Pera Asia — loans online in Philippines

Pera Asia - Оnline loans company

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Classification: 1
Rating: 4
1 review
Pera Asia

₱1,000 — ₱30,000

from 61 to 360 days

0.8% per day

18 — 75 years

PERA.ASIA FINANCE CORP.

Phone: (02) 876 55 84 / (02) 350 51 01

Website: https://pera.asia/


How much money do you need? {{Number(sliderCurrentValue).toLocaleString()}} 500 ₱ 50000 ₱

Pera Asia Loan parameters

  • Loan amount from 1.000 to 30.000 PHP, to 3.000 PHP for new clients
  • Interest rate 0,8% per day
  • Term from 61 to 360 days

​Pera Asia Borrower requirements

  • Age from 18 to 75 years old
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account (Optional)
  • Credit or Debit card (Optional)

How to get a Loan in Pera Asia

  1. Apply for a loan in 5 minutes. Let Pera Asia know more about you. Only a valid NIC is needed to apply
  2. Expect a phone call for approval. Loan confirmation via SMS or email within 30 minutes after the phone call.
  3. Receive your moneyand enjoy. Once approved, you will receive the money  within 24 hours.
  4. Make repayment. Pay Back at any DragonPay partner Merchants like Bayad Center, LBC, SM Department Store, SM Supermarket etc.

Benefits of Pera Asia Credits Online

  • You get the cash you might need that you could pay off in terms especially when you live paycheck to paycheck.
  • The brief period (up to one month) will allow you to shut the lending straight after you get your wage.
  • Ability to manage bucks at your discernment. Bucks will be transferred to your account and you can easily use them whatever you prefer. This is certainly equivalent to such a widespread financial service as a virtual client credit card.
  • See-through stipulations without additional fees. Just before you submit an application for credit, use a financial calculator to check simply how much interest accumulated will probably be placed and the end of the paying period.
  • Beneficial loyalty program for customers. There are actually circumstances when MFIs provide low-interest credits to very first-time customers. And so, you will never overpay way too much.
  • Round-the-clock assistance. Submit an application for a loan every time you necessitate. Your loan submission will be automatically considered and soon after affirmation, you will get your funds on your banking account.

 

Frequently Asked Questions (FAQs) about Pera Asia

What are the loan amounts offered by Pera Asia?

Pera Asia provides loans from ₱1,000 to ₱30,000, but new clients can borrow up to ₱3,000 initially.

What is the interest rate at Pera Asia?

The interest rate is 0.8% per day on all loans.

What loan terms are available?

Loan terms range from 61 to 360 days, giving flexible repayment options.

Who can apply for a Pera Asia loan?

Borrowers must be 18-75 years old, reside in the Philippines with a valid ID, provide proof of income, and have an active checking account.

Do I need a bank account or credit card?

A bank account and credit/debit card are optional; an active checking account is required.

How do I apply for a loan with Pera Asia?

Complete the online application in 5 minutes with just a valid ID, expect a verification phone call, and receive approval via SMS or email within 30 minutes.

How fast will I receive the money?

Once approved after the phone call, funds are transferred to your account within 24 hours.

How do I repay my Pera Asia loan?

Repay at any DragonPay partner merchant, including Bayad Center, LBC, SM Department Store, or SM Supermarket.

What are the main benefits of Pera Asia loans?

Enjoy quick cash access for paycheck-to-paycheck needs, transparent terms with no hidden fees, money transferred directly for flexible use, and a loyalty program with potential lower rates for repeat customers.

Is customer support available 24/7?

Yes, Pera Asia offers round-the-clock assistance, allowing loan applications anytime with automatic review and fast fund transfers after approval.​

Pros

  • There are not any additional payments or hidden commissions
  • Fast client service
  • Financial institutions open credit services to all people

Cons

  • It`s not a lending company, it shows rating and reviews about microfinance organizations in Philippines

Pera Asia reviews

1 review  |  Add a review

Pera Asia address and contacts

Company name: PERA.ASIA FINANCE CORP.
Address: 61 Camerino Street, Marilag , 1109 Quezon City , Metro Manila, Project 4, Quezon City, 1800 Metro Manila, Philippines

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱30000 ₱30000 ₱30000 ₱30000 ₱30000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱1035.27 ₱2207.7 ₱3383 ₱6909.05 ₱21013.16
TOTAL REPAYMENT ₱31035.27 ₱32207.7 ₱33383 ₱36909.05 ₱51013.16