Pera247 Lending Corporation

Pera247 Lending Corporation

Pera247 Lending Corporation is a Philippine lending company registered with the Securities and Exchange Commission under SEC Registration No. CS201734339. Its Certificate of Authority to Operate as a Lending Company is No. 2582. In previous SEC lists of registered online lending platforms, the company was associated with the Pera247 brand.

What Pera247 does

Pera247 was established as a fully digital provider of short-term unsecured loans. The service was mainly intended for borrowers who needed quick access to cash and might have difficulty qualifying for a traditional bank loan because they had no collateral or limited credit history.

Applications were processed online through a mobile application. The company assessed applicants using the information entered in the application form, identity documents, employment or income details, and its internal credit-scoring system.

Brand operated by the company

The online lending brand officially associated with the company is:

• Pera247

Several newer websites and applications claim to issue or arrange loans under the authority of Pera247 Lending Corporation. However, these connections are not always confirmed by an updated SEC list of registered online lending platforms. Pera247 should therefore be treated as the company’s main confirmed brand.

How Pera247 worked

A borrower had to download the application, register using a mobile number, complete the application form, and provide documents for identity and income verification.

After reviewing the application, the platform displayed the approved loan amount, repayment period, interest charges, fees, and total amount due. If the borrower accepted the offer, the funds were released through the available disbursement channel.

Pera247 was originally promoted as a provider of small unsecured loans with repayment periods of up to approximately 90 days.

Pera247 loan terms

Older SEC records and third-party financial directories previously indicated the following possible terms:

• loan amount from PHP 1,000 to PHP 15,000;
• repayment period from approximately 72 to 100 days;
• estimated interest rate of around 25% per month;
• application review within approximately one hour;
• no collateral required;
• valid identification and proof of employment or income required.

Older SEC records also showed monthly rates of approximately 25% to 30% for the Pera247 platform.

These figures should not be treated as current loan terms for 2026. During the latest review, the Pera247 website was unavailable, and no active official Pera247 listing could be confirmed on Google Play or the Apple App Store.

Before accepting any loan allegedly issued by Pera247 Lending Corporation, the borrower should review the current Disclosure Statement. It should clearly show the principal amount, net proceeds, interest, service fees, penalties, payment dates, and total amount to be repaid.

Pera247 mobile application

Pera247 previously operated mainly through a mobile lending application. The app allowed borrowers to register, submit an application, check the application status, receive a loan offer, and manage repayment.

An active official version of the Pera247 app could not be confirmed in the major application stores during the latest review. Borrowers should not download APK files from unofficial websites or install applications that merely use a similar name.

Pera247 contact details

Official or historical website:

pera247.ph

Previously published email addresses:

[email protected]
[email protected]

Previously published telephone numbers:

0921 961 0721
0927 334 8368

Previously listed office address:

Unit LGCS07, D’Ace Plaza, Brixton corner United Street, Kapitolyo, Pasig City 1603, Philippines

Because the main website is currently unavailable, the company’s contact details and operational status should be verified directly with the Philippine SEC before applying for a loan.