Company:
Kviku Lending Co. INC.
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
A free app by Kviku Lending Co. INC.:
You can get a loan directly to your bank account. To do this, you need to install the application, provide your personal and contact information, as well as the bank account number for receiving funds. The loan approval process takes no more than 3 minutes. Everything is done online — no queues, no paperwork. To apply for a loan, you will only need a valid government-issued identification card, a mobile phone, and a bank account.
Kviku offers a dedicated mobile app available for Android users on the Google Play Store under the package name com.kviku.ph.mobile. You can download it by searching "Kviku" on the Play Store or directly via their website link. This app enables quick and convenient access to loan services anywhere in the Philippines.
The Kviku app provides a fully online loan application experience. Users can apply for cash loans from ₱500 up to ₱25,000 with flexible repayment terms up to 180 days. The process involves filling out a simple online form, submitting a selfie and ID for verification, and receiving approval usually within minutes. Once approved, funds are quickly disbursed directly to your bank account or e-wallet. The app also allows you to manage your loan, make repayments, and track your balance anytime.
Yes, Kviku is a legitimate loan app Philippines registered with the Philippine SEC (Registration No. CS201918702) and holds a proper certificate of authority. It complies with local lending laws and data protection regulations, making it a secure platform for borrowers in the Philippines.
Users appreciate Kviku for its fast approval time (sometimes under 15 minutes), easy-to-use interface, and transparency—there are no hidden fees. The availability of a virtual credit line feature to reuse funds is a unique benefit. Some borrowers note higher interest rates compared to traditional loans, but many consider Kviku reliable for urgent short-term loans. Overall, it is rated highly as a convenient and trustworthy loan app in the Philippines.
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
from 0%
|
₱1,000 — ₱50,000
|
up to 12 months
|
20 — 70 years
|
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
|
|
|
APR 143% per year
|
₱1,000 — ₱20,000
|
from 61 to 183 days
|
22 — 70 years
|
Registration № CS201726430, CA №1181
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 3 to 6 months
|
22+ years
|
SEC Registration number: CS201953O73., Certificate of Authority №1254
|
|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
Latvian business number 43603085405
|
|
|
APR from 0% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18 — 70 years
|
registration number: 14523902
|
|
