Crezu — loans online in Philippines

Crezu.ph is an online personal loan search and comparison platform specifically serving borrowers in the Philippines. 

Crezu does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 91 days (3 months) and maximum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. 

Loan Terms

• Amount from PHP 1,000 to 25,000
• First Loan up to PHP 25,000 is Free
• Repayment terms of 61 days (2 months) and maximum repayment terms of 120 days (4 months)

Requirements

• Age from 18 to 70 years old
• Residing in the Philippines
• Email, phone number, and document number

How to get an online loan

1. Fill out the online form. You need five minutes and an official ID. 
2. Get the best personalized offers for you
3. Crezu compares hundreds of quotes and lenders, then provides you with the personal loan options that best fit your needs. 
4. Get your money. It can take as little as five minutes! Receive the money by card, directly to your bank account, or in cash at a nearby pickup point.

Why choose Crezu?

• Find the personal loan that’s best for you — without fees or paperwork
• Let Crezu know how big of a loan you need
• Crezu will compare offers from hundreds of lenders and select the best loan for you, personalized to match your profile
• You’ll get your money quickly & on the best possible terms
• 94% average approval rate

About Crezu

Crezu is a free online service that helps users in the Philippines compare loan offers from partner lenders. It does not provide loans itself, but instead searches available options and presents offers that may match the user’s conditions, credit profile, and other requirements. The platform says the process is quick, simple, and fully online, and that users can review offers before deciding whether to continue.

Crezu acts as an intermediary that connects users with multiple lending partners, helping them find the best loan offers tailored to their profile by comparing terms from hundreds of lenders. The service is designed to be fast, convenient, and accessible 24/7, requiring only a phone number, internet access, a valid ID, and a bank account to apply. Crezu does not provide loans directly but facilitates the loan selection and application process, allowing users to apply online and receive funds quickly if approved.

What makes Crezu useful

it saves time by showing multiple loan options in one place, it is free to use, and it may help users find offers even if they want a quick solution.

What to keep in mind

final terms depend on the lender, not on Crezu, so the interest rate, loan amount, and approval decision can vary from one partner to another. Like other loan-matching platforms, it is convenient, but users still need to read the lender’s terms carefully before accepting any offer.