Microdot Lending Corporation is a Philippine lending company registered with the Securities and Exchange Commission under:
The company is currently not accepting or processing loan applications. Its official website states that all online and offline lending activities have been suspended following a cease-and-desist order issued by the SEC.
On September 23, 2025, the SEC ordered Microdot Lending Corporation, its operators, representatives and affiliated platforms to stop:
The regulator cited undisclosed online lending platforms, noncompliance with SEC directives and unfair debt-collection practices.
The company’s current website confirms that the suspension remains in effect until the required corrections are completed and the SEC authorizes operations to resume.
The SEC order covered the following platforms associated with Microdot Lending Corporation:
These names should not currently be presented as active authorized loan services. The company states that any loan promotions or services using the Microdot Lending name during the suspension period are unauthorized and are not connected with its official operations.
No. Microdot Lending Corporation states that it has suspended:
No current loan amount, interest rate, APR or repayment term should therefore be presented as an available Microdot product until the SEC formally allows the company to resume lending.
Existing borrowers should use only payment or account-management instructions received through verified company channels.
Applications using the Credit Cash and Credit Peso names remain visible in Google Play, but their availability does not mean that Microdot Lending Corporation is currently authorized to issue new loans.
The current Credit Cash – Easy Loan PH listing claims to be operated by Microdot Lending Corporation, but Google Play identifies its developer as Gemilang Cahaya Sdn. Bhd., a Malaysian company with a Malaysian address and telephone number.
A separate Credit Peso listing continues to display Microdot’s registration details. However, the application was last updated before the SEC order, and its presence in Google Play does not override the company’s official suspension.
Customers should not:
Borrowers with an existing obligation should not assume that the SEC order automatically cancels their loan.
They should request written confirmation of:
Payments should be made only to a verified corporate biller or account identified in the signed loan agreement or confirmed through the company’s official contact channels.
Company: Microdot Lending Corporation
SEC Registration Number: CS201951287
Certificate of Authority Number: 2921
Current status: lending operations suspended under an SEC cease-and-desist order
New loan applications: suspended
Approvals and disbursements: suspended
Official website: www.microdotlending.com
Email: [email protected]
Published telephone: +63 2 8123 4567
Business hours: Monday to Friday, 9:00 a.m. to 6:00 p.m.
Office address: Unit 3006, One Corporate Center, Julia Vargas Avenue and Meralco Avenue, Ortigas Center, Barangay San Antonio, Pasig City, Metro Manila, Philippines
The official website should currently be used only for company information and verified support. Its public suspension notice states that Microdot Lending Corporation is not conducting new lending operations.
Yes, the Microdot Lending Corporation is legit. It registered with the Securities and Exchange Commission (SEC), with Registration No. CS201951287 and Certificate of Authority No. . To verify this information, you may also visit the official SEC website.
If you want to file a complaint against "Microdot Lending Corporation", you may leave a review or contact the SEC by email at [email protected] or by calling the SEC Call Center at 02-5322-7696.
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