FinaGuru — loans online in Philippines

FinaGuru - Credit online to your card

FinaGuru

₱500 — ₱20,000

from 91 to 365 days

726.35% per annum

18 — 70 years

Get up to 20,000 PHP at 0.01% per day with FinaGuru:

  • Amount from 500 to 20,000 PHP
  • Payment term 91 days
  • Loan term from 91 to 365 days
  • The minimum interest rate for some partners is 0.01%
  • The standard rate is 1.99% per day (726.35% per annum)
  • The actual annual interest rate ranges from 6961.93% to 115757.37%
  • Application review time up to 15 minutes
  • FinaGuru service is free of charge

Requirements:

  • Citizenship of the Philippines (passport required)
  • Age from 18 up to 70 years old
  • Credit history is not taken into account when granting a loan
  • Passport, valid payment card issued in your name, mobile phone

How Finaguru works?

  1. Fill out an application. Choose the amount you need and specify the loan period.
  2. Wait for a decision. Register and wait decision on the application.
  3. Get money. Sign the agreement using an SMS code and immediately receive money on the card

Representative example: An example of calculating the interest rate on a microcredit of 3000 PHP for a period of 100 days: The interest rate for using a microcredit in each of 100 days is 1.5% per day. The total cost of a microcredit is 547.5% per annum. Amount of accrued remuneration for 100 days use of microcredit (150%) - 4 500 PHP. Amount to be refunded: 3,000 + 4,500 = 7,500 PHP.

Positives

  • FinaGuru is free of charge
  • From 18 years old
  • Long loan term up to 365 days
  • The interest rate for the first loan is from 0.01% per day
  • Application review time only 15 minutes

FinaGuru reviews

No reviews


FinaGuru address and contacts

Address: Almaty microdistrict Sairan building 14

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱20000 ₱20000 ₱20000 ₱20000 ₱20000
FEE PER DAY 0.01% 0.01% 0.01% 0.01% 0.01%
INTEREST AMOUNT ₱200 ₱400 ₱600 ₱600 ₱600
TOTAL REPAYMENT ₱20200 ₱20400 ₱20600 ₱21200 ₱23600