Fintree ph is a platform in the Philippines that offers easy, fast, and affordable personal loans online. Users can quickly apply for loans without hassle, with loan amounts provided within minutes through a simple application process.
Fill out a simple application to receive up to 50,000 pesos within minutes!
Amount from 100 to 50,000 PHP
Terms from 61 to 120 days
Maximum Annual Percentage Rate (APR) 180%
Advantages and features
First loan for new clients from 0.01% per day
Receive money within minutes
Manage your loan using your smartphone: anytime, anywhere
Must be employed or self-employed with income proof
Minimum gross annual income varies by lender
Proof of Income and Identification documents are required
How to Get a Loan
Fill out a simple online application form with personal details.
Upload or submit required documents such as ID and proof of income.
Wait for approval, which can take from minutes to a few days.
Upon approval, loan amount is disbursed to your bank account.
Example of Loan Calculation. For a loan of 10,000 pesos with an APR of 72% (including all applicable fees) that will be paid in 3 months, the total payment of the loan will be 11,800 pesos.
Frequently Asked Questions (FAQs) about Fintree
What is the minimum loan amount?
The minimum loan amount is usually 1,000 PHP.
How long does it take to get the loan?
You can receive approval and funds within minutes to a few days depending on the lender.
What documents are needed?
Valid ID, proof of income, and proof of employment or business registration.
Can I repay the loan early?
Early settlement is generally not available in most loan options.
What if I miss a payment?
Missing payments can result in penalties, higher interest, or affect your credit score.
Positives
Fast and easy online application process
No need for a guarantor or collateral
Transparent terms and quick disbursement
Flexible loan amounts and terms suitable for different needs
Negatives
Monthly interest rates can be relatively high
Some loans do not allow early settlement
Stringent income and employment requirements for some lenders