FinaGuru — loans online in Philippines

Get up to 20,000 PHP at 0.01% per day with FinaGuru:

• Amount from 500 to 20,000 PHP
• Payment term 91 days
• Loan term from 91 to 365 days
• The minimum interest rate for some partners is 0.01%
• The standard rate is 1.99% per day (726.35% per annum)
• The actual annual interest rate ranges from 6961.93% to 115757.37%
• Application review time up to 15 minutes
• FinaGuru service is free of charge

Requirements:

• Citizenship of the Philippines (passport required)
• Age from 18 up to 70 years old
• Credit history is not taken into account when granting a loan
• Passport, valid payment card issued in your name, mobile phone

How Finaguru works?

1. Fill out an application. Choose the amount you need and specify the loan period.
2. Wait for a decision. Register and wait decision on the application.
3. Get money. Sign the agreement using an SMS code and immediately receive money on the card

Representative example: An example of calculating the interest rate on a microcredit of 3000 PHP for a period of 100 days: The interest rate for using a microcredit in each of 100 days is 1.5% per day. The total cost of a microcredit is 547.5% per annum. Amount of accrued remuneration for 100 days use of microcredit (150%) - 4 500 PHP. Amount to be refunded: 3,000 + 4,500 = 7,500 PHP.