Fast Loan Approval in Philippines

Top 7 Fast Loans

Finbro

Finbro - Online lending platform to get a loan quickly

0% interest for the first loan from PHP 10,000

• Amount from PHP 1,000 to 50,000
• Amount for new clients up to PHP 15,000
• Terms up to 12 months

Interest Rates	from 0%
Maximum Loan Amount	₱1,000 — ₱50,000
Borrower Age	20 — 70 years
Loan Terms	up to 12 months

Cash-express

Cash express - Online Loans in 15 minutes with No Requirements

Cash-express is FAST, EASY and CONVENIENT:

• First online loan for 7 days with 0% interest
• Loan amount from PHP 1,000 up to 20,000 
• The first loan maximum PHP 10,000
• Terms are 7 or 14 days
• Interest rate for the first 7 days - 0%
• Interest rate for the first 14 days - 1% per day
• Interest rate for repeat one - 1.99% per day
  Need only one document
• Quick approval in 15 minutes
• Flexibility, speed, and convenience.

Interest Rates	from 0% up to 1.99% per day
Maximum Loan Amount	₱1,000 — ₱20,000
Borrower Age	21 — 70 years
Loan Terms	7 or 14 days

Kviku

Kviku - Online Bank

Up to PHP 25 000 for up to 180 days, disbursed in 5 minutes

• Amount from PHP 500 to 25,000
• Term from 2 to 6 months
• For first time borrowers the term is maximum 60 days
• Daily interest rate of 0.16%

Interest Rates	0.16% per day
Maximum Loan Amount	₱500 — ₱25,000
Borrower Age	20 — 55 years
Loan Terms	from 2 to 6 months

Credit Nice

Credit Nice - Money Loans. Approval Regardless of Credit

Credit online under 0%:

• First credit without percentages
• Amount up to 50.000 PHP
• On a credit card or in cash
• Loan online na wala pang 0,01%

Maximum Loan Amount	₱50,000
Borrower Age	18+ years

Una Cash

UnaCash - Fast cash loans in the Philippines

Convenient cash loan application without leaving the safety and comfort of your home.

• Apply for a cash loan up to PHP 50,000
• Low interest rate (APR 194%)
• Loan Terms 2, 3, 4, 5 or 6 months
• Fast loan approval (within 5 minutes)
• Flexible loan terms up to 6 months
• Personal line of credit with a limit of PHP 1,000 until 50,000

Interest Rates	APR 194%
Maximum Loan Amount	₱1,000 — ₱50,000
Borrower Age	18+ years
Loan Terms	from 2 to 6 months

Billease

BillEasy - Blissful Shopping. Easy Billing.

BillEase. Get your purchase on installments now. No credit card needed!

• Order Value from PHP 2,000 to 40,000
• Down Payment from PHP 0 to 32,000
• Terms 2, 4, 6 months, 12 and 24 months for repeate customers only
• Payments twice a month

Interest Rates	3.49% monthly
Maximum Loan Amount	₱2,000 — ₱40,000
Loan Terms	from 1 to 12 months

Pedicash

Pedicash - Micro-Lending applications

Micro-Lending applications catered to giving Filipinos a quick and reliable loaning experience:

• Loan amount from 2.000 to 20.000 PHP
• Interest rate 0.06% per day
• Term from 60 to 120 days
• Service fee 5% of the loan amount

Interest Rates	0.06% per day
Maximum Loan Amount	₱2,000 — ₱20,000
Borrower Age	21+ years
Loan Terms	from 60 to 120 days

What is a Fast Loan?

The main benefit of payday loans is the quick approval and minimal documentation. However, the interest and fees of payday loans are quite high.

Having a steady job and even a regular salary payment does not always guarantee 100% protection from financial difficulties. Each person at least once in his life is faced with unforeseen situations, when the emergency expenses are unavoidable. Of course, it is often possible to ask for support from relatives, but sometimes this is not an option. For such situations, a service Fast Loan In 15 Minutes was created and put into use.

Advantages of a Fast Loan in 15 Minutes

Not all people are inclined to trust the services provided online, but if you take a closer look, you can find many benefits of Fast Loans. The biggest advantage is the simplicity of the loan application process on the loan website. Most microfinance institutions have similar requirements for attachment packages. Most often, it is an identity document and a document confirming the presence of permanent income. All these documents are attached in electronic format, more often in the form of a scan, so the actual originals of paper documents do not need to be brought anywhere; verification is carried out by a special mechanism.

Another advantage of online companies is the possibility of contacting the structure at any time of the day. Therefore, there is no need to allocate time during the working day to visit the office. All a potential borrower needs is a phone or a computer on which he can open a loan website and fill in an application.

The absence of paperwork makes the procedure simple and transparent. You do not need to read the endless items of the list of requirements, because all of them are pre-stated on the loan website and there are no pitfalls. Before filling in the questionnaire the borrower can familiarize with all the requirements and arrange all the terms of the loan in advance. On each site there is a special calculator, thanks to which you can enter the amount, specify the loan period and find out what will be the interest rate and monthly payment.

The most important advantage of the system lies in the name of "Fast Loan In 15 Minutes": approval of the application takes only a few minutes. Unforeseen situations are always accompanied by stress; accordingly, you protect yourself from unnecessary anxiety while waiting for approval of the application and transfer of money.

How to get a fast loan approval

After all the benefits of services are considered, you need to understand the scheme of the process. It is quite simple: the site already collected data on all microfinance organizations that issue personal fast loans. Accordingly, the borrower needs:

• See the options provided for amounts, terms and interest rates;
• Select an offer that matches your request;
• Calculate the amount and rate of your loan and apply after registering.

After approval of the application and signing of the consent, you can immediately receive money into your bank account.

Before submitting an application, each applicant has the opportunity to assess their chances of approval of the application, as the general requirements for a potential borrower are widely known. The borrower must be between the ages of 21 and 70 years old, be a citizen of the Philippines, have a confirmed stable income and be able to provide a valid government-issued ID on the website.

The implementation of certain recommendations can improve the chances of loan approval. Borrowers should not apply for multiple loans or apply for a new loan when they already have outstanding debt. The selection of a microfinance company should be made mindfully and the borrower should consider each proposal carefully, since it is very important to correlate earnings with monthly payments and rates. It is necessary to indicate all present sources of income, as this will prove to the lender the reliability of the borrower, and will give a guarantee that the loan will be repaid on time without difficulty.