Kviku — loans online in Philippines

Kviku.ph is an online lending platform in the Philippines that offers quick cash loans with transparent costs and no hidden fees.

Up to PHP 25 000 for up to 180 days, disbursed in 5 minutes:

• Amount from PHP 500 to 25,000
• Term from 2 to 6 months
• For first time borrowers the term is maximum 60 days
• Daily interest rate of 0.16%

Advantages and features of Kviku

• Simple procedures. Kviku minimized all the documents to provide you the easiest way to get the loan.
• 100% online. No need to visit a branch. You can submit your application form anytime, even after banking hours and during weekends.
• 24-hour approval. Get your loan approved in as quick as 24 hours and have the cash deposited directly into your bank account.
• Cost transparency. No hidden fees and charges. 
• Several methods how to pay

Loan Requirements for the borrower

• Citizenship of Philippines
• Age from 20 to 55 years old
• Government valid ID
• Mobile phone number
• Payslip, COE, ITR, company ID, DTI - not necessary, but may help you to get a loan

A list of accepted IDs for loans in the Philippines:

• Philippine National ID (PhilID)
• Passport
• Driver's License
• Social Security System (SSS) ID
• Tax Identification Number (TIN) card
• Unified Multi-Purpose ID (UMID)

How to get a loan in Kviku

The entire process is 100% online, allowing applicants to apply anytime and anywhere without visiting a branch. Loan approval can be as fast as 24 hours, and funds are usually disbursed within 60 minutes to the borrower's bank account or through other payment methods like Cebuana Cash Pick-up or GCash. Kviku requires minimal documentation, typically just one valid government-issued ID, and supports repeat borrowers with possible automatic approvals.

Easy steps to get a cash loan:

1. Fill in the application form online. All you need to do is fill out our simple application form on the website, take a picture of yourself and your document.
2. Wait for approval. In a few minutes, you will receive an SMS with a decision on your application.
3. Receive your money instantly. Your money will be transferred to your bank account within 60 minutes.

Kviku App

Kviku provides a mobile app for Android devices, which can be found on Google Play (package name: com.kviku.ph.mobile). Search for «Kviku» in the Play Store or use the direct link from their website to download. The app allows users across the Philippines to access loan services swiftly and conveniently.