Kviku — loans online in Philippines

Kviku - Online Bank

Clasificación: 3
Rating: 3.33
3 reviews

₱500 — ₱25,000

from 2 to 6 months

0.16% per day

20 — 55 years

Up to PHP 25 000 for up to 180 days, disbursed in 5 minutes

  • Amount from PHP 500 to 25,000
  • Term from 2 to 6 months
  • For first time borrowers the term is maximum 60 days
  • Daily interest rate of 0.16%

Why Kviku:

  • Simple procedures. Kviku minimized all the documents to provide you the easiest way to get the loan.
  • 100% online. No need to visit a branch. You can submit your application form anytime, even after banking hours and during weekends.
  • 24-hour approval. Get your loan approved in as quick as 24 hours and have the cash deposited directly into your bank account.
  • Cost transparency. No hidden fees and charges. Know exactly how much you are paying from the first step of application.

Requirements for the borrower:

  • Citizenship of Philippines
  • Age from 20 to 55 years old
  • Government valid ID
  • Mobile phone number
  • Payslip, COE, ITR, company ID, DTI - not necessary, but may help you to get a loan

Easy steps to get a cash loan:

  • Fill in the application form online. All you need to do is fill out our simple application form on the website, take a picture of yourself and your document.
  • Wait for approval. In a few minutes, you will receive an SMS with a decision on your application.
  • Receive your money instantly. Your money will be transferred to your bank account within 60 minutes.



  • Works 24/7 and 24-hour approval
  • 100% online process
  • Transparent costs


  • Low amount for the first application PHP 7,000
  • Low maximum age - 55 years

Kviku reviews

3 reviews  |  Add a review

Kviku Legal and contacts

Legal name: Kviku Lending Co. INC.
License №SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
Legal direction: 18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, the Philippines

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[{"id":10,"id_crapp":1,"score":2,"data":"2023-01-21T08:27:09.000000Z","text":"Deceiving tong app na to. Magugulat ka nalang bago mag due date mo na pinatungan nila yung interest nila. Tataas yung due amount mobigla.","name":"Mayla","visible":1,"rating":2,"date":"2023-01-21 11:27:09"},{"id":9,"id_crapp":1,"score":2,"data":"2023-01-05T08:24:41.000000Z","text":"My bad experience is this app is too much Interest rate i loan the 2,500 but it will deduct of transaction fee costing 150 and for 9 days i need to return about 2,867 if u add 150 = 3,017 then \u2013 2350 = 667 profit in 9 days. if only i dont really need to loan but it was emergency i feel really bad on this app so i wont rate this at all i check the comment on other people same prob your loan apps is too much.","name":"Dysuke","visible":1,"rating":2,"date":"2023-01-05 11:24:41"},{"id":8,"id_crapp":1,"score":5,"data":"2023-01-01T08:22:06.000000Z","text":"Very convenient when in needm fast approval, long term payment. Thanks!","name":"","visible":1,"rating":5,"date":"2023-01-01 11:22:06"},{"id":7,"id_crapp":1,"score":5,"data":"2023-01-17T08:20:37.000000Z","text":"Its ok. Very easy and fast approval. Highly recommended!!","name":"Leon","visible":1,"rating":5,"date":"2023-01-17 11:20:37"},{"id":4,"id_crapp":1,"score":4,"data":"2023-01-19T06:57:42.000000Z","text":"Very nice","name":"Alfred","visible":1,"rating":4,"date":"2023-01-19 09:57:42"}]
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[{"id":13,"id_crapp":2,"score":4,"data":"2023-01-07T08:31:40.000000Z","text":"Yeah zero rate for the first time but you can take small amount. ","name":"Geraldin","visible":1,"rating":4,"date":"2023-01-07 11:31:40"},{"id":12,"id_crapp":2,"score":5,"data":"2023-01-12T08:29:45.000000Z","text":"Moneycat is good they always update you when you will get your loan and they give low interest and nice benefits","name":"Annie","visible":1,"rating":5,"date":"2023-01-12 11:29:45"},{"id":11,"id_crapp":2,"score":3,"data":"2023-01-10T08:28:53.000000Z","text":"They always send email that I will be approved but once I complete the application it always declined me. Just a big, big waste of time","name":"Marilyn","visible":1,"rating":3,"date":"2023-01-10 11:28:53"},{"id":5,"id_crapp":2,"score":5,"data":"2023-01-19T06:58:52.000000Z","text":"Everything's fine","name":"Arthur","visible":1,"rating":5,"date":"2023-01-19 09:58:52"}]
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[{"id":16,"id_crapp":3,"score":5,"data":"2023-01-02T08:35:41.000000Z","text":"what if we dont have a bank account? how can we get a loan?","name":"Rona","visible":1,"rating":5,"date":"2023-01-02 11:35:41"},{"id":15,"id_crapp":3,"score":5,"data":"2023-01-04T08:34:53.000000Z","text":"Its my first time to apply in online lending and Im lucky I found online loan pilipinas whos very reliable and fast approval all you need to do is take a minute to fill up application form and wait for a min again for verification..once your approved wait for their email or txt msg that your loan is already deposited to ur bank account.","name":"Arnel","visible":1,"rating":5,"date":"2023-01-04 11:34:53"},{"id":14,"id_crapp":3,"score":4,"data":"2023-01-08T08:32:58.000000Z","text":"Now on my 2nd loan. I paid my loan before my due date and i was expecting that my credit limit would increase.but to may dismay. My credit limit is lower by p1000","name":"Irene","visible":1,"rating":4,"date":"2023-01-08 11:32:58"}]
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