Pedicash — loans online in Philippines

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Pedicash - Micro-Lending applications

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Classification: 3
Rating: 5
3 reviews
Pedicash

₱2,000 — ₱20,000

from 60 to 120 days

0.06% per day

21+ years

Address and contacts

Whale Tail Lending Services Inc.

SEC Registration No. CS202105682

Phone: +632 775 2752

Website: https://pedicash.ph/


How much money do you need? {{Number(sliderCurrentValue).toLocaleString()}} 500 ₱ 50000 ₱

PediCash is an online loan app by Whale Tail Lending Services that provides quick cash loans to Filipinos through a simple mobile application process.

PediCash is a micro-lending app managed by Whale Tail Lending Services Inc. that offers small loans from PHP 2,000 to PHP 20,000 for 60–120 days at 18% APR. The company says it is SEC-compliant, but the exact SEC registration number is not clearly visible in public sources. Loans have a transaction fee of PHP 150 and a service fee of 10–20%. It's designed for quick emergency cash needs.

PediCash is managed by Whale Tail Lending Services Inc., a company registered with the Securities and Exchange Commission (SEC) of the Philippines. The company's SEC registration number is CS202105682. It also holds Certificate of Authority No. 2918, which confirms its legal right to operate as a lender in the Philippines.

Loan Terms

Micro-Lending applications catered to giving Filipinos a quick and reliable loaning experience:

  • Loan amount from 2.000 to 20.000 PHP
  • Interest rate 0.06% per day
  • Term from 60 to 120 days
  • Service fee 5% of the loan amount

Pedicash Borrower loan requirements

  • Age from 21
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Credit or Debit card (Optional)

How to Apply for a loan in Pedicash ph

  1. Download Pedicash App from Google PlayStore, Apple AppStore or Huawei AppGallery.
  2. Register and fill-up all the required fields.
  3. Choose your desired loan amount, loan terms, and withdrawal channel.
  4. Wait for a call from our customer service to verify your informations.
  5. Claim your money and enjoy

Why choose Pedicash?

  • Fast and Reliable Cash Disbursement - Claim your cash in select disbursement channel in an instant without hassle.
  • Simple and Straightforward Process - Easy user registration and loan application process. No additional requirements needed.
  • Multiple Layers of Account Security - To protect you from any form of fraud and identity theft.
  • Regular Events and Promos - Exciting promos and discount are waiting for you.
  • Friendly Customer Service - Friendly customer service representative is ready to assist you whenever you need.

Frequently Asked Questions (FAQs) about Pedicash

What loan amounts does PediCash offer?

Loan amounts range from ₱100 to ₱50,000, depending on the borrower's eligibility and repayment history.​

What is the interest rate at PediCash?

The APR is up to 180%, with service fees and interest varying by loan term; for example, a ₱20,000 loan for 180 days may total ₱21,800 repayment.​

What are the loan terms?

Repayment periods typically range from 61 to 120 days.​

Who is eligible for a PediCash loan?

Applicants must be 18+ years old, Filipino residents with stable income (preferably from office jobs), and under 65 years old.​

What documents are needed to apply?

Usually a valid government ID; download the app, register with name, phone, and email, then submit details for approval.​

How do I apply for a PediCash loan?

Download the PediCash app (Android/iOS), register your details, fill out the application, and await approval.​

How fast is loan approval and disbursement?

Approval is quick (often minutes to hours), with funds disbursed shortly after if approved.

How do I repay a PediCash loan?

Repayments are handled through the app or specified channels; check loan terms for details like bank transfer or partners.​

Is PediCash legitimate?

PediCash has mixed reviews; some users report legitimacy but complaints exist about collection practices, so verify SEC registration and read terms carefully.​

What if I miss a payment?

Late payments may incur fees; aggressive collections have been reported in reviews, so contact support early.​

How can I increase my loan limit?

Timely repayments build eligibility for higher amounts; new clients start small. ​

Pros

  • Quick and easy application process
  • High loan approval rate
  • Regular Events and Promos
  • Flexible repayment terms
  • No collateral or guarantor required
  • Multiple Layers of Account Security

Cons

  • Limited loan amounts for new customers
  • High interest rates compared to traditional bank loans
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Pedicash reviews

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Pedicash address and contacts

Company name: Whale Tail Lending Services Inc.
SEC Registration No. CS202105682

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Example of loan calculating

TERM 10 days 20 days 30 days 60 days 180 days
LOAN AMOUNT ₱20000 ₱20000 ₱20000 ₱20000 ₱20000
APR 143% 143% 143% 143% 143%
INTEREST AMOUNT ₱650.61 ₱1424.37 ₱2207.7 ₱4558.37 ₱13961.11
TOTAL REPAYMENT ₱20650.61 ₱21424.37 ₱22207.7 ₱24558.37 ₱33961.11