Company:
Copperstone Lending Inc.
SEC registration number at 2021050012959-04
The MocaMoca mobile app is designed as a digital loan platform providing express cash credit services to Filipinos who need quick financial assistance.
MocaMoca app is available on Android devices via Google Play Store.
The app uses a quick review process to approve loans with funds delivered promptly. Users must provide access to personal data for credit evaluation. Loan amounts and terms vary, usually short-term.
The app’s legality is uncertain, as it lacks clear verification of registration with the Philippine SEC. Reports of predatory lending practices, hidden fees, and aggressive debt collection have raised concerns.
While some users find the fast loan approval helpful, others have reported unexpected charges and harsh collection tactics. It is advised to be cautious and verify the app’s legitimacy before applying.
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 61 to 364 days
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority No. 3427
|
|
|
0.16% per day
|
₱1,000 — ₱25,000
|
from 15 to 135 days
|
20 — 55 years
|
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Loan broker Finami
|
|
