Crezu — loans online in Philippines

Crezu.ph is an online personal loan search and comparison platform specifically serving borrowers in the Philippines. 

Get an online loan in just 5 minutes:

• Amount from PHP 1,000 to 25,000
• First Loan up to PHP 25,000 is FREE
• Repayment terms of 61 days (2 months) and maximum repayment terms of 120 days (4 months)

Requirements

• Age from 18 to 70 years old
• Residing in the Philippines
• Email, phone number, and document number

Why choose Crezu?

• Find the personal loan that’s best for you — without fees or paperwork
• Let Crezu know how big of a loan you need
• Crezu will compare offers from hundreds of lenders and select the best loan for you, personalized to match your profile
• You’ll get your money quickly & on the best possible terms
• 94% average approval rate

How to get an online loan

1. Fill out the online form. You need five minutes and an official ID. 
2. Get the best personalized offers for you
3. Crezu compares hundreds of quotes and lenders, then provides you with the personal loan options that best fit your needs. 
4. Get your money. It can take as little as five minutes! Receive the money by card, directly to your bank account, or in cash at a nearby pickup point.

Crezu acts as an intermediary that connects users with multiple lending partners, helping them find the best loan offers tailored to their profile by comparing terms from hundreds of lenders. The service is designed to be fast, convenient, and accessible 24/7, requiring only a phone number, internet access, a valid ID, and a bank account to apply. Crezu does not provide loans directly but facilitates the loan selection and application process, allowing users to apply online and receive funds quickly if approved.

Frequently Asked Questions (FAQs)

What is Crezu.ph?

Crezu.ph is a loan comparison website that helps Filipinos find and compare personal loan offers from various lenders online. It simplifies the loan search process by providing personalized loan matches based on the user's application.

How does Crezu work?

You fill out a short online application form with your details. Crezu then compares offers from its lending partners and presents you with personalized loan options. You select a loan, apply directly with the lender, sign the contract, and receive the money in your bank account.

Does Crezu charge any fees for submitting a loan request?

No, Crezu does not charge any fees for submitting a request or for using its service. Borrowers only pay fees or interest to the lenders they choose to borrow from.

Can I get a loan if I have bad credit history?

Yes, Crezu works with lenders who may approve loans regardless of credit history. The platform helps you find lenders that might still offer you a loan despite past credit issues.

What are the loan amounts and terms available?

Loan amounts typically range from ₱1,000 to ₱25,000, with terms from about 62 days up to 4 months or longer depending on the lender and loan product.

What are the interest rates?

Interest rates vary depending on the lender and loan product, ranging approximately from 12% to 144% APR. Payday loans usually have shorter terms and different rates compared to installment loans.

What are the requirements to apply for a loan through Crezu?

Applicants must be Filipino residents aged 18 to 70, have a valid bank account, an active phone number, and a government-issued ID such as Passport, UMID, SSS, Voter’s ID, Driver’s License, or TIN.

How long does it take to get approved?

Crezu’s system processes applications quickly, often providing loan matches within minutes. Final approval and disbursement depend on the lender but can be as fast as 5 minutes to a few hours.

Does Crezu provide customer support?

While Crezu offers a user-friendly online platform, some users have reported limited customer support availability. It is advisable to carefully review loan offers and lender terms before proceeding.