Philippines RUP Financing Corporation is a Philippine financing company operating the Pesos.ph digital personal-loan platform. The service allows eligible customers to register through a mobile application, submit a loan request and receive an individual offer based on the company’s assessment.
The company is registered with the Philippine Securities and Exchange Commission under SEC Registration Number CS201909023 and Certificate of Authority Number 1218. The historical SEC financing-company register records the company under the full legal name Philippines RUP Financing Corporation.
The company’s confirmed active consumer brand is Pesos.ph.
The current applications use two slightly different names:
Both applications identify Philippines RUP Financing Corporation as the lender and display SEC Registration Number CS201909023 and Certificate of Authority Number 1218.
No other currently verified consumer brand operated by Philippines RUP Financing Corporation was confirmed. The company and the Pesos.ph brand use the same official website.
Pesos.ph appears to be an active lending platform.
The Android application has more than one million downloads and was updated on July 3, 2026. The iPhone application is also active and released version 1.0.5 on June 9, 2026.
The official company website links directly to both applications and identifies Philippines RUP Financing Corporation as the lender.
The current Android application publishes the following general conditions:
The maximum ₱50,000 limit is not guaranteed. The application states that customers may gain access to higher limits after establishing a repayment history.
The official iPhone application publishes almost the same conditions but states that the minimum amount is ₱1,000 rather than ₱1,500.
The iPhone conditions are:
Both application versions are provided by the same legal company. The reason for the different minimum amount is not explained publicly. It may reflect different app versions or product settings.
Applicants should use the amount, rate and repayment schedule displayed in their individual Disclosure Statement rather than assume that every published option will be available.
Both current applications provide an example based on a ₱15,000 loan issued for 120 days at an annual interest rate of 18.3%.
The calculation is presented as follows:
The calculation used by Pesos.ph is:
₱15,000 + ₱15,000 × 18.3% ÷ 365 × 120 = ₱15,902.47.
The representative repayment plan consists of:
The last payment includes the final ₱5,000 portion of the principal and ₱902.47 in interest.
This is an illustrative example. It does not guarantee that another applicant will receive a ₱15,000 loan, an 18.3% annual rate or the same installment structure.
The official website states that Pesos.ph may charge a service fee covering:
The website does not publish one standard service-fee amount. It states that the exact charge depends on the selected product or service and should be disclosed before the application is submitted.
This is important because the app-store loan example calculates only interest. The borrower should check whether the individual offer includes a separate:
The annual interest rate alone may not represent the complete cost when additional fees apply.
The current Android and iPhone application descriptions state that an applicant must be at least 18 years old.
The public product descriptions do not provide a complete eligibility checklist. Depending on the current process, the applicant may also need:
These additional points should be verified inside the active application because the public listing does not present them as a complete standard set of requirements.
Meeting the minimum age requirement does not guarantee approval. Philippines RUP Financing Corporation may:
The customer should download the Android or iPhone application linked from the official company website.
Before installation, the applicant should verify:
The Google Play developer name is displayed as “Philippine RUP Financing Corporation,” without the final “s” in “Philippines,” while the legal company name in SEC records is Philippines RUP Financing Corporation. The registration number and authority number remain consistent.
The applicant registers using an active personal mobile number and the information requested by the application.
The mobile number may be used for:
Passwords, PINs and verification codes should not be disclosed to anyone claiming to guarantee approval or accelerate the transfer.
The customer enters the requested personal, contact and financial information.
All information should be accurate and consistent with the applicant’s identification documents. Incomplete or contradictory details may delay the review or lead to rejection.
The company may request:
The official privacy policy confirms that Pesos.ph may request further supporting documents when necessary to verify the information supplied by the applicant.
The applicant chooses from the amounts and repayment periods available in the account.
The public range does not guarantee that every customer can select:
The final options depend on the individual assessment.
The customer provides the bank account, electronic wallet or other receiving method supported by the current application.
The receiving account should normally belong to the applicant. Incorrect details may delay or prevent disbursement.
Before confirming the loan, the applicant should check:
The Disclosure Statement and individual loan agreement take priority over the general information in the app-store description.
The official website states that personal, SME and corporate loan applications may be processed online in approximately 15 minutes. The mobile applications separately advertise quick application and approval.
These statements are promotional estimates rather than guaranteed processing times.
Approval or disbursement may take longer when:
Submitting an application does not guarantee approval or immediate receipt of funds.
The official website publishes a 24-hour loan cooling-off period.
According to the policy, a customer who cancels within the first 24 hours and returns the disbursed principal within 72 hours should not be charged:
After the cooling-off period expires, the borrower must comply with the repayment obligations stated in the contract.
A customer using this option should:
The borrower should not return the money to an unidentified personal bank account or e-wallet.
The current app descriptions state that repayment may be completed through:
A complete fixed list of current payment partners is not published on the public application pages.
Borrowers should use only the payment instructions displayed in:
Before making a payment, the borrower should confirm:
Payment receipts and reference numbers should be retained until the transaction appears in the customer’s account.
The public application descriptions do not clearly explain whether early settlement reduces all future interest or whether a separate early-payment charge applies.
A borrower planning to settle early should request or review a payoff calculation containing:
The loan should not be considered closed until Pesos.ph confirms that the remaining balance is zero.
The public website and app-store descriptions do not provide one standard overdue penalty applicable to every Pesos.ph loan.
The individual loan agreement should explain:
A customer expecting repayment difficulty should contact Pesos.ph before the due date and request any proposed payment arrangement in writing.
Some reviews on the current Apple App Store allege that borrowers received funds or incurred repayment obligations they did not fully expect and that the total cost was not sufficiently clear before confirmation.
In its responses, the developer states that the applicable charges and total repayment are displayed before final confirmation and that user consent is obtained before a loan is processed. These reviews are individual allegations and do not establish that every application follows the same pattern.
Applicants should therefore take screenshots of:
A customer who does not intend to proceed should avoid pressing the final confirmation button and should contact support immediately if money is transferred unexpectedly.
The official website expressly states that Philippines RUP Financing Corporation and Pesos.ph are not affiliated with Excellent Era Lending Service Corp.
The company describes Pesos.ph as an independently operated online lending platform.
Customers should not assume that two loan applications are connected solely because they have similar layouts, advertisements, contact procedures or product conditions.
Philippines RUP Financing Corporation has the following confirmed regulatory details:
Company: Philippines RUP Financing Corporation
Brand: Pesos.ph
SEC Registration Number: CS201909023
Certificate of Authority Number: 1218
Historical authority date: June 3, 2019
The company appears in the SEC’s historical list of financing companies with a Certificate of Authority.
Philippines RUP Financing Corporation was onboarded as a live submitting entity of the Credit Information Corporation on November 4, 2025 and remains included in the current production list. This supports the conclusion that the legal entity continues to participate in the Philippine financial system.
Company: Philippines RUP Financing Corporation
Brand: Pesos.ph
Company website: www.pesosph.com
Brand website: www.pesosph.com
Android application: play.google.com/store/apps/details?id=com.peso.loan.vip.credit
iPhone application: apps.apple.com/ph/app/pesos-ph-loan-fast-cash-loan/id6754908935
Android support emails: [email protected] and [email protected]
iPhone support email: [email protected]
Customer-service phone: +63 926 022 3123
Viber: +63 926 022 3123
WhatsApp: +63 926 022 3123
Customer-service hours: Monday to Friday, 9:00 a.m. to 6:00 p.m.
Website address: 5th Floor, Rockwell Business Center Tower 1, Meralco Avenue, Ugong, Pasig City 1604, Metro Manila, Philippines
Android application address: 3rd Floor, Salcedo One Center, 170 Salcedo Street, Barangay San Lorenzo, Legazpi Village, Makati City, Metro Manila, Philippines
iPhone application address: 10th Floor, South Tower, Rockwell Business Center, Sheridan, Mandaluyong City 1554, Metro Manila, Philippines
The official sources currently publish three different office addresses in Pasig, Makati and Mandaluyong. Customers planning an office visit should confirm the current location with customer support before travelling.
Yes, the PHILIPPINES RUP FINANCING Corpor is legit. It registered with the Securities and Exchange Commission (SEC), with Registration No. Cs201909023 and Certificate of Authority No. 1218. To verify this information, you may also visit the official SEC website.
If you want to file a complaint against "PHILIPPINES RUP FINANCING Corpor", you may leave a review or contact the SEC by email at [email protected] or by calling the SEC Call Center at 02-5322-7696.
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