Honey Loan — loans online in Philippines

Honey Loan is an online lending platform in the Philippines that helps you get quick loans to cover unexpected expenses.

Honey Loan (Warm Cash Lending Corp.) is SEC-registered company with the necessary licenses to operate in the Philippines, ensuring your transactions are safe and regulated. You can apply for a loan using your smartphone or laptop, get approved in minutes, and receive the money through your e-wallet or bank account.

Get fast online loans with HoneyLoan:

• Apply for loans from 1,000 PHP to 30,000 PHP
• Terms up to 6 months
• The daily interest rate is 0.5%, equivalent to 182% APR
• Flexible repayment options
• Instant approval and money transfer
• 100% online, no hassle
• Responsible direct lender

Basic loan requirements

• Filipino citizen
• Age from 21 to 70 years
• Valid Government ID (accepted ids: UMID, TIN, SSS (Social Security System), PRC, Passport, Driver's License, Postal ID, PhilHealt ID, PhilSys ID (National ID), Voter's ID)
• Active mobile phone number

How to apply and receive loan

1. Create account or sign in. If you are a new customer create an account. If you are an existing customer, please sign in
2. Fill in application form. Fill in your personal information and submit a valid ID and Selfie.
3. Wait for a loan application decision. You will be notified via SMS about the decision. We will contact you in case of any additional questions.
4. Receive your money! You can claim your loan to an e-wallet or via Bank Account transfer (you must be the Bank Account holder).

Convenient ways to get money:

• GCash
• Maya
• BankTransfer

How to repay a loan

1. Sign in to your account.
2. Confirm your sign in. Upon proceeding you will receive an SMS with a confirmation code that you need to enter in the corresponding field.
3. Select repayment method/ Inside your Honey Loan personal account select either the “Make full repayment” or “Make min payment” option.

Repayment options:

• Pay via QR PH
• E-wallets/Online Banking
• Pay Over-The-Counter

In case you cannot pay your full repayment yet, Honey Loan offers an option to make Minimum payment which will prolong your Next Payment date for 7, 14 or 30 days.