Finance Solution — loans online in Philippines

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Finance Solution - Online cash loan

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Rating: 5
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Finance Solution

₱2,500 — ₱30,000

from 3 to 12 months

Interest rate 24% to 143%

21 — 70 years

Address and contacts

Finance Solution Corporation

SEC Registration Number CS201726430 and Certificate of Authority №1181

Phone: +63 2 908 1988

Website: https://finsolutionph.com/

Finance Solution is a lending company that leverages financial technology to provide better services to its customers. Currently, all services are offered 100% online, ensuring efficient and fair access to loan products for a wide range of clients.

Finsolution.ph (FinSolution) is a Philippine-based online micro- and consumer financing platform focused on fast personal loans. It offers online loans from PHP 1,000 to PHP 50,000, terms from 3 to 12 months, and annual interest rates from 24% to 143%. The service is 100% online, works 24/7, and does not require applicants to visit an office.

The company behind the service is Finance Solution Corporation, a Philippine fintech company that uses financial technology to serve customers better. It states that it is officially licensed: the related company Financial Help Financing Inc. has SEC Registration Number CS201726430 and Certificate of Authority #1181. Data is handled according to National Privacy Commission rules.

Loan Terms

  • 0% interest rate on First Loan up to 30 000 PHP
  • Annual interest rates range from 24% to 143%.
  • Loan terms vary from 3 to 12 months, with an option to extend.
  • Loan amounts range from 2,500 PHP to 30,000 PHP.

Requirements

  • Age: 21 - 70 years
  • Location: The Philippines
  • Occupation: Employed individuals and selected professionals
  • Must have a valid bank or e-wallet account.
  • No strict credit history requirements.

How it works

  1. Submit your application on the website Fill in a short registration form. It will take you just a minute.
  2. Get multiple loan offers Finance Solution chooses from hundreds of loan offers from different lenders that fit your needs. You can apply to multiple offers in one time.
  3. Receive money in minutes When loan is approved, receive your loan in your e-wallet or bank account almost instantly.

About Finance Solution

Finsolution is an online loan platform that connects users with lender partners and helps them find suitable loan offers quickly. It is not a single lender only; it can send your application to multiple lenders, and final terms depend on the lender that approves you. The platform is fast and convenient, but the interest rate can be high (up to 143% APR), and penalties apply for late payments.

  • For any purpose Finance Solution is willing to help you find the best financial solution tailored to your needs.
  • Fully automated. The service selects them based on your credit history
  • No need to visit the office. Documents besides ID application in a few minutes
  • Working 24/7. Always there for you – any time, any place

Frequently Asked Questions (FAQs) about Finance Solution

Is Finance Solution a legitimate company?

Yes, Finance Solution Financing Inc. is officially registered, with SEC Registration Number CS201726430 and Certificate of Authority #1181.

Is my personal information secure?

Finance Solution is registered with the National Privacy Commission and strictly adheres to all data protection and privacy laws. All personal information provided is securely stored and never used for any unauthorized or fraudulent activities.

Who is eligible to apply for a loan?

Applicants must be between 21 and 70 years old and can be employed individuals, entrepreneurs, civil servants, or selected professionals. Only residents of the Philippines are eligible. A valid bank account or e-wallet is required. There are no specific credit history requirements to qualify.

Can you provide a loan calculation example?

For instance, borrowing 25,000 PHP for 3 months at an annual interest rate of 24% results in a monthly payment of 8,668 PHP. The total monthly cost of the loan would be 1,009 PHP.

What happens if I repay the loan late?

Before signing the loan agreement, it is vital to understand the repayment terms thoroughly. Late payments incur penalties ranging from 0.1% to 1% of the loan amount per day of delay. Persistent non-payment without communication may result in the debt being handed over to a collection agency. To avoid these consequences, borrowers should follow the payment schedule and notify the lender of any payment difficulties. Timely repayments can also improve credit history, increasing the chance of obtaining favorable loan terms in the future.

Pros

  • 0% interest rate on the first loan, making it attractive for new borrowers
  • Fast and easy application process, with money received in minutes after approval
  • Fully automated service based on credit history, eliminating the need to visit a physical office
  • Available 24/7, providing access anytime and anywhere
  • Multiple loan offers are selected from various lenders

Cons

  • Service is only available to individuals aged 21 to 70
  • Annual interest rates can be as high as 143%, which may be costly
  • Only residents of the Philippines are eligible, limiting service availability internationally
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Finance Solution address and contacts

Company name: Finance Solution Corporation
SEC Registration Number CS201726430 and Certificate of Authority №1181
Address: Muelle de Binondo, Binondo, Manila, 1006 Metro Manila, Philippines

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱30000 ₱30000 ₱30000 ₱30000 ₱30000
APR 24% 24% 24% 24% 24%
INTEREST AMOUNT ₱173.75 ₱370.52 ₱567.8 ₱1159.56 ₱3526.68
TOTAL REPAYMENT ₱30173.75 ₱30370.52 ₱30567.8 ₱31159.56 ₱33526.68