Howpo LTD — loans online in Philippines

CashCat - Fast cash loan in an hour in the Philippines

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Classification: 1
Rating: 5
1 review
Howpo LTD

₱1,000 — ₱10,000

unlimited

APR 547.5%

18+ years

Howpo Ltd

Registry code: 14855426

Phone: +372 58461868

Website: https://cashcat.ph/


How much money do you need? {{Number(sliderCurrentValue).toLocaleString()}} 500 ₱ 50000 ₱

CashCat.ph  is an online lending platform in the Philippines offering quick unsecured cash loans to Filipinos, with fast approvals, no collateral, and funds disbursed directly to bank accounts or e-wallets.

Choose the best option among dozens of great loans offers.

  • Loan amont  from PHP 1,000 to 10,000
  • The customer can receive a loan for an unlimited period, provided that payments are submitted every 7 or 14 days
  • Loans available to over - 18s only
  • FREE loan matching service

How to get a personal loan online

  1. Fill a short application form and we`ll find the best loan offers for you
  2. Well verify your data while you wait. You dont need to go anywhere at this point.
  3. Get your instant credit score and different cash loans options to choose from. 

Get cash directly in a matter of minutes or collect it in the nearest branch.

If the loan is equal to 4.000 PHP, the credit use fee will amount to 60 per day, which is approximately 1.5% per day, with the APR being 547.5%. 

 

Frequently Asked Questions (FAQs) about Howpo LTD

What is CashCat.ph?

CashCat.ph, operated by MoneyCat, provides instant online cash loans from PHP 500 to PHP 20,000 for emergencies, targeting underbanked Filipinos with minimal requirements.​

How do I apply for a loan?

Visit cashcat.ph, fill out the online form with ID and bank details, submit, and get approval in minutes; funds arrive shortly after via bank transfer.​

What are the loan amounts and terms?

Loans range from PHP 500–20,000 with terms of 90–180 days; first loans may be 0% interest, but later ones have daily fees around 1.5% (high APR).​

Who is eligible?

Filipino citizens 18+ with valid ID, bank account, and phone; no income proof or collateral needed, ideal for self-employed or urgent needs.​

How do I repay?

Pay via bank transfer, app, or cash at over 1,700 7-Eleven stores using your loan number; flexible up to 12 months possible.​

Is CashCat legitimate and safe?

Yes, it`s DTI/SEC-registered with secure processes, but verify legitimacy and avoid upfront fees; high rates require careful review.​

What if I pay late?

Late payments incur daily penalties (e.g., 0.10–1.5%), credit score damage, and collection; contact support early for extensions.​

Can I get multiple loans?

Possible for repeat customers with good history, but manage debt carefully to avoid high costs and rollover risks.​

Pros

  • The service is free of charge
  • Unlimited loan period
  • Low min. age - 18 years
  • Fast approval in minutes online
  • No collateral or credit check needed
  • 0% interest for first-time borrowers
  • Repay easily at 7-Eleven stores

Cons

  • Low max. amount
  • Very high APR up to 547%
  • Short repayment terms risky
  • Late fees and penalties add up

Howpo LTD reviews

1 review  |  Add a review

Howpo LTD address and contacts

Company name: Howpo Ltd
Registry code: 14855426
Address: Tornimäe tn 7-132, Kesklinna district,Tallinn, 10145

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱10000 ₱10000 ₱10000 ₱10000 ₱10000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱286.96 ₱646.79 ₱1033.2 ₱2207.69 ₱6909.05
TOTAL REPAYMENT ₱10286.96 ₱10646.79 ₱11033.2 ₱12207.69 ₱16909.05