Opeso - Convenient loan service

OPeso is an online lending service in the Philippines offering short-term personal loans. The OPeso website states that it is operated by OKLIK Lending Company Inc. and advertises loans from ₱2,000 to ₱20,000, online applications, no collateral, and loan review within 24 hours.

Opeso Online Loans base options

• Amount from PHP 2,000 to 20,000
• Term from 91 to 210 days
• Interest rate 0,11% per day

Loan Requirements

• Age 20 and above
• Reside in the Philippines and have a valid ID
• Provide proof of your income
• Have an active checking account
• Optional
• Bank account

How to borrow

1. Register with your mobile phone number
2. Click "Apply Now" to start processing your loan application
3. Application for submission
4. Waiting for your loan audit results
5. The audit has passed. Confirm your loan amount and loan days
6. Choose the way of withdrawal
7. Loan success

How to repay

• 7-ELEVEN, 
• ECPAY, 
• Gcash, 
• Banks are supported

Opeso ph Features

• Friendly online experience. Download and apply. Our end-to-end digital solution means no paperwork or lengthy processes!
• No collateral needed. No mortgage or guarantee is needed. Integrity builds a good life！
• Quick review. Proprietary credit-scoring technology. Cash will be disbursed in less than 24 hours.
• Transparent. No hidden penalties, no hidden fees. Credit ceiling increase with successful repayment.
• Big data risk control. Big data technology can evaluate users’ loan quotas.
• Data encryption. We use global industry standard security and encryption. We never release user data to third parties.

Is OPeso legit?

OKLIK Lending Company Inc. is a registered lending company. The Philippine SEC lists it under SEC Registration No. CS201903131 and Certificate of Authority No. 2896. It was still included in the SEC list of registered lending companies dated August 31, 2024.