I thought they were giving loans, but they only offer loans to other companies. But well, that's not bad either. I found a good company with acceptable conditions. They gave me a loan, and everything was fine with me.
PERA Muning is a useful comparison service that lets users explore loan offers from different lenders. It’s free to use and saves time when checking multiple options. However, the platform doesn’t issue loans directly, and approval depends on the lender’s policies. It’s a good starting point if you’re looking for flexibility and variety.
Peramuning is a useful tool to compare loan offers from different lenders. The service is free. However, getting approved depends largely on the lender’s rules. The platform does not provide loans directly, so experiences can vary. It’s good if you want to explore options, but don’t expect guaranteed approval or the lowest rates.
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Loan broker Finami
|
|
|
APR from 3.95 to 49.68%
|
₱1,000 — ₱10,000
|
from 15 to 45 days
|
21+ years
|
SEC Registration No. CS201800209 Certificate of Authority No. 1162
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
Loan broker Binixo
|
|
|
APR from 0% to 36%
|
₱1,000 — ₱25,000
|
from 61 to 120 days
|
18 — 70 years
|
Loan broker Crezu
|
|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
Loan broker Pero Loan
|
|
If you have an issue with PERA Muning, contact the lender first using its official support channels.
Customer support
When contacting support, include your loan reference number, payment details and a clear description of the issue. Keep copies of your emails, receipts and screenshots.
If the lender does not resolve your complaint, you can submit it to the Philippine Securities and Exchange Commission (SEC) through the official SEC iMessage portal:
https://imessage.sec.gov.ph/
If your complaint relates to misuse of personal information or unauthorized access to your contacts, you may also contact the National Privacy Commission (NPC).
Reviews on this page reflect borrowers' personal experiences and are not official complaints. If you have dealt with PERA Muning, you can also share your experience below.
