyong users worldwide. Siguradong secured ang ‘yong information with SSL encryption.
• Flexible. Pumili ng sariling repayment date from 1 to 61 days and gain control over your finances with Tala loans

Tala mobile App

Tala mobile app offers convenient financial services primarily focused on quick online loans and digital wallet features. This app is designed to provide accessible credit and financial management tools for Filipinos, especially those underserved by traditional banking.

Capabilities of Tala App:

• Apply for loans up to ₱25,000 with fast approval in about 5 minutes
• No income proof, collateral, or bank account required; only one valid ID needed
• Choose your loan amount and repayment date for flexible terms
• Receive funds directly to bank accounts, e-wallets (GCash, Maya, Coins.ph), or payment centers
• Use the app as a digital wallet to pay bills and send money
• Repay loans easily via multiple payment channels including QR codes
• Continuous access to credit lines that grow with on-time repayments
• Secure handling of personal data with SSL encryption and regulatory compliance

How it works:

1. Download the Tala app from Google Play or the official website.
2. Complete a simple application by answering questions and submitting a valid ID.
3. Get an instant loan offer based on alternative credit scoring using smartphone data.
4. Confirm loan amount and select your preferred repayment date.
5. Receive funds quickly to your chosen payout method.
6. Repay on or before the due date, fully or partially.
7. Borrow again with potentially higher limits after successful repayments.

How to download:

Available on Google Play Store for Android devices with over 10 million downloads. Also downloadable from Tala’s official website for the Philippines.