OCM - One Click Money — loans online in Philippines

OneClickMoney is an online lending platform in the Philippines that offers quick cash loans through a fully digital process. You can apply, get approved, and receive funds without visiting a physical office.

OneClickMoney - financial service that helps every Filipino get access to an instant financial solution

• Loan Amount from PHP 500 up to 20,000
• Loan Tenure from 90 up to 180 days
• Interest Rate 0.03%% per day or 11,9 % per month (Max APR 145%)
• Approval Duration 24 hours

Loan requirements

Who is eligible to get a loan:

• From 22 years old
• Filipinos currently living in the Philippines
• Employed individuals and selected professionals

How to get a loan

Only 4 steps to get a loan and pay it back

• Sign up. Fill up the application and confirm using the OTP code.
• Call for Approval. Get SMS notification about approval within 30 minutes after the phone call.
• Take the money and enjoy. Receive the money in your bank card within 30 minutes.

How to pay OCM

• Make Repayment. Pay back through any method using DragonPay.

Is OneClickMoney legitimate?

Yes. OneClickMoney is a registered and regulated lender in the Philippines, compliant with SEC and BSP guidelines. Verify their registration details on the website.

Frequently Asked Questions (FAQs) about OneClickMoney

What documents do I need?

Required documents typically include:

• Valid government ID (e.g., driver’s license, passport, PhilHealth card).
• Proof of income (e.g., payslip, bank statement, or employment certificate).
• Proof of address (e.g., recent utility bill).

How long does approval take?

Approval usually takes 15 minutes to 6 hours, depending on application volume and document verification. You’ll receive a notification once approved.

Where will the money be sent?

Funds are disbursed to:

• Your e‑wallet (e.g., GCash, Maya), or
• Your bank account (based on your selected option during application).

What happens if I miss a payment?

Missing a payment may result in late fees and affect your credit score. If you can’t pay on time, contact customer service immediately to discuss alternatives.

Can I reapply if my loan was denied?

Yes. You can reapply after 30 days. The decision is system‑generated based on risk assessment. Improving your credit profile may increase your chances of approval.

How can I check my application status?

Log in to your OneClickMoney account. You can also contact customer service for updates.

Can I increase my credit limit?

Yes. Your credit limit may increase based on your repayment history. You can also submit additional documents via the «Increase Limit» feature in your account.

Are there hidden fees?

No. All fees (interest, service charges) are clearly displayed before you confirm your loan. Read the terms carefully during application.

Is my personal information secure?

Yes. OneClickMoney uses industry‑standard encryption to protect your data. Your information is only used for loan processing and verification purposes, in compliance with data privacy laws.