HT Financial Lending Services (PH) Corp.
HT Financial Lending Services (PH) Corp. is a Philippine lending company registered with the Securities and Exchange Commission under SEC Registration No. CS201905455. Its Certificate of Authority is No. 2930.
The company provides short-term online financing to individuals and small business owners through digital lending platforms.
Brands operated by the company
SEC records have associated the company with the following online lending platforms:
- HICASH-PESO;
- Cash Loan Online On-Demand;
- ON-DEMAND.
The company’s current website mainly uses the ON-DEMAND name. The full name Cash Loan Online On-Demand also appears in company materials.
HICASH-PESO appears to be an older brand or application previously operated by the company.
What ON-DEMAND does
ON-DEMAND provides short-term online loans to eligible borrowers in the Philippines.
The service allows users to create an account, complete identity verification, provide employment and income information, submit a loan application, and receive a personalised offer through a mobile platform.
The company states that loans may be used by individuals or small business owners for urgent expenses, daily financial needs, or business-related costs.
ON-DEMAND loan terms
The company does not publish a fixed public range of loan amounts, repayment periods, or interest rates on its main website.
The final terms are determined after the applicant has completed the company’s assessment process. This means:
- the approved amount depends on the borrower’s profile and credit assessment;
- the repayment period is shown in the personalised loan offer;
- interest and fees are disclosed before the borrower accepts the loan;
- payments may be made through authorised banks, electronic wallets, or payment partners;
- late payment may result in penalties and restrictions on future borrowing.
Because there is no complete public tariff, borrowers should rely only on the Disclosure Statement presented before loan acceptance.
The borrower should verify:
- the principal amount;
- the actual amount to be received;
- all deductions and service fees;
- the effective interest rate;
- repayment dates;
- late-payment penalties;
- the total amount payable.
The borrower should not proceed if the company or an agent requests an advance payment before releasing the loan.
Who may apply
According to the service terms, an applicant generally must:
- be at least 18 years old;
- reside in the Philippines;
- have a valid government-issued ID;
- have a verifiable source of income or another demonstrated ability to repay;
- provide accurate personal, contact, employment, and financial information.
The company may request additional documents or verification depending on the applicant’s profile.
How ON-DEMAND works
The borrower registers through the platform and provides personal information, employment details, income information, contact details, and a bank account or electronic wallet for loan disbursement.
The company then conducts identity verification and an internal assessment of the application.
If the application is approved, the borrower receives a personalised loan offer showing the amount, term, interest, fees, and repayment schedule. The loan is issued only after the borrower accepts the terms.
Funds may be transferred through an available bank, electronic wallet, or authorised payment partner.
ON-DEMAND mobile application
The company describes ON-DEMAND as a mobile-based lending service.
It previously distributed applications under the following names:
- Cash Loan Online On-Demand;
- HICASH-PESO;
- ON-DEMAND.
The Android package previously associated with Cash Loan Online On-Demand was:
com.cash.loan.online.demand
During the latest review, a stable official listing for ON-DEMAND could not be confirmed on Google Play or the Apple App Store.
Borrowers should download the application only through the company’s official website. APK files from third-party websites should be avoided because they may be outdated, modified, or fraudulent.
HT Financial Lending Services contact details
Customer support email: [email protected]
Previously published telephone number: 0960 368 5893
Office address: Unit 3202C and D, West Tower, Philippine Stock Exchange Centre, Exchange Road, Ortigas Center, Pasig City, Philippines
Yes, the Ht Financial Lending Services (ph) Corp. is legit. It registered with the Securities and Exchange Commission (SEC), with Registration No. CS201905455 and Certificate of Authority No. 2930. To verify this information, you may also visit the official SEC website.
If you want to file a complaint against "Ht Financial Lending Services (ph) Corp.", you may leave a review or contact the SEC by email at [email protected] or by calling the SEC Call Center at 02-5322-7696.