Company:
OKLIK LENDING COMPANY INC.
The loan app available at opeso.top is a mobile loan application designed for users in the Philippines. This app focuses on providing quick and easy cash loans from PHP 2,000 to PHP 20,000. It is built to serve small businesses and individuals who need short-term financial support, especially those who have difficulty accessing traditional banking services. The app uses internet-based big data assessment to streamline the loan process, eliminating traditional paperwork and making borrowing fast and simple.
You can download the app directly from their website opeso.top by visiting the link through your smartphone or tablet.
Once downloaded, you can apply for a loan by defining the amount and repayment period within the app. The system quickly assesses your creditworthiness using big data algorithms. If approved, the loan amount is disbursed instantly to your bank account or mobile e-wallet (such as GCash), typically within minutes.
Yes, Opeso is a legitimate financial technology company based in the Philippines, operating under local regulations to offer unsecured, short-term personal and business loans.
Users generally find the app convenient and fast for small monetary needs. Many appreciate the simple process and quick disbursement, but some reviews mention customer service issues and concerns over interest rates and transparency regarding fees. As with any financial service, it’s advisable to carefully review the terms before applying.
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
from 0%
|
₱1,000 — ₱50,000
|
up to 12 months
|
20 — 70 years
|
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
|
|
|
APR 143% per year
|
₱1,000 — ₱20,000
|
from 61 to 183 days
|
22 — 70 years
|
Registration № CS201726430, CA №1181
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 3 to 6 months
|
22+ years
|
SEC Registration number: CS201953O73., Certificate of Authority №1254
|
|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 7 days to 6 months
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority N o. 3427
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Company No 1092
|
|
