Credify is a helpful comparison tool that connects borrowers with different lenders. The platform itself doesn’t provide loans but helps you find suitable options fast. The service is free, and the approval depends entirely on the lender’s requirements. It’s a good starting point if you want to check what offers are available.
My experience with Credify was okay. The loan was approved quickly, and the app is simple to use. However, the fees and terms were not very clear at first
A nice application for a loan )
So I didnt get a free loan! But they promise "0% fee for the first loan" on their website (((
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 61 days to 364 months
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority No. 3427
|
|
|
0.16% per day
|
₱500 — ₱25,000
|
from 15 to 135 days
|
20 — 55 years
|
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Loan broker Finami
|
|
|
Interest rate 24% to 143%
|
₱2,500 — ₱30,000
|
from 3 to 12 months
|
21 — 70 years
|
Loan broker Finance Solution
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱50,000
|
from 3 to 4 months
|
18+ years
|
Loan broker Binixo
|
|
If you have an issue with Credify, contact the lender first using its official support channels.
Customer support
When contacting support, include your loan reference number, payment details and a clear description of the issue. Keep copies of your emails, receipts and screenshots.
If the lender does not resolve your complaint, you can submit it to the Philippine Securities and Exchange Commission (SEC) through the official SEC iMessage portal:
https://imessage.sec.gov.ph/
If your complaint relates to misuse of personal information or unauthorized access to your contacts, you may also contact the National Privacy Commission (NPC).
Reviews on this page reflect borrowers' personal experiences and are not official complaints. If you have dealt with Credify, you can also share your experience below.
