Pera.asia - Оnline loans comparison platform

Pera.asia is an online loan comparison and lead-generation platform aimed at borrowers in the Philippines. The website lets users enter a desired loan amount and contact details, then displays offers from third-party lenders and redirects users to those providers to complete an application. 

The site itself states that final loan terms are determined directly by the creditor. Pera Asia is not a licensed lender. It is a loan comparison/referral platform, operating by PERA.ASIA FINANCE CORP.

Pera Asia Loan parameters

• Loan amount from 1.000 to 30.000 PHP, to 3.000 PHP for new clients
• Interest rate 0,8% per day
• Term from 61 to 360 days

​Pera Asia Borrower requirements

• Age from 18 to 75 years
• Reside in the Philippines and have a valid ID
• Provide proof of your income
• Have an active checking account
• Bank account (Optional)
• Credit or Debit card (Optional)

How to get a Loan in Pera Asia

1. Apply for a loan in 5 minutes. Let Pera Asia know more about you. Only a valid NIC is needed to apply
2. Expect a phone call for approval. Loan confirmation via SMS or email within 30 minutes after the phone call.
3. Receive your moneyand enjoy. Once approved, you will receive the money  within 24 hours.
4. Make repayment. Pay Back at any DragonPay partner Merchants like Bayad Center, LBC, SM Department Store, SM Supermarket etc.

How Does Pera.asia Work?

Pera.asia works as an online loan comparison and referral platform in the Philippines. Users select the amount and loan term they need, enter basic personal and contact information, and submit an application online. The platform then shows available offers from partner lenders, allowing the borrower to choose a suitable option.

After choosing an offer, the application is processed by the lender. According to Pera.asia, borrowers may receive confirmation by phone, SMS, or email, and approved funds can be released within 24 hours. Repayment terms, interest rates, fees, and the final approval decision depend on the selected lender.

Benefits of Pera Asia Credits Online

• You get the cash you might need that you could pay off in terms especially when you live paycheck to paycheck.
• The brief period (up to one month) will allow you to shut the lending straight after you get your wage.
• Ability to manage bucks at your discernment. Bucks will be transferred to your account and you can easily use them whatever you prefer. This is certainly equivalent to such a widespread financial service as a virtual client credit card.
• See-through stipulations without additional fees. Just before you submit an application for credit, use a financial calculator to check simply how much interest accumulated will probably be placed and the end of the paying period.
• Beneficial loyalty program for customers. There are actually circumstances when MFIs provide low-interest credits to very first-time customers. And so, you will never overpay way too much.
• Round-the-clock assistance. Submit an application for a loan every time you necessitate. Your loan submission will be automatically considered and soon after affirmation, you will get your funds on your banking account.