Company:
MoneyCat Financing Inc.
SEC Registration number: CS201953073., Certificate of Authority №1254
Good application
Ive try it but then i changed my mind not because money cat is not a good app. just because i thought it will be 90 to 120 days but for the first loan its maximum 14 days. and they said only 5 minutes then after they tell to wait for approval for 24hours.
The money arrived quickly, and the application process itself was convenient. But you need to understand that these are not “cheap loans.” After the zero-interest promotion, the real cost is very high. I was lucky-I paid off the debt on time, and there were no problems.
Approval was quick and disbursement was same day-okay for urgent bills. Pero maiksi ang terms and mabigat ang cost once you move beyond the “0% first loan.” Their own FAQ says interest can go up to 3% per day, and overdue is 3% per day, so if you mis-time your cash flow, masakit talaga. The reminders were frequent but still within business hours for me; no public shaming happened in my case.
I chose MoneyCat because of their reputation and positive reviews. And I didn't regret it! The loan was processed quickly and without any problems, and I received the money immediately on my card.
I found money cat app in google play and I use it. Its not great but ok, easy to apply for a loan
I appreciate the minimal paperwork and quick verification. Great job to the team behind this service!
Yeah zero rate for the first time but you can take small amount.
Moneycat is good they always update you when you will get your loan and they give low interest and nice benefits
They always send email that I will be approved but once I complete the application it always declined me. Just a big, big waste of time
Everything's fine
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
0.16% per day
|
₱500 — ₱25,000
|
from 15 to 135 days
|
20 — 55 years
|
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Loan broker Finami
|
|
|
Interest rate 24% to 143%
|
₱2,500 — ₱30,000
|
from 3 to 12 months
|
21 — 70 years
|
Loan broker Finance Solution
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱50,000
|
from 3 to 4 months
|
18+ years
|
Loan broker Binixo
|
|
|
APR from 0% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18 — 70 years
|
Loan broker Crezu
|
|
If you have an issue with Money Cat, contact the lender first using its official support channels.
Customer support
When contacting support, include your loan reference number, payment details and a clear description of the issue. Keep copies of your emails, receipts and screenshots.
If the lender does not resolve your complaint, you can submit it to the Philippine Securities and Exchange Commission (SEC) through the official SEC iMessage portal:
https://imessage.sec.gov.ph/
If your complaint relates to misuse of personal information or unauthorized access to your contacts, you may also contact the National Privacy Commission (NPC).
Reviews on this page reflect borrowers' personal experiences and are not official complaints. If you have dealt with Money Cat, you can also share your experience below.
