Company:
Copperstone Lending Inc.
SEC registration number at 2021050012959-04
Used mocamoca twice now. First time, I was like, “Is this real?” but it’s legit. Everything’s online — no going to offices or waiting in line. Just open your phone, go to their site, apply, and wait. Both times, I got approved within a few hours. Money goes to your e‑wallet, which is super convenient. The interest is there, of course, but at least it’s clear from the start. No hidden fees.
I used the loans to improve my living conditions, and the process was quite easy and convenient.
I have been a MocaMoca client for six months now. I applied for a consumer loan to purchase household appliances. I liked the speed of application review and the minimal package of documents. The interest rate turned out to be quite acceptable. However, when repaying the loan through the mobile application, there were some minor technical difficulties, which, however, were promptly resolved by the support service. Overall, I was satisfied with the cooperation with MocaMoca and can recommend this company.
Your Feedback Matters!
Share your experience about MocaMoca and help a fellow kabayan make the right choice. It only takes a minute!
Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
0.16% per day
|
₱500 — ₱25,000
|
from 15 to 135 days
|
20 — 55 years
|
SEC Registration No. CS201918702. Certificate of Authority No. 3169, NPC Registration No. PIC-001-791-2021
|
|
|
APR from 0% to 427%
|
₱500 — ₱25,000
|
from 3 to 12 months
|
18+ years
|
Loan broker Loan Online
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Loan broker Finami
|
|
|
APR from 3.95 to 49.68%
|
₱1,000 — ₱10,000
|
from 15 to 45 days
|
21+ years
|
SEC Registration No. CS201800209 Certificate of Authority No. 1162
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱50,000
|
from 3 to 4 months
|
18+ years
|
Loan broker Binixo
|
|
If you have an issue with MocaMoca, contact the lender first using its official support channels.
Customer support
When contacting support, include your loan reference number, payment details and a clear description of the issue. Keep copies of your emails, receipts and screenshots.
If the lender does not resolve your complaint, you can submit it to the Philippine Securities and Exchange Commission (SEC) through the official SEC iMessage portal:
https://imessage.sec.gov.ph/
If your complaint relates to misuse of personal information or unauthorized access to your contacts, you may also contact the National Privacy Commission (NPC).
Reviews on this page reflect borrowers' personal experiences and are not official complaints. If you have dealt with MocaMoca, you can also share your experience below.
