Finance Solution — loans online in Philippines

Finance Solution is a lending company that leverages financial technology to provide better services to its customers. Currently, all services are offered 100% online, ensuring efficient and fair access to loan products for a wide range of clients.

• 0% interest rate on First Loan up to 30 000 PHP
• Annual interest rates range from 24% to 143%.
• Loan terms vary from 3 to 12 months, with an option to extend.
• Loan amounts range from 2,500 PHP to 30,000 PHP.

Requirements

• Age: 21 - 70 years
  Location: The Philippines
  Occupation: Employed individuals and selected professionals

How it works

1. Submit your application on the website Fill in a short registration form. It will take you just a minute.
2. Get multiple loan offers Finance Solution chooses from hundreds of loan offers from different lenders that fit your needs. You can apply to multiple offers in one time.
3. Receive money in minutes When loan is approved, receive your loan in your e-wallet or bank account almost instantly.

Advantages

• For any purpose Finance Solution is willing to help you find the best financial solution tailored to your needs.
• Fully automated. The service selects them based on your credit history
• No need to visit the office. Documents besides ID application in a few minutes
• Working 24/7/ Always there for you – any time, any place

Frequently Asked Questions (FAQ)

Is Finance Solution a legitimate company?

Yes, Finance Solution Financing Inc. is officially registered, with SEC Registration Number CS201726430 and Certificate of Authority #1181.

Is my personal information secure?

Finance Solution is registered with the National Privacy Commission and strictly adheres to all data protection and privacy laws. All personal information provided is securely stored and never used for any unauthorized or fraudulent activities.

Who is eligible to apply for a loan?

Applicants must be between 21 and 70 years old and can be employed individuals, entrepreneurs, civil servants, or selected professionals. Only residents of the Philippines are eligible. A valid bank account or e-wallet is required. There are no specific credit history requirements to qualify.

Can you provide a loan calculation example?

For instance, borrowing 25,000 PHP for 3 months at an annual interest rate of 24% results in a monthly payment of 8,668 PHP. The total monthly cost of the loan would be 1,009 PHP.

What happens if I repay the loan late?

Before signing the loan agreement, it is vital to understand the repayment terms thoroughly. Late payments incur penalties ranging from 0.1% to 1% of the loan amount per day of delay. Persistent non-payment without communication may result in the debt being handed over to a collection agency. To avoid these consequences, borrowers should follow the payment schedule and notify the lender of any payment difficulties. Timely repayments can also improve credit history, increasing the chance of obtaining favorable loan terms in the future.