Company:
DIGIDO FINANCE CORP.
SEC Registration No. 202003056. Certificate of Authority No. 1272
The Digido mobile app is a loan app Philippines users can use to apply for a cash loan online, manage their borrowing process, and receive money without visiting a branch. It is presented as a fast digital lending service for Filipino users who need quick access to short-term funds.
You can download the Digido app here:
Google Play: Digido Philippines online loan.
The Google Play listing says the app offers an online loan process, SMS contract signing, and loan amounts starting from PHP 1,000, while the App Store listing presents it as a fast cash loan app that takes about 5 minutes to apply.
Digido works as a mobile lending platform where users submit an online application, verify their identity, and sign the contract using an SMS code. According to the app listing, first-time borrowers can apply for PHP 1,000 to PHP 10,000, while returning customers may qualify for up to PHP 25,000 with repayment terms up to 180 days.
The app is designed for quick processing, and the listing emphasizes that users only need a valid government ID and a bank account to receive funds. In practice, this makes the app easy to use for people looking for a simple cash loan solution on their phone.
Digido is described in third-party reviews as a licensed financing company in the Philippines, operated by Digido Finance Corp., with PSEC Registration No. CS202003056 and Certificate of Authority No. 1272. That makes it appear to be a regulated lender rather than an informal loan provider.
At the same time, users should still read the loan terms carefully, because the app listing shows an APR that can reach 36% and repayment periods of 90 to 180 days. So, the app looks legit, but borrowers should review fees, deadlines, and total repayment cost before applying.
For an app review philippines audience, Digido’s strongest points are speed, simple application steps, and the ability to apply directly from a phone. The app is positioned as a convenient option for emergency borrowing, especially for users who already have a valid ID and bank account.
On the other hand, the loan terms are not free for everyone, because only the first peso loan is advertised with 0% interest, while repeat borrowing may involve higher costs. Overall, this makes Digido a practical loan app Philippines users may consider for short-term needs, but it is best suited for people who can repay on time and understand the pricing.
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Interest |
Loan amount |
Term |
Borrower age |
SEC registered |
||
|---|---|---|---|---|---|---|
|
from 0%
|
₱1,000 — ₱50,000
|
up to 12 months
|
20 — 70 years
|
SEC Registration No. CS201908275 SEC Certificate of Authority No. 2990
|
|
|
APR 143% per year
|
₱1,000 — ₱20,000
|
from 61 to 183 days
|
22 — 70 years
|
Registration № CS201726430, CA №1181
|
|
|
APR 145%
|
₱500 — ₱20,000
|
from 3 to 6 months
|
22+ years
|
SEC Registration number: CS201953O73., Certificate of Authority №1254
|
|
|
APR 182%
|
₱1,000 — ₱30,000
|
from 7 days to 6 months
|
21 — 70 years
|
SEC Registration No. 2021030009095-02 Certificate of Authority N o. 3427
|
|
|
APR from 4% to 916%
|
₱1,000 — ₱25,000
|
from 30 days
|
18+ years
|
Loan broker Finami
|
|
