Flash Cash 101 Lending Corp. is a Philippine lending company operating the Flash Cash 101 online lending service. The company provides digital personal loans that can be requested through its official platform.
Company: Flash Cash 101 Lending Corp.
Brand: Flash Cash 101
Company website: www.flashcashlending.com
Brand website: www.flashcashlending.com
SEC Registration Number: CS201915317
Certificate of Authority Number: 3083
The company and its lending brand use the same website. A separate corporate website or another current consumer brand is not used in this description.
Flash Cash 101 is an online lending service intended for customers in the Philippines who need a short-term personal loan. The platform allows applicants to submit personal information, complete identity verification and review an individual loan offer online.
Applicants should use only this address when checking the company, reviewing available products or accessing an application channel.
The public website does not provide a complete current table containing:
The exact conditions may depend on the applicant’s profile and the offer generated after assessment.
Before accepting a loan, the customer should check:
The Disclosure Statement and individual loan agreement should be treated as the main sources of information about the cost of the loan.
The complete current eligibility requirements are not published on the public website.
An applicant may generally be required to:
Meeting the basic requirements does not guarantee approval. Flash Cash 101 Lending Corp. may evaluate the applicant’s identity, income, repayment capacity and credit information before making a decision.
Depending on the current application process, Flash Cash 101 may request:
IDs, selfies and financial information should not be sent to an unidentified person through Facebook, Telegram, WhatsApp or private SMS.
Use: www.flashcashlending.com
Before entering any personal information, check that the website identifies Flash Cash 101 Lending Corp. and displays the correct registration details.
The applicant registers using the details requested by the platform. An active mobile number may be required for OTP verification, application notifications and payment reminders.
Passwords, PINs and one-time verification codes should not be shared with customer-service representatives or alleged loan agents.
The customer enters the requested personal, residential, employment and income information.
All details should match the applicant’s identification documents. Incorrect or inconsistent information may delay the assessment or lead to rejection.
The applicant may be required to upload an ID and take a selfie. The purpose of this procedure is to confirm the applicant’s identity and reduce the risk of fraudulent applications.
The customer provides a bank account or supported electronic wallet for the transfer of approved funds.
The account should normally belong to the applicant. Incorrect account information may delay or prevent disbursement.
Before confirming the loan, the borrower should carefully check:
The application should not be confirmed until the customer understands the full cost.
Submitting an application does not guarantee approval. Flash Cash 101 Lending Corp. may:
The public website does not provide one guaranteed approval or transfer time.
Processing may take longer when:
Flash Cash 101 does not publish a complete current rate and fee schedule on its public website.
Customers should not rely on rates shown in old reviews, archived applications or third-party loan directories. The current cost should be confirmed directly in the individual Disclosure Statement.
The borrower should distinguish between:
A statement that a platform has no hidden fees does not mean that the loan has no charges. It means that all legitimate costs should be disclosed before acceptance.
The current public website does not provide a complete list of supported repayment channels.
The borrower should use only the payment details shown in:
Before paying, the borrower should confirm:
Money should not be transferred to a personal bank account or e-wallet belonging to an unidentified individual claiming to represent the company.
Payment receipts and transaction numbers should be retained until the payment is reflected in the loan account.
The public website does not clearly explain whether early repayment is available or whether it reduces future interest and fees.
A borrower planning to settle the loan early should request a written payoff calculation containing:
The account should not be considered closed until the company confirms that the outstanding balance is zero.
The public website does not publish one standard late-payment penalty applicable to every borrower.
The individual agreement should specify:
Customers who expect difficulty paying should contact Flash Cash 101 before the due date and request written information about available repayment options.
Flash Cash 101 Lending Corp. participates in the Philippine credit-information system as a submitting entity.
Information about a loan and its repayment status may therefore be reported to the Credit Information Corporation.
Late, missed or unpaid obligations may affect the borrower’s credit history and future applications with other financial institutions.
Flash Cash 101 may process information required to:
This may include personal, financial, device and transaction information.
Applicants should review all requested permissions and privacy disclosures before submitting an application.
Sensitive information should never be provided through an unofficial application, APK file or social-media account.
Customers should verify the following details:
Company: Flash Cash 101 Lending Corp.
Brand: Flash Cash 101
Website: www.flashcashlending.com
SEC Registration Number: CS201915317
Certificate of Authority Number: 3083
An application, message or website should be treated cautiously when:
Flash Cash 101 Lending Corp. publishes the following regulatory information:
Company: Flash Cash 101 Lending Corp.
Brand: Flash Cash 101
SEC Registration Number: CS201915317
Certificate of Authority Number: 3083
Certificate of Authority date: September 13, 2019
The Certificate of Authority permits the company to operate as a lending company in the Philippines. It does not mean that every application will be approved or that all borrowers will receive the same conditions.
Company: Flash Cash 101 Lending Corp.
Brand: Flash Cash 101
Website: www.flashcashlending.com
Customer-service email: [email protected]
Additional email: [email protected]
Phone: +63 917 188 4670
Address: One Corporate Center, Julia Vargas Avenue, Ortigas Center, San Antonio, Pasig City 1600, Metro Manila, Philippines
Yes, the Flash Cash 101 Lending Corp. is legit. It registered with the Securities and Exchange Commission (SEC), with Registration No. CS201915317 and Certificate of Authority No. 3083. To verify this information, you may also visit the official SEC website.
If you want to file a complaint against "Flash Cash 101 Lending Corp.", you may leave a review or contact the SEC by email at [email protected] or by calling the SEC Call Center at 02-5322-7696.
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