Soscredit — loans online in Philippines

SosCredit - If you urgently need money

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Classification: 4
Rating: 5
4 reviews
Soscredit

₱1,000 — ₱25,000

from 3 to 12 months

APR up to 180%

20+ years

Online Media LLC

Website: https://www.soscredit.ph/en

Soscredit offers its customers attractive terms and conditions for borrowing services. You also get the opportunity to get a loan 24 hours a day, 7 days a week without going to a credit institution.

Receive money in 15 minutes into your bank account with SOS Credit

  • Loans to new clients up to PHP 7000 without interest and 0% commission
  • Amount from PHP 1,000 to 25,000
  • Without guarantor and pledge up to PHP 10 000
  • A unique approach for each client
  • The minimum loan repayment period is 3 months with an extension, maximum loan repayment period is 12 months

Advantages of SOSCredit.ph

  • Money transfer to any bank in Philippines
  • Easy application, without a text message from workplace and guarantor
  • Without pledge and guarantor
  • Quick loan decision
  • We maintain the confidentiality of all our customer data

Requirements to borrowers

  • Age from 20 to 70 years
  • A bank account with a Filipino credit institution
  • A mobile phone

How to get money

  • Fill out the application
  • Wait for a decision
  • Receive money in your bank account

Why choose Soscredit

  • Beneficial. New clients get a 100% commission discount
  • Fast. On average a loan can be formalized in 15 minutes
  • Accessible. Loan is available from 20 years of age
  • Flexible. Choose a monthly payment amount
  • Smart. Withdraw all or part of the money
  • Easy. Opportunity to apply for extra money or loan

Example: Loan of 20000 ₱ for 6 months, monthly payment 5716 ₱, total amount 34296 ₱, annual percentage rate APR 143%.APR is the total cost of a loan expressed as a percentage of the total amount of loan granted per year. The maximum APR possible is 180%

Frequently Asked Questions (FAQs) about Soscredit

Who can apply for an online loan? 

Online loans are available to applicants aged 20-70 with a stable income, a bank account at a Philippine credit institution, and a mobile phone. New customers complete the application form, pay a registration fee, then await approval via customer service, SMS, or email.

What is the maximum loan amount?   

Loan limits are assessed individually. New clients can borrow up to ₱10,000, with potential increases to ₱25,000 after timely repayment of prior loans.

How quickly are funds disbursed?   

Approved funds transfer immediately to your bank account. Same-bank transfers average 15 minutes; other banks may take up to 3 days. Transfers occur only during business hours.

Can I get an additional loan amount?   

Yes, apply for extra funds if you haven`t used your full loan limit.

Is collateral or a guarantor required?   

No pledge or guarantor is needed for an online loan.

Do I need formal employment?   

A regular income source is required to apply.

Can I repay early?   

Early repayment is allowed ahead of the schedule. Contact customer service for the exact remaining balance.

Where can I apply for a loan?   

Applications are accepted from any city in the Philippines.

Why was my application declined?   

Rejections occur due to incorrect/incomplete information or existing unpaid debts.

Can I repay at a bank branch?   

Yes, loan repayments can be made at any bank branch.

What if I can`t repay on time?   

Follow the agreed schedule; late payments incur penalty interest. Contact Customer Care for delay solutions.

What happens with late payments?   

Late payments violate terms, triggering contract interest on overdue amounts plus reminder and recovery fees.

What is a client profile?   

Your lender profile shows credit status, available funds, payment history, and options for additional loans.

What is a commission-free loan?   

New clients may get the first 62 days interest-free, meaning no commission during that period.

How to request more loan funds?   

Apply for additional amounts directly in your client profile.

What are the benefits of online lending?   

Enjoy 24/7 loan access without visiting a bank, available anytime.  

Positives

  • Loans for new clients without interest and 0% commission
  • Money in 15 minutes into your bank account
  • Without pledge and guarantor

Negatives

  • SosCredit is not a lender and does not lend

Soscredit reviews

4 reviews  |  Add a review

Soscredit address and contacts

Company name: Online Media LLC
Address: Latvia, Saldus, Liela iela 9, LV-3801

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱25000 ₱25000 ₱25000 ₱25000 ₱25000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱841.79 ₱1815.96 ₱2795.4 ₱5733.71 ₱17487.14
TOTAL REPAYMENT ₱25841.79 ₱26815.96 ₱27795.4 ₱30733.71 ₱42487.14