A & K Lending Solutions Inc., formally written in Philippine regulatory records as A_&_K Lending Solutions Inc., is a Philippine lending company registered with the Securities and Exchange Commission.
The company appears in the SEC list of registered lending companies dated August 31, 2024. Its published registration details are:
The SEC register does not connect A & K Lending Solutions Inc. with a separate consumer brand, online lending platform or mobile application.
No separate lending brand operated by A & K Lending Solutions Inc. was confirmed.
The company is listed under its legal corporate name rather than under a separate trade name. No official source located during the review identified a brand, application or digital lending platform belonging to the company.
The company should therefore be described as:
Company: A & K Lending Solutions Inc.
Brand: no separate brand confirmed
An application or website using a different commercial name should not be linked to A & K Lending Solutions Inc. unless it clearly displays:
No verified official website for A & K Lending Solutions Inc. was found.
The searches did not identify a corporate domain that consistently displays the company’s legal name and SEC registration details. No separate brand website was confirmed either.
This means that borrowers should not assume that a Facebook page, loan-comparison page, messaging account or website using “A&K Lending” belongs to the registered company.
A legitimate company channel should provide enough information to verify:
No current official Android or iPhone lending application published by A & K Lending Solutions Inc. was found.
The company was also not identified in the reviewed SEC materials as the operator of a recorded online lending platform. This suggests that it may have operated through traditional, branch-based or direct lending channels rather than through a publicly distributed loan app.
An application using the A&K name should not be considered official unless the app-store page identifies A & K Lending Solutions Inc. as the developer or lender and displays the correct registration details.
The latest public SEC lending-company register located during the review was dated August 31, 2024. A & K Lending Solutions Inc. appears in that list with SEC Registration Number CS201122321 and Certificate of Authority Number 1187.
The company had previously appeared in a 2023 SEC notice listing delinquent corporations eligible to apply for amnesty. A delinquent-corporation notice generally concerns corporate reporting compliance and does not automatically prove that a lending company’s Certificate of Authority was permanently revoked.
Its later appearance in the August 2024 registered lending-company list conflicts with third-party claims that the company had been delisted. The later official SEC list is the more reliable source.
However, a newer 2025 or 2026 SEC register confirming the company’s present status was not located. Customers should verify the current status directly with the SEC before entering a new loan transaction.
The SEC’s historical lending-company lists published a rate of 5% per month for A & K Lending Solutions Inc.
This is historical regulatory information. It should not be presented as a current loan offer because no current public Disclosure Statement, product page or application listing was found.
The old rate does not confirm:
Any current borrower should obtain a written offer before signing an agreement or transferring money.
No reliable current public information was found concerning:
These conditions should not be inferred from the company’s historical 5% monthly rate or copied from another lender.
The borrower’s Disclosure Statement should identify:
The company does not publish a verifiable current eligibility guide.
Depending on the product, a lending company may request:
These are general possible requirements and are not confirmed requirements of A & K Lending Solutions Inc.
Applicants should not submit identity documents until they have verified that they are communicating with the genuine registered company.
Before accepting an offer presented under the A & K Lending Solutions name, the applicant should check the following details.
The contract should identify:
A_&_K Lending Solutions Inc.
A different company name means that the loan is being offered by another legal entity.
The offer should show:
Registration details alone are not enough. Fraudulent operators can copy information from public SEC lists.
An applicant should not pay:
Any legitimate charge should be disclosed in writing and connected with the official lender or an identified payment partner.
The borrower should receive a Disclosure Statement showing the total cost before accepting the loan.
An offer should be treated cautiously when the agent refuses to disclose:
No official processing or disbursement time was confirmed.
A person claiming that A & K Lending Solutions guarantees immediate approval or same-day release should be able to provide verifiable corporate contact information and written loan documents.
Applicants should be cautious when an alleged representative:
No official list of repayment methods was found.
A borrower should pay only through a channel specified in the signed loan agreement or confirmed through a verified company contact.
Before making a payment, the borrower should confirm:
Receipts and transaction-reference numbers should be retained until the company confirms that the payment has been credited.
No current early-settlement policy was found.
A borrower who wants to repay before maturity should request a written calculation showing:
The loan should not be considered closed until the lender confirms that the remaining balance is zero.
No current public late-payment schedule was located.
The individual agreement should explain:
A borrower experiencing repayment difficulty should request written information about possible arrangements before the due date.
Company: A_&_K Lending Solutions Inc.
Commonly written as: A & K Lending Solutions Inc.
Separate brand: not confirmed
SEC Registration Number: CS201122321
Certificate of Authority Number: 1187
Registration and Certificate of Authority date: March 23, 2012
Historical published rate: 5% per month
Current product conditions: not publicly confirmed
The company appeared in the SEC list of registered lending companies dated August 31, 2024. No later official register confirming its 2026 status was found.
Yes, the A_&_k Lending Solutions Inc. is legit. It registered with the Securities and Exchange Commission (SEC), with Registration No. CS201122321 and Certificate of Authority No. 1187. To verify this information, you may also visit the official SEC website.
If you want to file a complaint against "A_&_k Lending Solutions Inc.", you may leave a review or contact the SEC by email at [email protected] or by calling the SEC Call Center at 02-5322-7696.
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