Digido - Fast Loan Online, Digito Quick Lending App

Digido.ph is a licensed online lending platform in the Philippines that offers fast, convenient, and reliable personal cash loans up to ₱25,000.

Digido operates fully online, allowing Filipino residents aged 21 to 70 to apply anytime without needing collateral, guarantors, or extensive documentation. Digido stands out by providing a quick approval process and disbursing funds directly to the borrower’s bank account. First-time borrowers can enjoy a promotional 0% interest rate for up to 7 days on loans up to ₱4,000, making it a cost-effective option for urgent financial needs. 

Overview of Digido Online Loans

• Amount for the first loan from PHP 1,000 to 10,000 
• First loan with 0% interest rate for 7 days
• Up to PHP 25,000 for up to 180 for repeated loans
• Terms 2, 3, 4, 5, or 6 months
• The loan can be repaid in 1 day
• Maximum interest rate 59.9% per year

Digido Online Loan Requirements

• Filipino citizen
• A government-issued identity card
• The age from  21 to 70 years
• A working mobile connection
• Inclusion of documents such as payslips, COE, ITR, company ID, DTI will increase your chances of loan approval

How to get a loan from Digido

1. Choose the amount you need and register on the Digido website or mobile app. Use the slider to select your desired loan amount and enter your phone number, then click "Apply Now". Enter the confirmation code that you will receive in a text message on your phone. Fill out the registration form with your personal data.
2. Choose a convenient way to transfer the loan. Digido collaborates with major partners so that you can obtain and repay the loan in the most convenient way. After completing the form, indicate a convenient form of receipt of money — bank account, e-wallet or remittance centers. If you selected the bank transfer method, enter the details of your bank account.
3. Sign the contract with Digido and receive money. Sign the contract with Digido and confirm your consent to obtain a loan online. You will receive the confirmation code via a message on your phone. Receive the loan immediately after signing the offer.

How to repay Digido loan via GCash, Maya and 7-Eleven

Digido identifies each customer through an eight-character Lifetime ID, not a newly created reference for every repayment. To repay via GCash:

1. Sign in to your Digido account or check a Digido SMS payment reminder for your Lifetime ID and exact amount due.
2. Open GCash, tap Pay Bills, and select the Loans category.
3. Choose the biller Dragon Loans from the available loan-payment options.
4. Enter the Digido Lifetime ID as the payment reference, fill in the payment amount and the other fields requested by GCash.
5. Review and confirm the transaction. Save the GCash receipt and watch for payment posting in your Digido account.

Other Digido payment methods: Maya (Bills → Loans → Dragon Loans), 7-Eleven, M.Lhuillier, Cebuana Lhuillier, UnionBank online, BDO, BPI, QR Ph and other channels in Digido's repayment directory. Digido's own GCash guide identifies the Lifetime ID as the transaction reference. Check total due in the Digido app before payment, and keep the receipt until posted.

Digido interest rate, fees and late payment

Digido advertises 0% interest for seven days on qualifying first loans. Digido says its disclosed offer has no upfront commission and borrowers can settle early, including within one day.

Digido customer service — hotline, email and support hours

Its support email is [email protected], the Metro Manila landline is (02) 8876 8484, and its listed mobile contact is 0917 307 3081. Support hours are Monday to Friday, 8:00 a.m.–5:00 p.m., Philippine time. Digido also offers live-agent chat through its official website or app. The operating company is Digido Finance Corp., with SEC Registration No. CS202003056 and Certificate of Authority No. 1272. Its official website lists an office at Level 7, Cyberpark Tower 1, 60 General Aguinaldo Avenue, Cubao, Quezon City, 1109. Payment enquiries should include the borrower's eight-character Lifetime ID and the proof of transfer, particularly when a GCash or Maya payment has not appeared against the account.

Advantages of Digido Loans

• No hidden charges, upfront fees, or commission
• Available 24/7, including weekends and holidays
• Easy loan application process and instantaneous decisions
• Multiple modes of loan application: Web, Mobile App and through branches
• A loan approval rate of more than 90%
• Loans for any purpose
• Online loan calculator to choose the right loan amount and duration
• Loans without any collateral and guarantors
• Better loan offers for repeat borrowers
• Loans even without bank accounts
• Multiple Loan Repayment Options - bank transfer, remittance centre, 7-Eleven, offline branches, Dragonpay

Is Digido legit?

The platform is SEC-registered with No. CS202003056 and complies with Philippine lending regulations, emphasizing transparency and customer-friendly service.

Representative example: If you apply for Php 11,000.00 and choose 61-day repayment, the repayment will be Php 21,736.00 for 61 days. The total cost of the interest on the loan would be Php 5,368.00 each month. Loan term from 61 to 180 days. The loan can be repaid in 1 day. Maximum interest rate 59.9% per year. The calculation period shown above is for 61 days.