Codeblock Lending Inc.

About the company

  • Full name: Codeblock Lending Inc.
  • SEC Registration Number: CS201913681.
  • Certificate of Authority to Operate a Financing/Lending Company: 3059
  • Anniversary date: 2019-08-15
  • Interests: 5% per month
  • ⭐ Reviews

Contacts

  • Address Ignition Venture Studio, North Penthouse Unit, Marajo Tower, 312, TAGUIG CITY, FOURTH DISTRICT, NATIONAL CAPITAL REGION (NCR), 1634 Postal Code: 1634

Codeblock Lending Inc. Philippines: OKPeso, KPeso and OPeso

Codeblock Lending Inc. is a Philippine lending company associated with the online lending brands OKPeso, KPeso and OPeso. Among these platforms, OKPeso is the main brand with a currently accessible official website.

The company is registered under SEC Registration Number CS201913681 and Certificate of Authority Number 3059. Codeblock Lending Inc. also appears in the current Credit Information Corporation list under the business names OKPeso, OPeso and KPeso.

Company: Codeblock Lending Inc.
Main active brand: OKPeso
Other registered brands: KPeso and OPeso
Company website: www.okpeso.com
OKPeso website: www.okpeso.com
KPeso website: www.kpeso.ph
OPeso website: no current official Codeblock website confirmed

A separate active corporate website for Codeblock Lending Inc. was not identified. Company materials treat www.okpeso.com as the official website, while Codeblock uses email addresses on the codeblock.tech domain for corporate and complaint-related communication.

Under what brand does Codeblock Lending operate?

Codeblock Lending Inc. has three registered digital lending brands:

  • OKPeso;
  • KPeso;
  • OPeso.

The SEC’s historical list of authorized online lending platforms connects all three names with Codeblock Lending Inc. The Credit Information Corporation continues to list the company as doing business under the names OKPeso, OPeso and KPeso.

The primary currently verifiable consumer platform is OKPeso. Its official website remains accessible and continues to display a lending product associated with Codeblock Lending Inc.

The KPeso website at www.kpeso.ph is also accessible, and an indexed company page identifies Codeblock Lending Inc., SEC Registration Number CS201913681 and Certificate of Authority Number 3059.

A current official website for Codeblock’s OPeso platform was not confirmed. The OPeso name has also appeared in connection with a different Philippine lending company, so it should not be linked to a website unless that website expressly identifies Codeblock Lending Inc. as its operator.

Codeblock Lending company website

No independent corporate website containing a full company profile was located.

The website identified in Codeblock’s own lending materials as its official website is: www.okpeso.com

The corporate email domain is: codeblock.tech

However, a publicly accessible company website at codeblock.tech was not confirmed. The domain appears mainly in company email addresses, including [email protected] and [email protected].

OKPeso website

The official OKPeso website is: www.okpeso.com

The website identifies OKPeso as an online loan platform serving customers in the Philippines. It also connects the platform directly with Codeblock Lending Inc. through the privacy policy, terms and company-registration disclosures.

The current public website summary advertises:

  • a maximum credit amount of ₱10,000;
  • a loan period of up to 180 days;
  • a daily interest rate below 0.1%;
  • online application and credit assessment;
  • disclosed loan fees rather than undisclosed charges.

Another version of the indexed homepage states that rates may start from approximately 0.06% per day. The exact rate, loan amount and term offered to a borrower must still be checked in the individual loan agreement.

KPeso website

The website associated with KPeso is: www.kpeso.ph

The website remains accessible, and its indexed company disclosure identifies:

  • Codeblock Lending Inc.;
  • SEC Registration Number CS201913681;
  • Certificate of Authority Number 3059;
  • www.kpeso.ph as the official KPeso website.

A current public product page containing a complete KPeso loan amount, APR, fee schedule and repayment period was not located. Applicants should not apply using conditions copied from old reviews or third-party APK websites.

OPeso website

Codeblock Lending Inc. registered OPeso as one of its online lending platforms. However, a current official consumer website clearly identifying Codeblock Lending Inc. as the OPeso operator was not verified.

This distinction is important because the OPeso name has also been associated with OKLIK Lending Company Inc. in other Philippine lending records and payment-partner materials.

For this reason, no OPeso website should be presented as belonging to Codeblock Lending Inc. unless the site displays:

  • Codeblock Lending Inc. as the lender;
  • SEC Registration Number CS201913681;
  • Certificate of Authority Number 3059.

Is Codeblock Lending Inc. still operating?

Codeblock Lending Inc. appears to remain operational, although not all of its historical lending applications are currently available through official app stores.

The following current indicators were confirmed:

  • www.okpeso.com remains accessible;
  • the OKPeso privacy and agreement pages remain indexed;
  • Codeblock Lending Inc. is included in the current CIC list of submitting entities;
  • the company was onboarded for live credit-data submission on August 28, 2025;
  • official company contact information was included in a June 2024 SEC contact list.

These facts indicate continuing corporate and technical activity. However, customers should still check whether the platform is accepting new applications before submitting personal information.

Current application availability

A current official OKPeso, KPeso or Codeblock Lending application was not found in Google Play or the Philippine Apple App Store during the review.

Older versions of the Android application were distributed under the name:

OKPeso – Safe Online Loan App

Third-party software directories still display archived versions, but these are not official application-store pages and should not be used to install financial software. An archived listing reports that the old app version was last updated in March 2024.

Customers should avoid:

  • APK files from unofficial download sites;
  • installation links received through SMS or social media;
  • apps that use the OKPeso name but show a different developer;
  • apps that display Codeblock’s registration details without linking to an official Codeblock or OKPeso domain.

OKPeso loan conditions

The current official website provides a shorter product summary than the former Android listing.

Current website information includes:

  • maximum amount of approximately ₱10,000;
  • repayment period of up to 180 days;
  • daily interest below 0.1%;
  • online approval and disbursement process.

Older archived descriptions of the former Android app advertised:

  • loans from ₱2,000 to ₱20,000;
  • terms from 96 to 365 days, including renewal;
  • maximum APR of 24%;
  • service fees from 10% to 20%;
  • no separate transaction fee.

These archived conditions should not be presented as current. They describe an older app version and differ from the limits displayed on the current website.

The conditions shown in the customer’s current Disclosure Statement and loan agreement take priority over both the website summary and archived app descriptions.

Loan fees

The current website advertises that there are no hidden fees. This does not mean that an OKPeso loan has no fees.

An indexed OKPeso credit-agreement page refers to possible charges including:

  • payment-system service fee;
  • loan-platform usage fee;
  • risk-valuation service fee;
  • analysis service fee.

Before confirming a loan, the borrower should check:

  • principal;
  • net amount to be received;
  • daily and annual interest;
  • all service fees;
  • payment-channel fees;
  • repayment schedule;
  • total amount payable;
  • overdue penalties.

Fees deducted before disbursement reduce the amount the customer actually receives.

How to apply for an OKPeso loan

1. Open the official website

The customer should use: www.okpeso.com

The domain should be checked carefully before any ID, phone number or financial information is submitted.

2. Register with a personal mobile number

The borrower creates an account using an active Philippine mobile number.

The number should belong to the applicant because it may be used for:

  • account verification;
  • one-time passwords;
  • application notifications;
  • payment reminders;
  • customer-service communication.

3. Complete the application

The customer enters the personal, employment, income and financial information requested by the platform.

Information must be accurate and consistent with the identification document. An incomplete or inconsistent application may be delayed or rejected.

4. Submit an ID

Archived official product information required:

  • one valid government-issued ID;
  • an active phone number;
  • stable income;
  • an applicant age between 18 and 49.

Because these requirements come from an older version of the app, the current website application should be checked for the latest age and document requirements.

5. Review the loan offer

Before confirmation, the borrower should verify:

  • approved amount;
  • amount that will be transferred;
  • interest rate;
  • service fees;
  • loan term;
  • due dates;
  • total repayment;
  • late-payment charges.

6. Confirm the disbursement method

Older OKPeso materials referred to several disbursement or cash-claim options. Current available methods should be checked directly in the borrower’s account.

Repaying an OKPeso loan

Archived OKPeso application materials listed several repayment channels:

  • M Lhuillier;
  • 7-Eleven CLiQQ;
  • GCash;
  • Coins.ph;
  • ECPay;
  • bank deposit to an official corporate account.

This list may no longer be complete or current. The borrower should follow only the payment instructions displayed in the active account or individual agreement.

Before paying, the customer should confirm:

  • company or biller name;
  • loan reference number;
  • amount due;
  • payment deadline;
  • payment-channel fee.

Money should not be sent to an unidentified personal bank account or e-wallet belonging to someone claiming to represent Codeblock Lending Inc.

Late payments and credit reporting

Codeblock Lending Inc. is a current submitting entity of the Credit Information Corporation. This means that relevant borrower, loan and repayment information may be submitted to the Philippine credit-information system.

An overdue or unpaid OKPeso, KPeso or OPeso obligation may therefore affect the borrower’s credit history.

The current public website does not display one universal late-payment penalty. The applicable overdue interest, collection charges and other consequences should be stated in the customer’s individual agreement.

Customer complaints

Public records contain borrower complaints concerning collection messages and communication allegedly associated with OKPeso. The SEC has advised complainants that conduct involving threats, public disclosure or contacting unrelated people may potentially fall under rules prohibiting unfair debt-collection practices.

A public complaint does not by itself prove that every allegation is correct. Customers experiencing a problem should retain:

  • screenshots;
  • call logs;
  • SMS messages;
  • payment receipts;
  • loan documents;
  • emails sent to the company.

The complaint should first be submitted through the company’s published channel. If it is not resolved, the customer may contact the Philippine SEC or National Privacy Commission, depending on the issue.

Company registration

Codeblock Lending Inc. has the following published regulatory details:

Company: Codeblock Lending Inc.
Registered brands: OKPeso, OPeso and KPeso
SEC Registration Number: CS201913681
Certificate of Authority Number: 3059
Certificate of Authority date: August 15, 2019
Official consumer website: www.okpeso.com
KPeso website: www.kpeso.ph

The 2020 SEC list historically recorded a rate of 5% per month for Codeblock Lending Inc. That historical rate should not be used as the current OKPeso price because the current website advertises a different daily-rate structure.

Codeblock Lending and OKPeso contacts

Company: Codeblock Lending Inc.
Primary brand: OKPeso
Other registered brands: KPeso and OPeso
Company website: www.okpeso.com
OKPeso website: www.okpeso.com
KPeso website: www.kpeso.ph
Corporate complaint email: [email protected]
Corporate service email: [email protected]
OKPeso support email from archived app materials: [email protected]
Official published phone: +63 917 891 7565
Facebook page: www.facebook.com/RealOKPeso/
Address published in archived OKPeso materials: BDO Equitable Tower, Paseo de Roxas, Makati, Metro Manila, Philippines

The official SEC contact list identifies Eugene Brian Chan Chua as the company’s Treasurer and Corporate Secretary and publishes [email protected] and +63 917 891 7565 as company contact details.

Because the current official application-store page was not found, customers should verify these contact details before submitting documents, arranging payment or visiting the published office.

Is Codeblock Lending Inc. Legit?

Yes, the Codeblock Lending Inc. is legit. It registered with the Securities and Exchange Commission (SEC), with Registration No. CS201913681 and Certificate of Authority No. 3059. To verify this information, you may also visit the official SEC website.

If you want to file a complaint against "Codeblock Lending Inc.", you may leave a review or contact the SEC by email at [email protected] or by calling the SEC Call Center at 02-5322-7696.

About Codeblock Lending Inc.

Codeblock Lending Inc. is a Philippine-based financial institution specializing in online lending services. The company operates under various brand names, including OKPeso, Opeso, and Kpeso. It is registered with the Securities and Exchange Commission (SEC) under registration number CS201913681. (companiesfacts.com)

Company Overview:

  • Business Names: OKPeso, Opeso, Kpeso
  • SEC Registration Number: CS201913681
  • License & Regulation Compliance: SEC Registration No. CS201913681, Authority Certificate No. 3059 (agad.agadloan.com)

Contact Information:

  • Phone: +63 954 612 2369
  • Address: Ignition Venture Studio North Penthouse Unit, Marajo Tower, 312 26th Street corner 4th Avenue, Bonifacio Global City, Taguig, Manila, 1630 Philippines (agad.agadloan.com)

Services Offered:

Codeblock Lending Inc. provides online loan applications through its platforms, allowing borrowers to secure loans ranging from ₱2,000 to ₱20,000, with repayment terms between 96 to 365 days. The company emphasizes a swift and convenient loan application process without the need for collateral. (mrcashloanph.com)

Regulatory Compliance:

The company is listed among the registered financing and lending companies with the SEC, ensuring adherence to regulatory standards in the Philippines. (sec.gov.ph)

Additional Information:

For more details or inquiries, interested parties can visit the official website at okpeso.com or contact the company directly using the provided phone number.


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