Loan Online — loans online in Philippines

LoanOnline.ph is a legal and reputable online loan comparison platform in the Philippines that helps users quickly find and apply for personal loans from verified and trusted lending partners. 

Compare loans in just 2 minutes:

• Get quick feedback
• Compare loans absolutely free
• Loan limit form PHP 500 to 25,000
• Terms from 3 to 12 months
• APR interest rate from 0% to 427%

How LoanOnline.ph works

LoanOnline operates 24/7 and allows borrowers to compare multiple loan offers based on their needs, such as loan amount and repayment period, all through a simple online process. LoanOnline.ph itself is not a lender but an intermediary that connects borrowers with financial institutions offering loans ranging from ₱500 to ₱25,000, with flexible repayment terms from 3 to 12 months. The platform emphasizes convenience, transparency, and security, requiring only basic personal information and a valid government-issued ID to apply.

With just 3 simple steps, you can borrow money:

• Share with LoanOnline.ph your loan needs. Apply for a loan once, we will aggregate and compare all loan offers from reputable financial companies.
• Select one or more suitable loan offers. LoanOnline.ph makes good and suitable loan offers in a short time.
• Get loan amount. You can choose from many loans at once - all in one loan application!

Advantages of borrowing money at LoanOnline ph

• Very simple. With LoanOnline.ph, comparing loans online is as simple as chatting with friends.
• All free. LoanOnline compares loans and finds the right loan offer without any cost
• Fast. Get online loan comparison results in just 2 minutes
• Convenient. Apply for a one-time loan at LoanOnline.ph, get loan comparison results from reputable financial companies in the market!
• 100% online. Compare loans with just a phone or laptop with an Internet connection
• 24 hours. You can borrow money anytime and anywhere

Frequently Asked Questions (FAQs)

What is LoanOnline.ph?

LoanOnline.ph is an online platform that compares loan offers from multiple reputable lenders in the Philippines, enabling borrowers to find suitable personal loans quickly and easily without visiting physical branches.

What are the interest rates?

Interest rates vary by lender but can be high compared to traditional banks, with average APRs around 143% per year and up to 427% per year. New borrowers may enjoy promotional 0% interest on their first loan.

What are the requirements to apply?

Applicants must be Filipino residents aged 18 or older, possess a valid government-issued ID, have an active phone number and email, and a bank account or e-wallet for disbursement.

Are there any fees or hidden charges?

LoanOnline.ph does not charge service or application fees. However, borrowers should review each lender’s terms carefully for interest and any applicable charges.

How fast is the approval and disbursement process?

Loan proposals are provided within about 2 minutes after registration, with approval and fund disbursement times varying by lender but generally fast.

Can I apply anytime and anywhere?

Yes, the platform operates 24/7 online, accessible via phone or laptop with an internet connection.

How do I repay my loan?

Repayments can be made via bank transfer, e-wallets like GCash or PayMaya, or at partner payment centers such as 7-Eleven, MLhuillier, SM, and Robinsons.

Is LoanOnline.ph safe and legitimate?

Yes, LoanOnline.ph is a legitimate platform. It partners only with verified and trusted lenders and maintains strict data privacy policies.

For example, you apply for PHP 20,000 and choose repayment over 6 months, your monthly payment will be only PHP 5,000 per month, your total cost of the loan will be PHP 2,383 per month (APR = 143%).