LoanOnline.ph is a legal and reputable online loan comparison platform in the Philippines that helps users quickly find and apply for personal loans from verified and trusted lending partners.
LoanOnline.ph is not a direct lender; it is a legal online loan comparison platform in the Philippines that helps users quickly find and apply for personal loans from verified lending partners. The platform operates 24/7 and allows borrowers to compare multiple loan offers based on their needs, such as loan amount and repayment period, through a simple online process.
LoanOnline.ph connects borrowers with financial institutions offering loans ranging from ₱500 to ₱25,000 (some sources mention up to ₱30,000), with flexible repayment terms from 30 to 366 days (most commonly 91–180 days or 3–12 months). Interest rates range from 0% to 427% APR (with some sources mentioning up to 210.85% APR).
LoanOnline operates 24/7 and allows borrowers to compare multiple loan offers based on their needs, such as loan amount and repayment period, all through a simple online process. LoanOnline.ph itself is not a lender but an intermediary that connects borrowers with financial institutions offering loans ranging from ₱500 to ₱25,000, with flexible repayment terms from 3 to 12 months. The platform emphasizes convenience, transparency, and security, requiring only basic personal information and a valid government-issued ID to apply.
The platform itself charges no fees to users for its service and emphasizes transparency and security, requiring only basic personal information and a valid government-issued ID to apply. It recommends up to 7 reputable lending partners to support the loan directly when a customer applies.
What this means: LoanOnline is an intermediary that matches borrowers with lenders; the final loan terms depend on the lender that approves you, not on LoanOnline itself.
With just 3 simple steps, you can borrow money:
For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%).
Company name:
SIA JEFF
Latvian business number 43603085405
Address: Latvia
| TERM | 10 days | 20 days | 30 days | 60 days | 180 days |
| LOAN AMOUNT | ₱25000 | ₱25000 | ₱25000 | ₱25000 | ₱25000 |
| APR | 143% | 143% | 143% | 143% | 143% |
| INTEREST AMOUNT | ₱841.79 | ₱1815.96 | ₱2795.4 | ₱5733.71 | ₱17487.14 |
| TOTAL REPAYMENT | ₱25841.79 | ₱26815.96 | ₱27795.4 | ₱30733.71 | ₱42487.14 |