Mazilla — loans online in Philippines

Mazilla.ph is an online loan-matching service, not a bank or direct lender. It helps users apply for short-term loans and connects them with partner financial institutions.

You can get up to ₱30,000 online in less than 5 minutes, with payout options to a card, e-wallet, bank account, or cash in some cases. The service is absolutely free.

Loan Terms

• Amount from PHP 500 to 30,000
• Short-term loan interest 0%
• Long-term loan interest 0.5% per day (more than PHP 10,000)
• The minimum loan period is 91 days, and the maximum loan period is 2 years
• The annual interest rate ranges from 30% to 365%

Requirements

In order to access money, you must meet the requirements:

• Age from 18 years old
• Bank card
• Mobile phone
• The Philippines citizenship

How Mazilla app works

• Complete the application
• Mazilla processes your data
• Mazilla offers you options
• You choose the most suitable option
• You are waiting for the approval of the application and get the loan
• After evaluating the convenience of our service you becomes our regular customer

Features of the Mazilla Loan

• Online application process.
• Basic sign-up with name, mobile number, and email.
• Payout to VISA/MasterCard, e-wallet, bank account, or cash in some locations.
• 24/7 access, according to third-party descriptions of the service.

Implications of Non-Payment

If a borrower delays loan or interest payments, the lender may impose late fees, such as when bank transfers experience unexpected delays. Prolonged non-payment typically results in overdue fees of approximately 0.10% of the original loan amount and 0.03% of consumer loans or credit card balances. Failure to comply with loan terms can lead to the borrower's information being reported to credit bureaus, which may harm their credit history and score. Outstanding debts could also be transferred to a debt collection agency, and past-due loans may not qualify for extensions. Conversely, timely repayments help improve credit history, raise credit scores, and increase eligibility for more favorable loan terms in the future.

Is Mazilla legit?

Mazilla does not operate as a loan provider. Rather, Mazilla serves as a platform offering access to comparison tools to simplify your search for a licensed lender. The service is free.

Example of online loan calculations. If you take out a loan for 30.000 PhP at 4.5% monthly interest for 3 months, you will pay 4050 PhP extra by the loan due date. So, you will, in fact, pay 34.050 PhP. Loan amount - 30.000 PhP, monthly interest - 4.5%, loan term - 3 months. 4.5(%) * 3(months) = 13.5% for the 3 months (13.5% * 30.000 PhP (loan amount))/100% = 4.050 PhP (accrued interest) 30.000 PhP + 4.050 PhP = 34.050 PhP is the amount payable in three months.