Legit lending companies in Philippines

List of online lending companies registered in SEC.

Top 10 online lending companies

Search for loans
MoneyCat - Cash loan online with fast approval in Philippines
APR 145%
₱500 — ₱20,000
22+ years
from 3 to 6 months
Finbro - Online lending platform to get a loan quickly
from 0%
₱1,000 — ₱50,000
20 — 70 years
up to 12 months
Kviku - Online Bank
0.16% per day
₱500 — ₱25,000
20 — 55 years
from 2 to 6 months
FinApps - Fast personal loans
from 12% up to 36%
₱1,000 — ₱25,000
20 — 70 years
from 61 to 120 days
Credy - Personal loans online 24/7
APR from 0% to 143%
₱1,000 — ₱25,000
18+ years
from 61 to 120 days
LoanOnline - Compare loans completely free
APR from 0% to 427%
₱500 — ₱25,000
18+ years
from 3 to 12 months
Crezu - Get an online loan in just 5 minutes
APR from 0% to 36%
₱1,000 — ₱25,000
18 — 70 years
from 61 to 120 days
Digido - Loans online, fast and reliable
APR 59.9%
₱1,000 — ₱25,000
21 — 70 years
from 2 to 6 months
Online Loans Pilipinas - 0% interest, instant approval
APR 143% per year
₱1,000 — ₱20,000
22 — 70 years
from 61 to 183 days
Cash express - Online Loans in 15 minutes with No Requirements
from 0% up to 1.99% per day
₱1,000 — ₱20,000
21 — 70 years
7 or 14 days

Things to know when looking for lending companies in the Philippines:

1. Check the company's registration:

2. Read the terms and conditions carefully:

3. Compare different lenders:

4. Be aware of the risks:

5. Borrow only what you can afford:

List of TOP 7 legal online lending apps 2024

Finbro

Finbro - Online lending platform to get a loan quickly

0% interest for the first loan from PHP 10,000

Interest Ratesfrom 0%
Maximum Loan Amount₱1,000 — ₱50,000
Borrower Age20 — 70 years
Loan Termsup to 12 months

Kviku

Kviku - Online Bank

Up to PHP 25 000 for up to 180 days, disbursed in 5 minutes

Interest Rates0.16% per day
Maximum Loan Amount₱500 — ₱25,000
Borrower Age20 — 55 years
Loan Termsfrom 2 to 6 months

Digido

Digido - Loans online, fast and reliable

Get your first loan with 0% interest rate for 7 days!

Interest RatesAPR 59.9%
Maximum Loan Amount₱1,000 — ₱25,000
Borrower Age21 — 70 years
Loan Termsfrom 2 to 6 months

OLP - Online Loans Pilipinas

Online Loans Pilipinas - 0% interest, instant approval

0% interest if you pay back on the first payment date

Interest RatesAPR 143% per year
Maximum Loan Amount₱1,000 — ₱20,000
Borrower Age22 — 70 years
Loan Termsfrom 61 to 183 days

Billease

BillEasy - Blissful Shopping. Easy Billing.

BillEase. Get your purchase on installments now. No credit card needed!

Interest Rates3.49% monthly
Maximum Loan Amount₱2,000 — ₱40,000
Loan Termsfrom 1 to 12 months

MocaMoca

MocaMoca - An instant personal loan platform for professionals

MocaMoca is a top-notch digital app that aims to provide express cash credit services to Filipino individuals in great need.

Interest Rates0,03% per day
Maximum Loan Amount₱2,000 — ₱20,000
Borrower Age21+ years
Loan Termsfrom 180 to 360 days

Vidalia Lending Corp.

Vidalia - Personal loans, business loans

Vidalia Lending offers personal loans, small business loans, salary loans and alternative investing. Peer to Peer Lending.

Maximum Loan Amount₱100,000
Borrower Age18+ years
Loan Termsfrom 2 to 12 months

Legit lending companies in Philippines - Pros and Cons

Positives
  • Service is free of charge
  • Easy 24/7 registration
  • Amount up to PHP 50,000
  • No payslip document required
Negatives
  • Not a fimamnial company
  • No guaranties of getting a loan
Positives
  • Works 24/7 and 24-hour approval
  • 100% online process
  • Transparent costs
Negatives
  • Low amount for the first application PHP 7,000
  • Low maximum age - 55 years
Was this page useful?
7 of 8 users think this was helpful
7  1