Opeso - Internet Finance Corporation of Philippines, which specializes in financial technology products for the Filipino, providing small amount, short-term, financial credit services.
Opeso Online Loans base options
Amount from PHP 2,000 to 20,000
Term from 91 to 210 days
Interest rate 0,11% per day
Loan Requirements
Age 20 and above
Reside in the Ph and have a valid ID
Provide proof of your income
Have an active checking account
Optional
Bank account
How to borrow
Register with your mobile phone number
Click "Apply Now" to start process your loan application
Application for submission
Waiting for your loan audit results
The audit has passed. Confirm your loan amount and loan days
Choose the way of withdrawal
Loan success
How to repay
7-ELEVEN,
ECPAY,
Gcash,
Banks are supported
Opeso ph Advantages
Friendly online experience. Download and apply. Our end-to-end digital solution means no paperwork or lengthy processes!
No collateral needed. No mortgage nor guarantee needed. Integrity builds a good life!
Quick review. Proprietary credit-scoring technology. Cash will be disbursed in less than 24 hours.
Transparent. No hidden penalties, no hidden fees. Credit ceiling increase with successful repayment.
Big data risk control. Big data technology can evaluate users’ loan quotas.
Date encryption. We use global industry standard security and encryption. We never release user data to third parties.
Frequently Asked Questions (FAQs) about Opeso
How long does it take to get feedback on my loan application?
Loan audits are usually completed within 24 hours. You will receive a message with the result as soon as it is available. Please wait patiently for notification.
What are common reasons for loan application rejection?
Common reasons for rejection include:
What should I keep in mind about repayment?
Maintaining a good repayment record will improve your credit rating, which may increase your credit limit or give you access to special offers and policies.
How do I confirm whether my repayment was successful?
After making a repayment, check your status in the app under [My] → [Loan Record] → [Loan Details]. When you see "Your repayment is made successfully", it means your repayment has been processed.
What can I do if I don't have enough money to repay on time?
If you cannot repay on time, click "Repay Now" and select "Renewal" to extend your loan term. This allows you to pay the renewal fees and postpone your deadline.
What is important when submitting information for loan approval?
Ensure that all the information you provide is authentic and complete. Accurate and thorough details increase your approval chances and may help qualify you for a higher credit limit.