Supreme Money Lending Corp. is a Philippine lending company operating under the Supreme MLC brand. The company offers personal and multipurpose loans, including products aimed at employed Filipinos and Filipino domestic workers based overseas.
Supreme MLC accepts applications through its website and mobile applications. However, the company’s iPhone application explains that it is mainly used to calculate a loan, submit an application and check eligibility. Funds are not automatically released through the app: a company loan officer contacts eligible applicants to complete the process.
The company’s confirmed active brand is Supreme MLC.
The same name appears on:
No other legitimate active brand operated by Supreme Money Lending Corp. was confirmed. A similarly named platform called “Supreme Money-Cash Loans App” is not the company’s official product and is discussed separately below.
The company appears to remain operational.
Its official website is active, the Android application was updated on January 9, 2026, and the company appears in the Credit Information Corporation’s current directory and list of accessing entities. The Android application has more than 10,000 downloads.
The iPhone application is also still available, although its latest published version, 2.0.9, dates from December 20, 2024.
The official website identifies the following product categories:
The company also states that it may provide financing for business, real-estate and investment needs. These broader products are described only generally on the website, without a complete public schedule of amounts, terms and qualification requirements.
The current Android application publishes the following general conditions:
The company states that borrowers may initially receive a lower amount and later obtain access to a limit of up to ₱50,000. The advertised maximum is not guaranteed and remains subject to assessment.
The website’s loan-disclosure page provides a different set of conditions:
The wording “maximum amount of ₱50,000 to ₱300,000” is unclear. It appears to mean that available limits may fall within this range, rather than that ₱50,000 is both a maximum and minimum. The actual approved amount must be confirmed in the individual loan offer.
The official channels do not publish identical terms.
The Android application states:
The website states:
These discrepancies may reflect different products or application channels. The website may cover larger manually assessed personal and overseas-worker loans, while the Android description may apply to the standard app-based product. The company does not clearly explain this distinction.
Applicants should rely on the Disclosure Statement and loan contract issued for their specific transaction.
The Android application gives an example of a ₱30,000 loan for 91 days at an annual interest rate of 36%.
The published figures are:
The application displays the following calculation:
₱30,000 + ₱30,000 × 36% ÷ 360 × 91 = ₱32,730.
However, the written formula refers to dividing the annual rate by 365 days, while the numerical calculation uses 360 days. Using 365 days would produce a slightly lower interest amount. Borrowers should use the exact figures shown in their own Disclosure Statement rather than reproduce this sample manually.
The website provides a larger example based on a ₱250,000 loan at 3% monthly interest over six months.
The listed installment amounts are:
The total financing cost is therefore ₱45,000, equivalent to 18% of the ₱250,000 principal over six months. This corresponds to the advertised rate of 3% per month multiplied by six months.
The installment amounts are uneven even though the total interest is presented as a simple six-month calculation. The individual payment schedule should be reviewed carefully before the agreement is signed.
The website lists the following requirements for its personal and other credit products:
The Android application publishes a lower minimum age of 18 and does not provide a complete employment or document checklist.
Depending on the product, applicants may be asked to submit:
The company’s privacy policy confirms that it may request contact information, bank details, financial-position information, repayment history, identification documents and transaction records.
Meeting the basic requirements does not guarantee approval.
Supreme MLC separately promotes loans for Filipino domestic helpers working in countries or territories such as Singapore, Hong Kong and the United Arab Emirates.
The company states that these products are assessed case by case and that repayment arrangements should consider the worker’s financial capacity. The public page does not disclose a specific minimum amount, maximum amount, interest rate or repayment term for this category.
An overseas worker should request a written explanation of:
The company is registered as a lending company in the Philippines. That registration should not be interpreted as a license to conduct lending activities in another jurisdiction.
The applicant should use the official website or one of the applications published by Supreme Money Lending Corp.
Because unauthorized platforms have used the company’s name and registration details, the customer should verify the exact app package, developer name, domain and support details before submitting documents.
The Android application describes registration followed by an application from the app’s home page.
The website uses an enquiry form. It states that a company representative will contact the applicant within one working day.
The applicant provides the information required for the selected product. The company may verify:
Its privacy policy states that credit-reference and fraud-prevention checks may be conducted using scoring methods and information obtained from outside providers.
The company may request a government-issued ID, employment documents, bank details and other evidence needed to assess the application.
Documents should be submitted only through a verified company channel.
The website states that a company loan executive verifies eligibility and supporting documents. The company’s marketing materials refer to fast processing, including possible funding in approximately 30 minutes, but this is not a guaranteed approval or disbursement deadline.
Before signing, the customer should check:
The website states that cash is disbursed after the contract is signed. An older company article refers to bank transfer or cash pickup.
The iPhone application expressly states that money is not automatically released online. A loan officer contacts eligible applicants.
The Android and iPhone descriptions do not describe the process in the same way.
The Android listing promotes quick digital registration and application. The iPhone listing says that the app helps calculate payments, submit an application and check eligibility, but that loan funds are not disbursed online.
The likely process is that the application begins online, while final verification, contract execution or disbursement may require direct communication with a company loan officer.
Applicants should confirm whether an office visit, video verification or additional document submission is required.
The Android application states that repayment may be completed through:
It does not publish a complete list of current banks, e-wallets or collection partners.
The borrower should use only the instructions shown in:
Money should not be sent to an unidentified personal bank account or e-wallet.
The personal-loan and other-credit pages state that customers can save on interest by settling early and that no early-settlement penalty is charged.
Before paying early, the borrower should request a written payoff calculation showing:
The account should not be considered closed until the company confirms a zero balance.
The public website does not provide a standard table of overdue interest, penalty fees or collection charges.
The applicable consequences should be stated in the individual contract. The borrower should check:
Customers expecting payment difficulty should contact the company before the due date and request any proposed arrangement in writing.
Supreme Money Lending Corp. has the following confirmed regulatory details:
Company: Supreme Money Lending Corp.
Brand: Supreme MLC
SEC Registration Number: CS202001119
Certificate of Authority Number: CATCEO-247
Registration and Certificate of Authority date: January 22, 2020
The company appeared in the SEC list of registered lending companies dated August 31, 2024. Earlier SEC records listed its historical lending rate as 3% to 5% per month. The current Supreme MLC app publishes an APR range of 3% to 36%, while the website publishes 3% monthly interest.
Historical regulatory-rate information should not replace the terms in a current Disclosure Statement.
Company: Supreme Money Lending Corp.
Brand: Supreme MLC
Company website: suprememlc.ph
Brand website: suprememlc.ph
Android application: play.google.com/store/apps/details?id=com.mlcorp.smlc
iPhone application: apps.apple.com/ph/app/supreme-mlc/id1665711410
Customer-service email: [email protected]
Application support email: [email protected]
General email: [email protected]
Phone: +63 908 939 3113
Main office: Unit 31, 9782 Dita Street, Barangay San Antonio, Makati City 1203, Philippines
Branch: 2nd Floor, AnM Building, J. P. Laurel Highway, Mataas na Lupa, Lipa City, Batangas 4217, Philippines
Published office hours: Monday to Sunday
Google Play’s developer section separately displays the foreign-format number +62 898-7109-339 and the email [email protected]. These details are inconsistent with the Philippine support information published in the app description and on the company website. Customers should use the Philippine phone number and official company-domain email addresses when verifying an application or payment request.
Yes, the Supreme Money Lending Corp. is legit. It registered with the Securities and Exchange Commission (SEC), with Registration No. CS202001119 and Certificate of Authority No. CATCEO-247. To verify this information, you may also visit the official SEC website.
If you want to file a complaint against "Supreme Money Lending Corp.", you may leave a review or contact the SEC by email at [email protected] or by calling the SEC Call Center at 02-5322-7696.
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