Digido — loans online in Philippines

Digido.ph is a licensed online lending platform in the Philippines that offers fast, convenient, and reliable personal cash loans up to ₱25,000.

Overview of Digido Online Loans

• Amount for the first loan from PHP 1,000 to 10,000 
• First loan with 0% interest rate for 7 days
• Up to PHP 25,000 for up to 180 for repeated loans
• Terms 2, 3, 4, 5, or 6 months
• Loan can be closed in 1 day
• Maximum interest rate 59.9% per year

Digido Online Loan Requirements

• Filippino citizen
• A government-issued identity card
• The age from  21 to 70 years
• A working mobile connection
• Inclusion of documents such as payslips, COE, ITR, company ID, DTI will increase your chances of loan approval

Advantages of Digido Loans

• No hidden charges, upfront fees, or commission
• Open 24/7 without any holidays or weekends
• Easy loan application process and instantaneous decisions
• Multiple modes of loan application: Web, Mobile App and through branches
• A loan approval rate of more than 90%
• Loans for any purpose
• Online loan calculator to choose the right loan amount and duration
• Loans without any collateral and guarantors
• Better loans for repeat buyers
• Loans even without bank accounts
• Multiple Loan Repayment Options - bank transfer, remittance centre, 7-Eleven, offline branches, Dragonpay

How to get a loan in Digido

1. Choose the amount you need and register on the Digido website or mobile app. Use the slider to select your desired loan amount and enter your phone number, then click "Apply Now". Enter the confirmation code that you will receive in a text message on your phone. Fill out the registration form with your personal data.
2. Choose a convenient way to transfer the loan. Digido collaborates with major partners so that you can obtain and repay the loan in the most convenient way. After completing the form, indicate a convenient form of receipt of money — bank account, e-wallet or remittance centers. If you selected the bank transfer method, enter the details of your bank account.
3. Sign the contract with Digido and receive money. Sign the contract with Digido and confirm your consent to obtain a loan online. You will receive the confirmation code via a message on your phone. Receive the loan immediately after signature of offer.

Is Digido legit?

The platform is SEC-registered with No. CS202003056 and complies with Philippine lending regulations, emphasizing transparency and customer-friendly service.

Digido operates fully online, allowing Filipino residents aged 21 to 70 to apply anytime without needing collateral, guarantors, or extensive documentation. Digido stands out by providing a quick approval process—often within minutes—and disbursing funds directly to the borrower’s bank account. First-time borrowers can enjoy a promotional 0% interest rate for up to 7 days on loans up to ₱4,000, making it a cost-effective option for urgent financial needs. 

Representative example: If you apply for Php 11,000.00 and choose 61-day repayment, the repayment will be Php 21,736.00 for 61 days. The total cost of the interest on the loan would be Php 5,368.00 each month. Loan term from 61 to 180 days. Loan can be closed in 1 day. Maximum interest rate 59.9% per year. The calculation period shown above is for 61 days.