Zaimoo - Borrow up to 25,000 pesos at 0.01% Philippines

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Zaimoo

₱100 — ₱25,000

from 61 days to 60 months

APR from 11.9% to 365%

18+ years

Address and contacts

Densure LLC

08217974

Website: https://zaimoo.ph/

Zaimoo helps you to get loan much faster than any other service. The site is an aggregator of financial products of various credit institutions that have all mandatory licenses and certificates.

Up to 15 000 pesos at 0,01% for 14 days only for new clients!

Amount from PHP 1,000 to 25,000
Term from 61 days to 60 months
Interest rate from 11.9% to 365% per annum
Three types of products: Online loan, Personal loan and Credit card

How to get a loan with Zaimoo

How to take the loan in 10 minutes:

Choose the amount you want to borrow. The less amount you take, the higher the chance of approval.
Register on the service. Do not lie and make any mistakes or you'll be denied a loan.
Choose the type of loan and the company. You can apply for several companies at the same time.
Get your money on the card. After choosing the company and checking your personal data.

The ways to receive money:

Bank card
E-wallet
Cash

Zaimoo.ph is an online loan matching service that helps borrowers in the Philippines quickly find and apply for short-term loans from partner lending companies.

You choose the amount you want to borrow, register on the website, fill out one application form, and Zaimoo.ph forwards your request to several lending partners so you can receive loan offers and pick the most suitable one.

No, Zaimoo.ph is not a bank or a direct lender; it is an intermediary platform that connects borrowers with licensed lending companies.

New clients can usually borrow up to around 15,000 PHP at a promotional daily rate, while returning customers may access higher amounts, sometimes up to 25,000–50,000 PHP depending on the lender’s offer and your profile.

Some lenders offer promotional rates from about 0.01% per day for new clients on small short‑term loans, while standard products may have higher daily rates, especially for larger or longer‑term loans. The exact interest and fees depend on the specific lender you choose.

Short‑term loans are usually issued for a few days up to several weeks, while larger or long‑term loans can have longer repayment periods according to the individual lender’s conditions.

To apply, go to Zaimoo.ph, select the desired amount, complete the registration form with accurate personal data, choose a loan offer, and submit your application online.

Many partner lenders review applications within minutes; if approved, you can receive the money on your card or chosen payout method shortly afterward, often within the same day.

You typically need valid personal details, a mobile phone number, and bank card or other payout details; some lenders may additionally request ID and income information during their verification process.

Many lenders allow early repayment; this can reduce the total interest paid, but you should check the exact early repayment rules and any possible fees in your individual contract.

In general, applicants must be adult residents of the Philippines with a valid ID, active mobile number, and a bank card or other acceptable payment method; additional eligibility criteria depend on the particular lender.

Zaimoo.ph itself does not make the lending decision; each partner company may use its own methods for assessing your creditworthiness, which can include checking your credit history and verifying your personal data.

Registration and submitting an application on Zaimoo.ph are generally free; you pay interest and any applicable fees only to the lender that actually issues your loan.

Zaimoo.ph cooperates with registered financial companies and micro‑lenders that hold the necessary authorization to operate in the Philippines, and their registration details are typically listed in the service information.

Positives

The service is free of charge
100% online
Works 24 hours a day 7 days a week

Negatives

Is not a credit institution and does not issue loans
No guaranties of getting a loan

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WEBSITE https://zaimoo.ph/
email [email protected]

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Example of loan calculating

TERM	10 days	20 days	30 days	60 days	180 days
LOAN AMOUNT	₱25000	₱25000	₱25000	₱25000	₱25000
APR	11%	11%	11%	11%	11%
INTEREST AMOUNT	₱64.75	₱139.69	₱215	₱441.05	₱1345.16
TOTAL REPAYMENT	₱25064.75	₱25139.69	₱25215	₱25441.05	₱26345.16