If you are looking for an online loan Philippines no requirements, you can find easy loan options designed to help Filipinos access quick cash without complicated paperwork or strict eligibility criteria. These loans are ideal for those who need fast financial assistance but want to avoid the hassle of submitting extensive documents or meeting high income thresholds.
Most lenders offering personal loans with no requirements still expect some basic qualifications to ensure responsible lending:
The system is also simplified by the fact that such an application can be submitted online. In case the potential borrower meets the requirements, the necessary money will be provided within 24 hours. The borrower will hold a big advantage if he has a good credit history, but a large number of small online loan companies also provide financial support for those who have a negative credit history or none at all.
Credit organizations offer loans under varying conditions tailored to each borrower’s needs. The loan amount and repayment period are determined individually, with terms typically ranging from a minimum of 10 days to a maximum of 365 days. Loan amounts can start as low as 1,000 Philippine pesos and go up to 50,000 pesos. Each lender sets interest rates based on the relationship between the loan amount and the chosen term.
To help borrowers make informed decisions, many lenders provide online loan calculators. These tools allow you to enter your desired loan amount and repayment period to instantly see the estimated interest and monthly payment. This way, you can understand the total cost of the loan, including all fees and interest over the loan’s duration.
Before taking out a loan, it’s important to carefully evaluate your income relative to the monthly payment amount. Even loans with minimal requirements still require timely payments to avoid complications. Responsible borrowing means planning your repayments to fit comfortably within your budget and preventing any unforeseen financial difficulties.
By choosing a reputable personal loan Philippines no requirements provider, you can access quick and convenient financing without the stress of complex paperwork or strict criteria. This makes it easier for many Filipinos to manage emergencies, pay bills, or cover unexpected expenses with confidence and ease.
After choosing the most sufficient offer the client should learn about possible ways of paying the loan back that are there. Almost all of microfinancial companies in the Philippines suggest three ways to repay the loan. The first one is to put money on the card on which the loan was issued. Such a transaction can be easily performed online. The second way is to put money at the cash desk of any Philippine bank. The third one is to find any terminal nearby in any public institution.
LoanOnline - Compare loans completely free
LoanOnline.ph is a legal and reputable online loan comparison platform in the Philippines that helps users quickly find and apply for personal loans from verified and trusted lending partners.
Compare loans in just 2 minutes:
| Interest Rates | APR from 0% to 427% |
| Maximum Loan Amount | ₱500 — ₱25,000 |
| Borrower Age | 18+ years |
| Loan Terms | from 3 to 12 months |
Cash express - Online Loans in 15 minutes with No Requirements
Cash-Express Philippines Financing Inc. is a leading fintech company providing fast, easy, and secure online loans to Filipinos through mobile and PC platforms.
Established in 2019 and part of the Aventus Group, Cash-Express offers loan approvals within minutes and quick fund transfers, making borrowing hassle-free and accessible. The company is fully licensed and compliant with Philippine regulations, ensuring a safe lending experience.
Cash-express is FAST, EASY and CONVENIENT:
| Interest Rates | from 0% up to 1.99% per day |
| Maximum Loan Amount | ₱1,000 — ₱20,000 |
| Borrower Age | 21 — 70 years |
| Loan Terms | 7 or 14 days |
Get the first loan for free - 0% interest by PesoRedee
Get the first loan for free! 0% interest if you pay back on the first payment date.
| Interest Rates | APR 143% |
| Maximum Loan Amount | ₱1,000 — ₱20,000 |
| Borrower Age | 22 — 70 years |
Finbro оnline loan app - get a loan quickly
Finbro is a digital lending platform designed to provide quick and accessible personal loans to individuals in the Philippines. Owned and operated by Sofi Lending Inc. SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990.
0% interest for the first loan from PHP 10,000
| Interest Rates | from 0% |
| Maximum Loan Amount | ₱1,000 — ₱50,000 |
| Borrower Age | 20 — 70 years |
| Loan Terms | up to 12 months |
MoneyCat - Cash loan online with fast approval in Philippines
MoneyCat is a multinational fintech company operating in the Philippines, offering fast and convenient online loans with minimal requirements.
The platform enables users to apply in just minutes and receive funds within 24 hours, providing reliable financial support without the need to visit a bank. MoneyCat also offers attentive customer service throughout the loan process to ensure a smooth experience.
Instant cash loans MoneyCat. First loan for FREE!
| Interest Rates | APR 145% |
| Maximum Loan Amount | ₱500 — ₱20,000 |
| Borrower Age | 22+ years |
| Loan Terms | from 3 to 6 months |
Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
Latvian business number 43603085405
|
|
|
|
from 0% up to 1.99% per day
|
₱1,000 — ₱20,000
|
7 or 14 days
|
21 — 70 years
|
Company Registration No. CS201951088 and Certificate of Authority No. 2918
|
|
|
|
APR from 3.95 to 49.68%
|
₱1,000 — ₱10,000
|
from 15 to 45 days
|
21+ years
|
SEC Registration No. CSC201800209
|
|
|
|
|
₱1,500 — ₱8,000
|
from 120 to 210 days
|
20 — 60 years
|
NO.CS201916699 CERTIFICATE OF AUTHORITY NO.3119
|
|
|
|
|
₱100 — ₱50,000
|
from 10 to 120 days
|
18+ years
|
INST CODE 031000417
|
|
|
|
APR 143%
|
₱1,000 — ₱20,000
|
|
22 — 70 years
|
Registration № CS201804564, SEC Certificate of Authority No. 1165
|
|
|
|
from 0%
|
₱1,000 — ₱50,000
|
up to 12 months
|
20 — 70 years
|
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
|
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 3 to 6 months
|
22+ years
|
SEC Registration number: CS201953O73., Certificate of Authority №1254
|
|
|
|
0.16% per day
|
₱500 — ₱25,000
|
from 2 to 6 months
|
20 — 55 years
|
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
|
|
|
|
|
₱50,000
|
|
18+ years
|
|
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
|
|
|
|
APR from 0% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18 — 70 years
|
registration number: 14523902
|
|
|
|
APR from 0% to 143%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18+ years
|
No. 11501857
|
|
|
|
from 12% up to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
20 — 70 years
|
|
|
|
|
APR from 0% to 143%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18+ years
|
Estonian Commercial Register under no. 11501857
|
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Company No 1092
|
|
|
|
|
₱1,000 — ₱25,000
|
|
21 — 70 years
|
SEC Registration No.CS201902369
|
|
|
|
APR 180%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
20+ years
|
|
|
|
|
|
₱200 — ₱25,000
|
|
18+ years
|
registration number: HE 456177
|
|
|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 7 days to 6 months
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority N o. 3472
|
|
|
|
APR from 30% to 365%
|
₱500 — ₱25,000
|
from 91 days to 2 years
|
18+ years
|
|
|
|
|
APR from 12% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18+ years
|
registration number: 14523902
|
|
|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
43603085405
|
|
|
|
APR from 11.9% to 365%
|
₱100 — ₱25,000
|
from 61 days to 60 months
|
18+ years
|
08217974
|
|
|
|
from 0%
|
₱1,000 — ₱25,000
|
up to 30 days
|
18+ years
|
|
|
|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
21 — 64 years
|
43603085405
|
|
|
|
|
CAT from 0% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 365 days
|
18+ years
|
|
|
|
2% per day
|
₱1,000 — ₱30,000
|
from 30 days
|
20 — 65 years
|
CS20200000915
|
|
|
|
APR 143% per year
|
₱1,000 — ₱20,000
|
from 61 to 183 days
|
22 — 70 years
|
Registration № CS201726430, CA №1181
|
|
|
|
APR 59.9%
|
₱1,000 — ₱25,000
|
from 2 to 6 months
|
21 — 70 years
|
SEC Registration No. 202003056. Certificate of Authority No. 1272
|
|
|
|
APR 84%
|
₱5,000 — ₱50,000
|
from 6 to 24 months
|
18+ years
|
|
|
|
|
|
₱5,000 — ₱25,000
|
from 6 to 12 months
|
18 — 68 years
|
Reg No. CS201602333
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 90 to 180 days
|
22+ years
|
CS201953073
|
|
|
from 0% up to 2,1% per day
|
₱1,000 — ₱25,000
|
from 7 to 180 days
|
21 — 70 years
|
|
|
|
|
APR 194%
|
₱1,000 — ₱50,000
|
from 2 to 6 months
|
18+ years
|
SEC Registration No. CS202003056
|
|
|
|
APR from 30% to 360%
|
|
from 61 to 365 days
|
18+ years
|
|
|
|
|
APR 547.5%
|
₱1,000 — ₱10,000
|
unlimited
|
18+ years
|
Registry code: 14855426
|
|
|
|
Interest rate 0.2% per day
|
₱2,000 — ₱20,000
|
from 30 to 120 days
|
21 — 60 years
|
SEC Registration Number: CS201603853
|
|
|
|
0,5% per day
|
₱1,000 — ₱25,000
|
from 1 to 61 days
|
18+ years
|
SEC Registration No. CS201710582, Certificate of Authority No. 1132
|
|
|
|
APR: 20.8415%
|
₱5,000 — ₱50,000
|
|
21 — 50 years
|
|
|
|
|
APR 39.78% – 54.756%
|
₱3,500 — ₱500,000
|
from 6 to 10 months
|
18+ years
|
|
|
|
|
₱100,000
|
from 2 to 12 months
|
18+ years
|
SECNo. CS200813771, Certificate of Authority No. 279
|
|
|
|
from 12.98% to 40.50%
|
₱1,000 — ₱100,000
|
from 180 to 365 days
|
18+ years
|
CS201628816
|
|
|
|
|
₱20,000 — ₱180,000
|
from 365 to 1460 days
|
|
CS200917691
|
|
|
|
APR 143%
|
₱10,000 — ₱50,000
|
from 180 to 720 days
|
|
CS201300789
|
|
|
|
3.49% monthly
|
₱2,000 — ₱40,000
|
from 1 to 12 months
|
|
CS201516347
|
|
|
APR up to 180%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
20+ years
|
|
|
|
|
from 0%
|
₱10,000 — ₱30,000
|
from 7 up to 180 days
|
18 — 71 years
|
Business code: 304875162
|
|
|
|
10.5% per annum
|
|
36 months
|
18+ years
|
|
|
|
|
₱2,000 — ₱15,000
|
up to 3 months
|
20+ years
|
Registration No.CS201825672 Certificate of Authority 2844
|
|
|
|
726.35% per annum
|
₱500 — ₱20,000
|
from 91 to 365 days
|
18 — 70 years
|
|
|
|
|
0,03% per day
|
₱2,000 — ₱20,000
|
from 180 to 360 days
|
21+ years
|
SEC registration number at 2021050012959-04
|
|
|
|
20% per day
|
₱8,000 — ₱100,000
|
from 91 to 120 days
|
18+ years
|
SEC Registration No. CS201824008
|
|
|
3.5% per day
|
₱300 — ₱30,000
|
6 months
|
21 — 65 years
|
Registration No.CS201617622
|
|
|
|
0,05% per day
|
₱2,000 — ₱12,000
|
from 91 to 120 days
|
18+ years
|
SEC company registration NO.CS201803813
|
|
|
|
APR from 14% to 35%
|
₱2,000 — ₱20,000
|
from 91 to 120 days
|
18+ years
|
Registration No.CS201826247
|
|
|
|
|
|
|
18+ years
|
|
|
|
|
0.3% per day
|
₱1,000 — ₱50,000
|
from 61 to 180 days
|
20 — 60 years
|
CS202003056
|
|
|
0.06% per day
|
₱2,000 — ₱20,000
|
from 60 to 120 days
|
21+ years
|
SEC Registration No. CS202105682
|
|
|
|
0.8% per day
|
₱1,000 — ₱30,000
|
from 61 to 360 days
|
18 — 75 years
|
|
|
|
0.3% per day
|
₱3,000 — ₱50,000
|
from 60 to 120 days
|
18+ years
|
SEC Company Reg. No. CS201906864
|
|
|
|
0,16% per day (60% per year)
|
₱2,000 — ₱10,000
|
from 61 to 90 days
|
21+ years
|
SEC registration number at CS201911369
|
|
|
|
0,13% per day (48% per year)
|
₱2,000 — ₱30,000
|
from 15 to 90 days
|
18+ years
|
SEC registration number at CS201820732
|
|
|
|
0,03% per day (10,05% per year)
|
₱3,000 — ₱150,000
|
from 91 to 360 days
|
18+ years
|
SEC registration number at CS201916150
|
|
|
|
0,05% per day (24% per year)
|
₱2,000 — ₱50,000
|
from 91 to 365 days
|
18+ years
|
Registration No. 2021110033908-30
|
|
|
|
annual rate of 24%
|
₱5,000 — ₱15,000
|
from 7 to 60 days
|
18+ years
|
SEC No. :CS202104554 Certificate of Authority NO.3442
|
|
|
0.08% per day
|
₱3,000 — ₱20,000
|
from 91 to 180 days
|
18+ years
|
SEC Registration No:CS202000000916 Certificate of Authority: 1274
|
|
|
0,11% per day
|
₱2,000 — ₱20,000
|
from 91 to 210 days
|
20+ years
|
|
|
|
|
0.26% per day
|
₱50,000 — ₱2,000,000
|
from 12 to 36 months
|
|
SEC Registration No. CS 201908028
|
|
|
up to 2% per day
|
₱1,000 — ₱20,000
|
from 1 to 35 days
|
18+ years
|
|
|
|
|
0.06% per day
|
₱5,000 — ₱20,000
|
from 91 to 365 days
|
18+ years
|
Company registration no.cs201816691, Sertificate of authority no.2739
|
|
|
|
Monthly EIR 1.40%
|
₱15,000 — ₱250,000
|
from 6 up to 24 months
|
21 — 65 years
|
|
|
|
|
Monthly interest rate from 2.32%
|
₱3,000 — ₱150,000
|
from 6 up to 60 months
|
18 — 68 years
|
SEC Reg. Number: CS201301354 Certificate of Authority Number 1071
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
₱1,000 — ₱20,000
|
up to 150 days
|
20 — 65 years
|
SEC Registration No. CS202102336 and Certificate of Authority No. 3413
|
|
| 🟢 Interest: | from 0% to 100000% |
| 🟢 Term: | up to 5 years |
| 🟢 Loan amount: | up to 2,000,000 ₱ |
| 🟢 Number of offers: | 76 |
