Digido — loans online in Philippines

Digido.ph is a licensed online lending platform in the Philippines that offers fast, convenient, and reliable personal cash loans up to ₱25,000.

Get your first loan with 0% interest rate for 7 days! Up to PHP 25,000 for up to 180 for repeated loans!

• Amount for the first loan from PHP 1,000 to 10,000 
• Up to PHP 25,000 for up to 180 days for repeated loans
• Terms 2, 3, 4, 5, or 6 months
• Loan can be closed in 1 day
• Maximum interest rate 59.9% per year

Digido Online Loan Requirements

• Filippino citizen
• A government-issued identity card
• The age from  21 to 70 years
• A working mobile connection
• Inclusion of documents such as payslips, COE, ITR, company ID, DTI will increase your chances of loan approval

Advantages of Digido Loans

• No hidden charges, upfront fees, or commission
• Open 24/7 without any holidays or weekends
• Easy loan application process and instantaneous decisions
• Multiple modes of loan application: Web, Mobile App and through branches
• A loan approval rate of more than 90%
• Loans for any purpose
• Online loan calculator to choose the right loan amount and duration
• Loans without any collateral and guarantors
• Better loans for repeat buyers
• Loans even without bank accounts
• Multiple Loan Repayment Options - bank transfer, remittance centre, 7-Eleven, offline branches, Dragonpay

How to get a loan in Digido

1. Choose the amount you need and register on the Digido website or mobile app. Use the slider to select your desired loan amount and enter your phone number, then click "Apply Now". Enter the confirmation code that you will receive in a text message on your phone. Fill out the registration form with your personal data.
2. Choose a convenient way to transfer the loan. Digido collaborates with major partners so that you can obtain and repay the loan in the most convenient way. After completing the form, indicate a convenient form of receipt of money — bank account, e-wallet or remittance centers. If you selected the bank transfer method, enter the details of your bank account.
3. Sign the contract with Digido and receive money. Sign the contract with Digido and confirm your consent to obtain a loan online. You will receive the confirmation code via a message on your phone. Receive the loan immediately after signature of offer.

Digido operates fully online, allowing Filipino residents aged 21 to 70 to apply anytime without needing collateral, guarantors, or extensive documentation. Digido stands out by providing a quick approval process—often within minutes—and disbursing funds directly to the borrower’s bank account. First-time borrowers can enjoy a promotional 0% interest rate for up to 7 days on loans up to ₱4,000, making it a cost-effective option for urgent financial needs. The platform is SEC-registered and complies with Philippine lending regulations, emphasizing transparency and customer-friendly service.

Frequently Asked Questions (FAQs)

What is Digido.ph?

Digido.ph is an online loan service in the Philippines that offers quick personal loans up to ₱25,000 with fast approval and no collateral required.

Who is eligible to apply for a loan?

Applicants must be Filipino citizens aged 21 to 70 years old, have a valid government-issued ID, and an active mobile number for verification.

How much can I borrow and what are the loan terms?

You can borrow between ₱1,000 and ₱25,000. Loan terms typically range from 90 to 180 days, with a maximum APR of 36%.

How fast is the loan approval and disbursement process?

Loan approval can take as fast as 5 minutes after application, and funds are usually transferred to your bank account within a few hours or up to 24 hours.

Are there any hidden fees or upfront charges?

No, Digido is transparent with fees and interest rates. There are no hidden charges or upfront commissions.

What is the interest rate for first-time borrowers?

First-time borrowers can enjoy a 0% interest rate for 7 days on loans up to ₱4,000 as a promotional offer.

How do I apply for a loan?

You create an account on the Digido website or app by entering your phone number, filling out your information, and completing the application steps. No physical visit is required.

How can I repay my loan?

How to pay. Repayments can be made via bank transfer, e-wallets like GCash or PayMaya, or over-the-counter payment centers. Digido also supports QR Ph payments for fast and secure loan repayment.

Is Digido.ph a legitimate and safe platform?

Yes, Digido Finance Corp is a legally registered company with the SEC (Registration No. CS202003056) and holds a Certificate of Authority (No. 1272). It complies with lending regulations and uses secure, automated systems to process loans.

What if I have questions or need support?

Digido offers customer support through its website, mobile app, and email. They also provide FAQs and guides to assist borrowers throughout the loan process.

Representative example: If you apply for Php 11,000.00 and choose 61-day repayment, the repayment will be Php 21,736.00 for 61 days. The total cost of the interest on the loan would be Php 5,368.00 each month. Loan term from 61 to 180 days. Loan can be closed in 1 day. Maximum interest rate 59.9% per year. The calculation period shown above is for 61 days.