Company:
Warm Cash Lending Corp.
SEC Registration No. 2021030009095-02 Certificate of Authority No. 3427
I like honeyloan because its online, kaya kahit gabi ako nag-apply, pasok pa rin. Approval took only a few minutes and I got the cash sa e‑wallet ko, very convenient. Interest is not the lowest, pero at least transparent sila and you can choose kung installment or full payment.
Honey Loan did help me out when I needed funds for hospital bills, but beware of the high interest if you pay late! After my loan became overdue, I got calls and texts almost daily from their collection team/ It felt too pushy.( They even emailed from a third-party address. For anyone planning to borrow, set reminders and don’t miss payments. If you need help, chat support on their website replies within a day, but they didn’t allow for much extension on my due date. My advice: pay on time or contact support early if you think you’ll be late, to minimize stress.
I borrowed ₱8,000 to buy some design software, and the app let me repay in three parts, which was a big help because my income is irregular. Advice for freelancers: only borrow what you know you can repay, since daily interest piles up quickly (0.5% daily, so always check how much you’ll pay back overall). Double-check your repayment schedule in-app before you confirm.
I got the loan approved and quickly sent to the card. Gives when I don't have enough to paycheck.
My experience with Honey Loan was extremely positive! I quickly applied for a loan online and the money came to my card immediately. The process is very simple and convenient.
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Loan broker Finami
|
|
|
Interest rate 24% to 143%
|
₱2,500 — ₱30,000
|
from 3 to 12 months
|
21 — 70 years
|
Loan broker Finance Solution
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱50,000
|
from 3 to 4 months
|
18+ years
|
Loan broker Binixo
|
|
|
APR from 0% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18 — 70 years
|
Loan broker Crezu
|
|
|
|
₱50,000
|
|
18+ years
|
Loan broker Credit Nice
|
|
If you have an issue with Honey Loan, contact the lender first using its official support channels.
Customer support
When contacting support, include your loan reference number, payment details and a clear description of the issue. Keep copies of your emails, receipts and screenshots.
If the lender does not resolve your complaint, you can submit it to the Philippine Securities and Exchange Commission (SEC) through the official SEC iMessage portal:
https://imessage.sec.gov.ph/
If your complaint relates to misuse of personal information or unauthorized access to your contacts, you may also contact the National Privacy Commission (NPC).
Reviews on this page reflect borrowers' personal experiences and are not official complaints. If you have dealt with Honey Loan, you can also share your experience below.
