MocaMoca — loans online in Philippines

MocaMoca is a mobile loan app that provides fast, short-term cash loans to qualified users in the Philippines through a fully digital process.

MocaMoca is a top-notch digital app that aims to provide express cash credit services to Filipino individuals in great need.

• Amount from 2,000 to 20,000 PHP
• Terms from 180 to 360 days
• Interest rate 0,03% per day
• Approval Duration 30-60 min
• For any purpose
• No collateral
• On a bank account

Loan Requirements

• A valid ID card that can be used to prove your legal age for taking this loan
• Job information
• Personal information, such as your address, spouse name, telephone number, etc. 
• Age from 21 years

How to get cash loan with Moca Moca

1. Open Google Play, search and download the mocamoca application
2. Register an account with your phone No.
3. Choose the loan amount and fill the information
4. Get your cash in 5 minutes

How to repay MocaMoca

• PayMaya (another electronic wallet other than GCash)
• 7-11
• Pawnshop
• M Lhuillier, etc.

Key Functions and Features

• Loan Amount Range: Typically between PHP 2,000 and PHP 20,000.
• Loan Period: Borrowers can choose loan terms ranging from 180 to 365 days.
• Interest and Fees: The APR is around 10% with a service fee applied upon disbursement.
• Confidentiality and Security: The app emphasizes data confidentiality and secure transactions.
• Credit History Recognition: Users with good repayment history may qualify for higher loan amounts.
• Eligibility Requirements: Filipino citizenship, age 21+, a valid mobile number, and one government-issued ID are needed to apply.

Is MocaMoca a legitimate app?

MocaMoca’s legitimacy has been questioned due to unclear registration status with Philippine regulatory authorities. Borrowers should confirm before applying.

Frequently Asked Questions (FAQs) about MocaMoca.ph

How do I download the MocaMoca app?

The MocaMoca app can be downloaded on Android devices via the Google Play Store. There is no official iOS version at this time.

Who can apply for a loan through MocaMoca?

Filipino citizens aged 21 and above with a valid mobile number and one government-issued ID are eligible to apply for loans.

What loan amounts can I get from MocaMoca?

Loan amounts typically range from PHP 2,000 to PHP 20,000 depending on the borrower’s profile and creditworthiness.

How long does the loan approval process take?

Loan approval usually takes only a few minutes after submitting the online application, with funds disbursed instantly upon approval.

Is a collateral required to get a loan?

No collateral or security is required to get a loan from MocaMoca.

What is the loan repayment period?

Loan repayment terms generally range from 180 to 365 days depending on the loan amount and agreement terms.

How do I repay my loan?

Repayment can be made through various convenient channels, including e-wallets, bank transfers, or partner locations as specified in the app.

Are there any hidden fees or charges?

Borrowers should review the terms carefully. Typical fees include interest and a service fee applied upon loan disbursement, but MocaMoca aims for transparency.

Can I increase my loan amount in the future?

Yes, users with a good repayment history may qualify for higher loan amounts in subsequent applications.

What should I do if I have problems or concerns?

Contact MocaMoca customer support via the app or their official website for assistance with any loan or account issues.