E-Borrow Lending Corp. is a Philippine lending company associated with the Halika Cash and Taga Cash online lending platforms.
The Philippine Securities and Exchange Commission officially confirmed in 2021 that Halika Cash was a registered online lending platform of E-Borrow Lending Corp. The regulator identified the company using:
The company’s current public-facing website operates under the Taga Cash name and displays the same legal company and Certificate of Authority. However, no current Google Play or Philippine Apple App Store listing for either Taga Cash or Halika Cash was confirmed during this review.
Two lending brands have been associated with the company:
Halika Cash is the platform directly confirmed by the SEC in an official Freedom of Information response dated August 7, 2021. It was also included under E-Borrow Lending Corp. in the SEC list of recorded online lending platforms updated in November 2021.
A current official Halika Cash website or active application-store listing was not confirmed. Halika Cash should therefore be treated as a historical or possibly inactive platform unless the company provides a current official download channel.
Taga Cash is the company’s current publicly accessible brand. Its website identifies:
The registration number on the Taga Cash website omits the final zero and the “CS” prefix appearing in the SEC’s 2021 response. The matching company name and Certificate of Authority indicate that the records refer to the same lender, but the complete SEC format should be used in formal company information.
The Taga Cash website remains publicly accessible and describes an active application, loan process, repayment channels and customer-service department. The website instructs customers to download Taga Cash from an “App Market,” create an account and apply for a loan.
However, the website does not provide a clearly verifiable current Google Play or Apple App Store page. Third-party application directories contain several old Taga Cash packages, but they do not establish which version, if any, is currently distributed by the licensed company.
Customers should avoid downloading Taga Cash or Halika Cash from an unofficial APK mirror. The company should first confirm the correct application link through its published hotline, email or website.
The current Taga Cash website advertises:
The ₱50,000 figure is the advertised maximum rather than a guaranteed initial limit. The amount available to a particular applicant may depend on the company’s assessment and the options displayed in the application.
The current Taga Cash website states that the service is designed for Filipino users and that only one ID is required. It also advertises that applicants do not need to submit income documents.
The website does not clearly publish a current standard requirement for:
Older descriptions have stated that applicants should be at least 18, have a stable income and provide a valid mobile number and major government-issued ID. Because those conditions are historical, the requirements displayed in the current application should take priority.
Meeting the basic requirements does not guarantee approval.
The current website describes the following application process.
The customer is instructed to download Taga Cash through an application market.
Because no current official store page was confirmed, the applicant should obtain the exact download link directly from verified Taga Cash customer service.
The applicant should avoid:
The applicant creates an account using an active personal mobile number.
The number may be used for:
The company’s website warns customers not to disclose verification codes or personal account details to people claiming to be customer-service representatives.
The customer enters genuine personal information in the application.
Information should be consistent with the applicant’s ID. False, incomplete or contradictory details may result in additional verification or rejection.
The applicant selects from the amount and repayment options made available in the account.
Although the website advertises amounts of up to ₱50,000, the actual initial limit may be lower.
Before confirming the application, the customer should review the complete Disclosure Statement.
The offer should identify:
The customer should take screenshots of the offer and retain a copy of the agreement.
The website states that approved money may be transferred to:
The receiving account should belong to the applicant. Incorrect account details may delay or prevent disbursement.
Taga Cash advertises a high approval rate and disbursement within minutes. These statements are promotional claims rather than guaranteed processing times.
The review or transfer may take longer when:
Submitting an application does not guarantee approval or access to the ₱50,000 maximum.
The current Taga Cash website lists several repayment categories.
The website refers to:
Published wallet options include:
The website also refers to:
The precise options available to a particular borrower should be checked inside the active loan account.
Before paying, the borrower should verify:
The receipt should be retained until the payment is reflected in the account.
The Taga Cash website states that customers can check their available limit and withdraw additional funds after establishing an account and repayment history.
A successful previous repayment may affect the next available limit, but it does not guarantee:
Each new transaction should have its own Disclosure Statement and agreement.
The current public website does not explain:
A borrower planning to repay early should request a written settlement calculation showing:
The obligation should not be treated as closed until Taga Cash confirms a zero balance.
The website advertises repayment through several installments, but it does not publish a standard policy for unscheduled partial payments.
Before paying less than the scheduled installment, the borrower should determine:
A partial payment does not automatically change the contractual due date.
The current public website does not disclose one standard late-payment penalty.
The individual contract should specify:
A customer expecting repayment difficulties should contact Taga Cash before the due date and request any proposed arrangement in writing.
The SEC officially confirmed Halika Cash as E-Borrow Lending Corp.’s registered online lending platform in August 2021. The SEC’s November 2021 platform list also recorded the company, registration number, Certificate of Authority and Halika Cash brand.
A current 2026 SEC list expressly confirming that Taga Cash remains a recorded online lending platform was not located during this review.
E-Borrow Lending Corp. does appear as a selectable entity in the Credit Information Corporation’s current dispute-resolution system. This indicates that CIC records recognize the legal company for dispute purposes, but it should not be treated as a substitute for confirming the company’s current SEC Certificate of Authority and online-platform registration.
Before borrowing, a customer should verify the current company and platform status through the SEC using:
Company: E-Borrow Lending Corp.
Current public brand: Taga Cash
Previously SEC-confirmed platform: Halika Cash
SEC Registration Number: CS2020100002616-030
Shortened number used by the current website: 2020100002616-03
Certificate of Authority Number: 3333
Registration date published by third-party company records: October 6, 2020
Historical registered rate: 60% per annum
Current standard APR: not publicly confirmed
The 60% annual figure is historical registration information and should not be presented as the current price of a Taga Cash loan. The borrower’s current Disclosure Statement controls the actual cost.
Company: E-Borrow Lending Corp.
Current public brand: Taga Cash
Current Taga Cash website: sungrouptech.com
Taga Cash customer-service email: [email protected]
Taga Cash hotline: +63 2 8271 2675
Taga Cash customer-service hours: 8:00 a.m. to 8:00 p.m.
Yes, the E-borrow Lending Corp. is legit. It registered with the Securities and Exchange Commission (SEC), with Registration No. 2020100002616-03 and Certificate of Authority No. 3333. To verify this information, you may also visit the official SEC website.
If you want to file a complaint against "E-borrow Lending Corp.", you may leave a review or contact the SEC by email at [email protected] or by calling the SEC Call Center at 02-5322-7696.
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