Leapgen Lending Inc. is a Philippine lending company operating the PesoHaus online loan platform. PesoHaus allows customers to register with a mobile number, submit an application, complete identity verification and receive an individual loan offer through an Android application.
The current PesoHaus application is published by Leapgen Lending Inc. It has more than one million downloads and was updated on July 6, 2026, indicating that the company continues to maintain the platform.
The main active brand of Leapgen Lending Inc. is PesoHaus.
PesoHaus is identified as the company’s registered online lending platform in SEC-related records and in the current application. The brand’s privacy policy also names Leapgen Lending Inc. as the legal operator of the service.
A separate active corporate website for Leapgen Lending Inc. was not confirmed. The company uses the PesoHaus website as its principal public website and customer-information resource.
The current PesoHaus Android application publishes the following general conditions:
These are the platform’s published limits rather than guaranteed terms for every borrower. The actual amount, interest rate and repayment period may depend on the information supplied and the result of the company’s assessment.
The official application provides an example for a ₱10,000 loan issued for 200 days at an annual interest rate of 20%.
The calculation is presented as follows:
The interest is calculated using the following method:
₱10,000 × 20% ÷ 365 × 200 = approximately ₱1,095.
This is a representative example. It does not mean that every applicant will receive a 20% rate or a ₱10,000 loan. PesoHaus publishes an APR range of 10% to 33%, so the cost may differ for another borrower.
The current application lists the following basic eligibility conditions:
Examples of accepted identification documents published by PesoHaus include:
Meeting these conditions does not guarantee approval. Leapgen Lending Inc. may assess the applicant’s identity, creditworthiness, financial information and other risk-related information before issuing an offer.
According to the PesoHaus privacy policy, the company may collect information such as:
The precise fields required may depend on the current application process. Applicants should review every permission and disclosure before submitting their information.
The customer should use the official PesoHaus application published by Leapgen Lending Inc.
Before installing it, the applicant should verify:
The applicant creates an account and logs in using a personal mobile number. The number may be used for verification, application updates and account-related communication.
The customer selects “Apply Now” and submits the requested personal, identity and financial information.
The information should be accurate and consistent with the applicant’s government-issued ID. Incomplete or contradictory details may delay the review or result in rejection.
PesoHaus may request camera access to photograph a valid ID and capture a facial-recognition image. The company states that these images are encrypted and uploaded to its servers for identity verification.
After submitting the application, the customer waits for Leapgen Lending Inc. to review the information.
Submitting a complete application does not guarantee approval. The company may:
Before confirming the loan, the applicant should check:
The Disclosure Statement and loan agreement should be treated as the controlling sources of information about the cost.
After reviewing the conditions, the customer confirms the available amount and completes the application. PesoHaus then processes the disbursement using the receiving method provided by the borrower.
PesoHaus advertises quick approval and fund disbursement but does not publish one guaranteed processing time in the current Google Play description.
Processing may take longer when:
The applicant should not pay an advance fee to an individual who claims that approval or disbursement can be guaranteed.
PesoHaus publishes an APR range of 10% to 33%. The current public application description does not provide a separate standard service-fee or processing-fee schedule.
Before accepting a loan, the borrower should compare:
A statement that the service is transparent does not mean that every loan is free of additional charges. Any applicable fee should be stated in the individual Disclosure Statement.
The current public application page does not provide a complete list of repayment channels.
Borrowers should follow only the instructions displayed in:
Before making a payment, the customer should confirm:
Payments should not be sent to an unidentified personal account belonging to someone claiming to represent Leapgen Lending Inc.
Receipts and transaction numbers should be retained until the payment appears in the borrower’s account.
The public application description does not clearly explain whether early repayment reduces future interest or whether additional settlement charges apply.
A borrower planning to settle early should request a final payoff calculation showing:
The loan should not be considered closed until PesoHaus confirms that the balance is zero.
The current public product description does not publish one universal late-payment penalty.
The borrower’s individual agreement should state:
Customers expecting repayment difficulty should contact PesoHaus before the due date and request written information about available options.
PesoHaus may use the device camera to photograph the applicant’s ID and obtain a facial-recognition image. These materials are used to verify identity and reduce the risk of fraudulent applications.
The application may request approximate location access for security, fraud prevention and risk-control purposes. PesoHaus states that this permission is optional and may be disabled in the device settings.
With the user’s consent, PesoHaus may process recent SMS messages containing financial terms related to loans, repayments, wallets, interest, due dates and fraud.
The policy states that:
The company may process the device model, operating-system version, advertising ID, IP address and other technical information for account security, analytics and fraud detection.
The privacy policy states that PesoHaus uses AppsFlyer for marketing attribution and Firebase for application diagnostics and performance monitoring.
PesoHaus states that customer information is stored in the Philippines. Personal information and transaction records may generally be retained for up to five years or longer when required by law, regulatory obligations or legal claims.
The account-deletion option is available through:
My → Settings → Account Security → Delete Account
PesoHaus states that deletion requests are normally processed within 15 working days. Deletion may be suspended when the customer has an unsettled loan or an ongoing legal dispute.
Leapgen Lending Inc. publishes the following regulatory details:
The current PesoHaus website, privacy policy and Google Play application consistently use SEC Registration Number CS201915717.
An older SEC list dated May 31, 2020 displays CS201915715 for Leapgen Lending Inc., but later SEC-related records identify CS201915717. The older entry appears to contain a transcription error because CS201915715 belongs to a different company in later registers.
Company: Leapgen Lending Inc.
Brand: PesoHaus
Company website: no separate active corporate website confirmed
Brand website: www.pesohaus.com
Android application: play.google.com/store/apps/details?id=com.pesohaus.loan.app
Customer-service email: [email protected]
Administrative email: [email protected]
Phone: +63 898 300 7687
Additional official contact numbers: +63 917 712 5200 and +63 966 426 5222
Customer-service hours: Monday to Saturday, 9:00 a.m. to 6:00 p.m.
Office address: 19A East Wing, 19th Floor, Octagon Center, San Miguel Avenue, Ortigas Center, Barangay San Antonio, Pasig City 1600, Metro Manila, Philippines
The current application and privacy policy publish [email protected] and the Octagon Center address. A June 2024 company-contact list separately identifies director Kimberly So and publishes [email protected] with the two additional mobile numbers.
Yes, the Leapgen Lending Inc. is legit. It registered with the Securities and Exchange Commission (SEC), with Registration No. CS201915717 and Certificate of Authority No. 3089. To verify this information, you may also visit the official SEC website.
If you want to file a complaint against "Leapgen Lending Inc.", you may leave a review or contact the SEC by email at [email protected] or by calling the SEC Call Center at 02-5322-7696.
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