Opeso — loans online in Philippines

Opeso - Internet Finance Corporation of Philippines, which specializes in financial technology products for the Filipino, providing small amount, short-term, financial credit services.

Opeso Online Loans base options

• Amount from PHP 2,000 to 20,000
• Term from 91 to 210 days
• Interest rate 0,11% per day

Loan Requirements

• Age 20 and above
• Reside in the Ph and have a valid ID
• Provide proof of your income
• Have an active checking account
• Optional
• Bank account

How to borrow

1. Register with your mobile phone number
2. Click "Apply Now" to start process your loan application
3. Application for submission
4. Waiting for your loan audit results
5. The audit has passed. Confirm your loan amount and loan days
6. Choose the way of withdrawal
7. Loan success

How to repay

• 7-ELEVEN, 
• ECPAY, 
• Gcash, 
• Banks are supported

Opeso ph Advantages

• Friendly online experience. Download and apply. Our end-to-end digital solution means no paperwork or lengthy processes!
• No collateral needed. No mortgage nor guarantee needed. Integrity builds a good life！
• Quick review. Proprietary credit-scoring technology. Cash will be disbursed in less than 24 hours.
• Transparent. No hidden penalties, no hidden fees. Credit ceiling increase with successful repayment.
• Big data risk control. Big data technology can evaluate users’ loan quotas.
• Date encryption. We use global industry standard security and encryption. We never release user data to third parties.

Frequently Asked Questions

How long does it take to get feedback on my loan application?

Loan audits are usually completed within 24 hours. You will receive a message with the result as soon as it is available. Please wait patiently for notification.​

What are common reasons for loan application rejection?

Common reasons for rejection include:

• Insufficient comprehensive credit score
• Submitted information does not currently meet loan requirements​

What should I keep in mind about repayment?

Maintaining a good repayment record will improve your credit rating, which may increase your credit limit or give you access to special offers and policies.​

How do I confirm whether my repayment was successful?

After making a repayment, check your status in the app under [My] → [Loan Record] → [Loan Details]. When you see "Your repayment is made successfully", it means your repayment has been processed.​

What can I do if I don't have enough money to repay on time?

If you cannot repay on time, click "Repay Now" and select "Renewal" to extend your loan term. This allows you to pay the renewal fees and postpone your deadline.​

What is important when submitting information for loan approval?

Ensure that all the information you provide is authentic and complete. Accurate and thorough details increase your approval chances and may help qualify you for a higher credit limit.