Fast Loan Approval in Philippines

Top 7 Fast Loans

Money Cat

MoneyCat - Cash loan online with fast approval in Philippines

Instant cash loans MoneyCat. First loan for FREE!

• Amount from PHP 500 to 20,000 
• Term from 3 to 6 months
• Interest rates 11.9% per month
• Maximum APR 145%
• Loans in 5 minutes
• You don’t need to confirm income, bring references, visit our office

Interest Rates	APR 145%
Maximum Loan Amount	₱500 — ₱20,000
Borrower Age	22+ years
Loan Terms	from 3 to 6 months

Digido

Digido - Loans online, fast and reliable

Get your first loan with 0% interest rate for 7 days!

• Amount for the first loan from PHP 1,000 to 10,000 
• Up to PHP 25,000 for up to 180 days for repeated loans
• Terms 2, 3, 4, 5, or 6 months
• Loan can be closed in 1 day
• Maximum interest rate 59.9% per year

Interest Rates	APR 59.9%
Maximum Loan Amount	₱1,000 — ₱25,000
Borrower Age	21 — 70 years
Loan Terms	from 2 to 6 months

Finbro

Finbro - Online lending platform to get a loan quickly

0% interest for the first loan from PHP 10,000

• Amount from PHP 1,000 to 50,000
• Amount for new clients up to PHP 15,000
• Terms up to 12 months

Interest Rates	from 0%
Maximum Loan Amount	₱1,000 — ₱50,000
Borrower Age	20 — 70 years
Loan Terms	up to 12 months

Cash-express

Cash express - Online Loans in 15 minutes with No Requirements

Cash-express is FAST, EASY and CONVENIENT:

• First online loan for 7 days with 0% interest
• Loan amount from PHP 1,000 up to 20,000 
• The first loan maximum PHP 10,000
• Terms are 7 or 14 days
• Interest rate for the first 7 days - 0%
• Interest rate for the first 14 days - 1% per day
• Interest rate for repeat one - 1.99% per day
  Need only one document
• Quick approval in 15 minutes

Interest Rates	from 0% up to 1.99% per day
Maximum Loan Amount	₱1,000 — ₱20,000
Borrower Age	21 — 70 years
Loan Terms	7 or 14 days

Pag-IBIG

Virtual Pag-IBIG - Loan Service

Apply for and Manage Loans on pagibigfundservices website:

• Apply for a Short-Term Pag IBIG Loan
• Apply for a Pag IBIG Housing Loan
• Apply for a Home Equity Appreciation Loan
• Authorize Housing Loan Validation
• Apply for Interest Re-Pricing

Interest Rates	10.5% per annum
Borrower Age	18+ years
Loan Terms	36 months

Tala

Tala - Fast, flexible, and secure loans app

Enjoy fast, flexible, and secure loans up to PHP 25,000 with rates as low as PHP 5 per day.

• Loan amount from PHP 1000 to 25,000
• Loan terms from 1 to 61 days
• Interest Rate 0,5% per day

Interest Rates	0,5% per day
Maximum Loan Amount	₱1,000 — ₱25,000
Borrower Age	18+ years
Loan Terms	from 1 to 61 days

24 HOURS Loan to Card

24 hours loan to card - Online 24/7 loans

Conditions of receipt:

• The first loan up to 100,000 pesos is given at a rate of 0% in case of timely repayment
• Period from 61 day to 365 days
• Interest rates on loans from 30% to 360% per annum, on consumer loans and credit cards - from 17% to 31% per annum
• In case of violation of the deadline, the penalty is 0.10% of the delay amount per day, but not more than 10% of the loan amount
• Loan extension is possible by timely informing the lender (before the loan repayment date) and paying interest for the initial loan term. There are no additional commissions for extending the loan

Interest Rates	APR from 30% to 360%
Borrower Age	18+ years
Loan Terms	from 61 to 365 days

What is a Fast Loan?

The main benefit of payday loans is the quick approval and minimal documentation. However, the interest and fees of payday loans are quite high.

Having a steady job and even a regular salary payment does not always guarantee 100% protection from financial difficulties. Each person at least once in his life is faced with unforeseen situations, when the emergency expenses are unavoidable. Of course, it is often possible to ask for support from relatives, but sometimes this is not an option. For such situations, a service Fast Loan In 15 Minutes was created and put into use.

Advantages of a Fast Loan in 15 Minutes

Not all people are inclined to trust the services provided online, but if you take a closer look, you can find many benefits of Fast Loans. The biggest advantage is the simplicity of the loan application process on the loan website. Most microfinance institutions have similar requirements for attachment packages. Most often, it is an identity document and a document confirming the presence of permanent income. All these documents are attached in electronic format, more often in the form of a scan, so the actual originals of paper documents do not need to be brought anywhere; verification is carried out by a special mechanism.

Another advantage of online companies is the possibility of contacting the structure at any time of the day. Therefore, there is no need to allocate time during the working day to visit the office. All a potential borrower needs is a phone or a computer on which he can open a loan website and fill in an application.

The absence of paperwork makes the procedure simple and transparent. You do not need to read the endless items of the list of requirements, because all of them are pre-stated on the loan website and there are no pitfalls. Before filling in the questionnaire the borrower can familiarize with all the requirements and arrange all the terms of the loan in advance. On each site there is a special calculator, thanks to which you can enter the amount, specify the loan period and find out what will be the interest rate and monthly payment.

The most important advantage of the system lies in the name of "Fast Loan In 15 Minutes": approval of the application takes only a few minutes. Unforeseen situations are always accompanied by stress; accordingly, you protect yourself from unnecessary anxiety while waiting for approval of the application and transfer of money.

How to get a fast loan approval

After all the benefits of services are considered, you need to understand the scheme of the process. It is quite simple: the site already collected data on all microfinance organizations that issue personal fast loans. Accordingly, the borrower needs:

• See the options provided for amounts, terms and interest rates;
• Select an offer that matches your request;
• Calculate the amount and rate of your loan and apply after registering.

After approval of the application and signing of the consent, you can immediately receive money into your bank account.

Before submitting an application, each applicant has the opportunity to assess their chances of approval of the application, as the general requirements for a potential borrower are widely known. The borrower must be between the ages of 21 and 70 years old, be a citizen of the Philippines, have a confirmed stable income and be able to provide a valid government-issued ID on the website.

The implementation of certain recommendations can improve the chances of loan approval. Borrowers should not apply for multiple loans or apply for a new loan when they already have outstanding debt. The selection of a microfinance company should be made mindfully and the borrower should consider each proposal carefully, since it is very important to correlate earnings with monthly payments and rates. It is necessary to indicate all present sources of income, as this will prove to the lender the reliability of the borrower, and will give a guarantee that the loan will be repaid on time without difficulty.