Company:
Tala Financing Philippines Inc.
SEC Registration No. CS201710582, Certificate of Authority No. 1132
The mobile application Tala.ph is a popular loan app in the Philippines that offers convenient access to cash loans up to ₱25,000 with fast approval times, typically within minutes. Tala.ph's mobile app is a trustworthy, well-designed loan app tailored for Filipinos seeking fast, accessible cash loans with transparent and flexible terms. It stands out for its ease of use, speed, and commitment to financial inclusion.
The Tala app is available for Android devices and can be downloaded from the Google Play Store by searching "Tala Philippines" or "Tala Fast Cash".
The download process completes in seconds, making accessibility quick and simple.
Users apply for loans by completing a brief registration in the app, including mobile number verification and creating a secure 4-digit PIN.
The app uses alternative data and real-time credit scoring powered by machine learning to evaluate borrowers instantly, with no need for income proof or collateral.
After approval, users can receive funds through bank transfers, e-wallets like GCash and Coins.ph, or remittance centers.
Users choose their loan amount and repayment date, with flexible repayment options including partial payments. On-time repayments help grow credit limits for future loans.
The app integrates a mobile wallet for additional financial services such as bill payment and funds transfer.
Tala is licensed and registered with the Philippine Securities and Exchange Commission (SEC) and Bangko Sentral ng Pilipinas (BSP), ensuring regulated and secure operation.
Personal information is protected with state-of-the-art SSL encryption.
The platform is highly rated, with over 10 million downloads and a 4.9-star rating on Google Play Store.
Users praise the app for being hassle-free, requiring only one valid ID, and having relatively low interest rates.
The interface is clean, user-friendly, and fast, supporting easy navigation and quick loan processing.
Tala promotes financial inclusion by enabling unbanked Filipinos to access credit without a credit history or collateral.
The app has positive feedback for customer support and transparency, with no hidden fees and clear repayment terms.
Some limitations include availability only on Android devices and fees related to late payments and cash withdrawals.
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
from 0%
|
₱1,000 — ₱50,000
|
up to 12 months
|
20 — 70 years
|
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
|
|
|
APR 143% per year
|
₱1,000 — ₱20,000
|
from 61 to 183 days
|
22 — 70 years
|
Registration № CS201726430, CA №1181
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 3 to 6 months
|
22+ years
|
SEC Registration number: CS201953O73., Certificate of Authority №1254
|
|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 7 days to 6 months
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority N o. 3427
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Company No 1092
|
|
