OCM - One Click Money — loans online in Philippines

OneClickMoney is an online lending platform in the Philippines that offers quick cash loans through a fully digital process. You can apply, get approved, and receive funds without visiting a physical office.

OneClickMoney - financial service that helps every Filipino get access to an instant financial solution

• Loan Amount from PHP 500 up to 20,000
• Loan Tenure from 90 up to 180 days
• Interest Rate 0.03%% per day or 11,9 % per month (Max APR 145%)
• Approval Duration 24 hours

Loan requirements

Who is eligible to get a loan:

• From 22 years old
• Filipinos currently living in the Philippines
• Employed individuals and selected professionals

What documents do I need?

Required documents typically include:

• Valid government ID (e.g., driver’s license, passport, PhilHealth card).
• Proof of income (e.g., payslip, bank statement, or employment certificate).
• Proof of address (e.g., recent utility bill).

How to get a loan

Only 4 steps to get a loan and pay it back

• Sign up. Fill up the application and confirm using the OTP code.
• Call for Approval. Get SMS notification about approval within 30 minutes after the phone call.
• Take the money and enjoy. Receive the money in your bank card within 30 minutes.

Where will the money be sent?

Funds are disbursed to:

• Your e‑wallet (e.g., GCash, Maya), or
• Your bank account (based on your selected option during application).

How to pay OCM

• Make Repayment. Pay back through any method using DragonPay.

Is OneClickMoney legitimate?

Yes. OneClickMoney is a registered and regulated lender in the Philippines, compliant with SEC and BSP guidelines. Verify their registration details on the website.