Binixo — loans online in Philippines

Binixo.ph is an online loan comparison and brokerage platform in the Philippines that connects borrowers with a network of lending partners, enabling fast access to personal loans up to PHP 25,000. 

Get a loan up to PHP 25,000 at 0.01% in 15 minutes

• Amount from PHP 1,000 to 25,000
• A commission fee of 0.01%, if the loan is repaid on time
• APR from 4% to 916%
• Applications are accepted 24/7 online
• Consideration of the application in 15 minutes and payment to the card of any bank

The first loan is possible from 1000 to 25000 with a commission fee of 0.01%, if the loan is repaid on time. Lenders offer different repayment periods with a discount on the loan commission, more information on the home page of each lender.

Basic requirements for borrowers

• Age from 18 years
• The presence of citizenship of Philippines (requires a citizen's passport).

How to get a loan with Binixo

Binixo operates fully online with applications accepted 24/7, offering quick loan approval—often within 15 minutes—and disbursing funds directly to the borrower’s bank card. Binixo itself is not a lender but acts as an intermediary providing transparent information about various lenders’ terms and helping users find suitable loan offers based on their profile. Interest rates vary depending on the lender, typically ranging from 0.8% to 2% per day, with annual percentage rates (APR) from about 10.5% to 71%. The platform emphasizes responsible borrowing, advising users to borrow amounts they can repay and to avoid using loans as a permanent financial solution

1. Choose the amount and term of the loan.
2. Fill out the form
3. Get money

 Applications are accepted 24/7 online. Consideration of the application in 15 minutes and payment to the card of any bank

Example of calculating a loan: Loan size - 1000 PHP, duration - 3 months, interest - 48% per annum. ((48/12 * 3) / 100 * 1000) + 1000 = 1120 PHP. Total amount of payment: 1120 PHP

The site does not provide paid services for credit products for clients, namely, it offers the client a list of offers from credit institutions, non-credit financial organizations, where the client can apply to apply for a credit product. The project is not a bank or lender, does not belong to financial institutions and is not responsible for the consequences of any concluded loan agreements or surety to him.